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Soukromé sociální pojištění - Institucionálně-historická analýza / Institutional-historical analysis of early development of sickness insurance in the Czech lands at the turn of the 19th to the 20th centuryDvořák, Lukáš January 2007 (has links)
This text aims to identify the main features of development of sickness insurance in the Czech lands. In the second half of the 19th century new mutual benefit societies started to emerge -- similarly like in Great Britain and the United States, and in the same time in 1888 the compulsory workers sick insurance was introduced. In the first part, this work offers analytical framework for analysis of this development, especially the approach of the public choice school, the concept of cognitive hazard and of social capital. In second part, the author gives historical overview of the era, brief overview of the development of so-called Friendly societies in Great Britain and the United States and an analysis of compulsory workers sick insurance and voluntary societies in Bohemia. The analysis shows the role of interest groups (workers movement, employers, physicians etc.) that shaped the compulsory insurance in similar way as captured in the Anglo-Saxon experience. The push-through of the compulsory insurance strengthens their positions. The application of social capital and cognitive hazard concept reveals that the compulsory insurance could bring unintended cost in the long run by lowering a voluntary cooperation.
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Regional Variance in Sickness Insurance UsageKroksgård, Andreas January 2009 (has links)
Which factors best explain the regional variation in sick-listing and early retirement? Data from the Swedish Social Insurance Agency is fitted against variables describing different regional characteristics that have been linked to sickness insurance consumption in the literature. Results, in line with earlier empirical investigation, suggest that particularly the employment rate, the populations‟ age, and its wealth are strong determinants of regional insurance usage. Two further factors, though less discussed in the literature, appear to have some relevance as well: A high share of large workplaces is found to predict higher rates of early retirement, while a large share of foreign-born predict lower sick-listing rates. Both effects have been found before, though the first one perhaps not in Swedish cross section analysis and the latter does not appear to be well understood in the literature. A tentative explanation for it is given here.
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Regional Variance in Sickness Insurance UsageKroksgård, Andreas January 2009 (has links)
<p>Which factors best explain the regional variation in sick-listing and early retirement? Data from the Swedish Social Insurance Agency is fitted against variables describing different regional characteristics that have been linked to sickness insurance consumption in the literature. Results, in line with earlier empirical investigation, suggest that particularly the employment rate, the populations‟ age, and its wealth are strong determinants of regional insurance usage. Two further factors, though less discussed in the literature, appear to have some relevance as well: A high share of large workplaces is found to predict higher rates of early retirement, while a large share of foreign-born predict lower sick-listing rates. Both effects have been found before, though the first one perhaps not in Swedish cross section analysis and the latter does not appear to be well understood in the literature. A tentative explanation for it is given here.</p>
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