This study investigated international medical graduates (IMGs), registered between January 1, 2007 and April 14, 2011, at the Access Centre for Internationally Educated Health Professionals in Ontario. By way of logistic regression in a cross-sectional design, it was found that permanent residents who were recent immigrants had lesser chances of being employed full-time at registration (baseline). By way of survival analysis in a cohort design, it was found that younger IMGs who have been in Canada less than 5 years and who have taken the Medical Council of Canada Evaluating Exam (MCCEE) have the greatest chances of securing residency positions in Canada or the US, whereas IMGs from Eastern Europe, South Asia and Africa have lesser chances. It was revealed that registered IMGs are a vulnerable population, and certain groups may be disadvantaged due to underlying characteristics. These groups can be targeted for specific interventions.

<p>The main objective of this study was to identify ways in which transaction costs can be lowered to improve small-scale farmers&rsquo / participation in and returns from agricultural output markets, with specific reference to small-scale mango farmers in Limpopo province. This study hypothesizes that transaction costs are lower in informal spot markets and increase when small-scale farmers sell in more structured markets (formal markets). This study builds on transaction cost economics (TCE) to demonstrate how to overcome transaction cost barriers that small-scale mango farmers face in the agro-food markets. The approach to collect primary information was sequenced in two steps: first, key informant and focus group interviews were conducted and, secondly, a structured survey instrument was administered in two districts of Limpopo. A total of 235 smallscale mango farmers were interviewed. A binary logistic regression model was used to estimate the impact of transaction costs on the likelihood of households&rsquo / participation in formal (=1) and informal (=0) agro-food markets. STATA Version 10 was used to analyse the data. This study found that a larger proportion of male than female farming households reported participation in the formal markets, suggesting deep-seated gender differentiation in market participation. The average age of small farmers participating in formal markets is 52, compared to 44 for those in informal markets, implying that older farmers might have established stronger networks and acquired experience over a longer period. Farmers staying very far from the densely populated towns (more than 50 km) participate less in the formal markets than those staying closer (0 &ndash / 25 km and 26 &ndash / 49 km), which implies that the further they are from the towns, the less the likelihood of farmers selling in the formal markets. Farmers who own storage facilities and a bakkie (transportation means) participate more in formal markets compared to those who do not own these assets, which suggests that these farmers are able to store mangoes, retaining their freshness and subsequently delivering them to various agro-food markets on time. Households that participate in formal markets have high mean values of income and social grants. However, this study found that the likelihood of a household&rsquo / s participation in the markets is less as income and social grants increase. This suggests that households do not invest their financial assets in order to overcome market access barriers. A large proportion of households that own larger pieces of arable land participate in the formal markets, which implies that they are able to produce marketable surplus. Households that have a high mean value (in Rand) of cattle participate more in formal markets than in informal markets. However, this study found that the likelihood of a household&rsquo / s participation in the markets does not change with an increase in the value of its livestock. These findings suggest that households do not sell their cattle in order to overcome market access barriers. Reduced transaction costs for small-scale mango farmers in Limpopo should improve their participation in and returns from the agro-food markets. Policy interventions to support this need to focus on: access to storage and transportation facilities, enforcement of gender equity requirements in existing policies, and better access to information about markets.</p>

This five-paper thesis explores office workers perceptions of green roofs and how this influences their health/well-being in Toronto and Chicago. Paper 1 examines the underlying paradigms and world-views of major research programs that look at the human relationship to nature and health/well-being, showing that despite some convergence between their methods and integration of different paradigms, continued differences and lack of clarity on the normative assumptions underlying each approach leads to confusion in the specification of ‘nature’ in health/well-being and place research. Paper 2 is a comparative analysis of the implementation of green roof policies in Toronto and Chicago. Paper 2 demonstrates the importance of ‘selling’ green roofs by linking them to larger environmental programs and of the municipal power structure that influences how and if environmental programs are implemented. Paper 3 examines the awareness, attitudes, and feelings towards green roofs by office workers with access to them (visual or physical) from their workplace in Toronto and Chicago. Using a phenomenological analysis of semi-structured interviews (n=55), Paper 3 shows that the hinterland, expectations of different kinds of ‘nature’ and aesthetics in the city, and access all influence perceptions of green roofs and sense of place. Paper 4 explores office workers awareness of and attitudes towards green roofs and the possible influence on their well-being in Toronto and Chicago from a large survey (n = 903). Participants showed a high literacy on the environmental benefits of green roofs. Chi-square analysis showed mixed results for health, but a significant association between visual access to a green roof and improved concentration. Paper 5 tests whether the relationship found in Paper 4, improved concentration with visual access, was still significant when other confounding variables were added to the model. Using a logistic regression on the same survey population (subset n =505), results found that concentration was no longer significant but that there was a trend towards improved concentration.

This five-paper thesis explores office workers perceptions of green roofs and how this influences their health/well-being in Toronto and Chicago. Paper 1 examines the underlying paradigms and world-views of major research programs that look at the human relationship to nature and health/well-being, showing that despite some convergence between their methods and integration of different paradigms, continued differences and lack of clarity on the normative assumptions underlying each approach leads to confusion in the specification of ‘nature’ in health/well-being and place research. Paper 2 is a comparative analysis of the implementation of green roof policies in Toronto and Chicago. Paper 2 demonstrates the importance of ‘selling’ green roofs by linking them to larger environmental programs and of the municipal power structure that influences how and if environmental programs are implemented. Paper 3 examines the awareness, attitudes, and feelings towards green roofs by office workers with access to them (visual or physical) from their workplace in Toronto and Chicago. Using a phenomenological analysis of semi-structured interviews (n=55), Paper 3 shows that the hinterland, expectations of different kinds of ‘nature’ and aesthetics in the city, and access all influence perceptions of green roofs and sense of place. Paper 4 explores office workers awareness of and attitudes towards green roofs and the possible influence on their well-being in Toronto and Chicago from a large survey (n = 903). Participants showed a high literacy on the environmental benefits of green roofs. Chi-square analysis showed mixed results for health, but a significant association between visual access to a green roof and improved concentration. Paper 5 tests whether the relationship found in Paper 4, improved concentration with visual access, was still significant when other confounding variables were added to the model. Using a logistic regression on the same survey population (subset n =505), results found that concentration was no longer significant but that there was a trend towards improved concentration.

Basal Temperature of Snow (BTS) measurements were used as the primary inputs to a high resolution (30 x 30 m grid cells) empirical-statistical regional permafrost probability model for the southern and central Yukon, and northernmost British Columbia (59° - 65°N). Data from seven individual study areas distributed across the region were combined using a blended distance decay technique, with an eighth area used for validation. The model predictions are reasonably consistent with previous permafrost maps for the area with some notable differences and a much higher level of detail. The modelling gives an overall permafrost probability of 52%. North of 62°N, permafrost becomes more extensive in the lowland areas whereas farther south permafrost is typically common only above treeline. Significant differences exist between the mountain environments of the Yukon and the Swiss Alps where the BTS method originated and as a result different modelling approaches had to be developed. This work therefore: (1) develops additional explanatory variables for permafrost probability modelling, the most notable of which is equivalent elevation, (2) confirms the use of ground truthing as a requirement for empirical-statistical modelling in the Yukon and (3) uses a combination of models for the region in order to spatially predict between study areas. The results of this thesis will be of use to linear infrastructure route-planning, geohazard assessment and climate change adaptation strategies. Future work employing the model will allow the effects of scenario-based climate warming to be examined.

This study investigated international medical graduates (IMGs), registered between January 1, 2007 and April 14, 2011, at the Access Centre for Internationally Educated Health Professionals in Ontario. By way of logistic regression in a cross-sectional design, it was found that permanent residents who were recent immigrants had lesser chances of being employed full-time at registration (baseline). By way of survival analysis in a cohort design, it was found that younger IMGs who have been in Canada less than 5 years and who have taken the Medical Council of Canada Evaluating Exam (MCCEE) have the greatest chances of securing residency positions in Canada or the US, whereas IMGs from Eastern Europe, South Asia and Africa have lesser chances. It was revealed that registered IMGs are a vulnerable population, and certain groups may be disadvantaged due to underlying characteristics. These groups can be targeted for specific interventions.

台灣的銀行保險於2000年興起，2009年銀行通路初年度保費收入（First Year Premium, FYP）占整體壽險業初年度保費收入的比重達63.15%，首次超越傳統業務員通路，至2012年為止皆維持5成以上，顯示銀行通路對壽險公司的重要性。實務上壽險公司同時會與多家銀行簽訂保險銷售的合作契約，如何確保合作銀行招攬之業務是對公司有益而非反而造成公司虧損，成為壽險公司重要的課題。 　　本研究依據銀行之設立時間、是否由政府持股、是否具金控背景、是否為非商業銀行、資產規模及公司治理結構等特性進行分類，由各類銀行通路招攬之醫療險是否發生短期理賠及短期理賠之總金額判斷其業務品質，並利用logistic迴歸模型及OLS迴歸模型探討合作銀行之特性對銀行保險業務品質之影響。 　　實證結果顯示，1991年以前設立之舊銀行、商業銀行及大資產規模之銀行的短期理賠狀況較少，契約品質較佳。至於銀行是否由政府持股、是否具金控背景及銀行的公司治理結構等因素則對短期理賠並沒有顯著的影響。理賠金額方面，實證結果則顯示所有銀行特性對於理賠金額之影響都是不顯著的，表示被保險人或許會因為投保銀行之特性影響其申請理賠之機率，但不會因銀行之特性影響申請理賠之金額。 / Bancassurance in Taiwan has been developed rapidly since 2000. In 2009, first year premium (FYP) of life insurance from bank channels exceeds FYP from agent channels for the first time. It is clear that bank channels are very important for life insurance companies. Thus, how to maintain the quality of insurance business from every bank channel becomes a big concern for life insurance companies. This study judge the quality of insurance business by observing the conditions of claim of permanent health insurance selling in bank channels, and use logistic regression and OLS regression to analyze the relationship between the characteristics of banks and the quality of bancassurance based on the foundation time of banks, the equity possessions of banks, the assets of banks, the corporate governance structure of banks, and so forth. According to the empirical results, the characteristics of banks affect the probability of short-term claim, but the characteristics of banks do not affect the amount of claim.

在市埸外在環境及法令政策的改變之下，台灣的銀行保險業務自2000年起快速發展，並帶動整體壽險業保費規模的成長。通常壽險公司同時會跟許多家銀行合作推動銀行保險，但與每家合作銀行之合作關係不盡相同，而由於銀行通路對壽險業極為重要，因此壽險公司皆希望所有合作銀行所招攬之保險業務都能有良好的品質，使保險業與銀行業的合作形成雙贏的局面。 　　本研究依據合作銀行之相對談判力、合作銀行與壽險公司間的信賴關係及壽險公司是否持股合作銀行等指標，輔以各銀行通路之醫療險損失情形判斷其業務品質，並藉由logistic迴歸模型及OLS迴歸模型探討銀行保險業務中，合作銀行與壽險公司之間的合作關係對銀行保險業務品質之影響。 　　實證結果顯示，相對談判力小、信任程度高及保險公司有投資股權的合作銀行，其短期理賠的機率較低，而銀行與保險公司間的合作關係對於理賠金額則沒有顯著影響。 / Due to the motivation of macroeconomic environment and the change of regulation, bancasssurance in Taiwan develops quickly these years. In general, life insurance companies sign cooperative contracts with plenty of banks, but the relationship with every bank could be different. All life insurance company wish that the quality of insurance business from every bank channel maintains very well despite the different cooperative relationships. This study evaluate the quality of insurance business by observing the conditions of claim of permanent health insurance selling in bank channels, and use logistic regression and OLS regression to analyze how the relationship between insurance companies and banks affects the quality of bancassurance According to the empirical results, when banks have relatively weaker bargaining power, banks are highly trusted or invested by insurance companies, the quality of bancassurance from the above-mentioned bank channels is better.

The California Department of Transportation (Caltrans) seismic bridge design process for an Ordinary Bridge described in the Seismic Design Criteria (SDC) directs the design engineer to meet minimum requirements resulting in the design of a bridge that should remain standing in the event of a Design Seismic Hazard. A bridge can be designed to sustain significant damage; however it should avoid the collapse limit state, where the bridge is unable to resist loads due to self-weight. Seismic hazards, in the form of a design spectrum or ground motion time histories, are used to determine the demands of the bridge components and bridge system. These demands are compared to the capacity of the components to ensure that the bridge meets key performance criteria. The SDC also specifies design detailing of various components, including abutments, foundations, hinge seats and bent caps. The expectation of following the guidelines set forth by the SDC during the design process is that the resulting bridge design will avoid collapse under anticipated seismic loads. While the code provisions provide different analyses to follow and component detailing to adhere to in order to ensure a proper bridge design, the SDC does not provide a way to quantitatively determine whether the bridge design has met the requirement of no-collapse. The objectives of this research are to introduce probabilistic fragility analysis into the Caltrans design process and address the gap of information in the current design process, namely the determination of whether the bridge design meets the performance criteria of no-collapse at the design hazard level. The motivation for this project is to improve the designer's understanding of the probabilistic performance of their bridge design as a function of important design details. To accomplish these goals, a new bridge fragility method is presented as well as a design support tool that provides design engineers with instant access to fragility information during the design process. These products were developed for one specific bridge type that is common in California, the two-span concrete box girder bridge. The end product, the design support tool, is a bridge-specific fragility generator that provides probabilistic performance information on the bridge design. With this tool, a designer can check the bridge design, after going through the SDC design process, to determine the performance of the bridge and its components at any hazard level. The design support tool can provide the user with the probability of failure or collapse for the specific bridge design, which will give insight to the user about whether the bridge design has achieved the performance objective set out in the SDC. The designer would also be able to determine the effect of a change in various design details on the performance and therefore make more informed design decisions.

The aim of this paper is to analyze the impact of a conditional cash transfer program, Progresa, on school attendance in Mexican rural and urban areas. Within recent years, conditional cash transfer programs have become one of the most accepted remedies for poverty alleviation in many countries. Progresa was developed as an economic experi-ment, with randomized selection process, treatment groups and control croups. For this reason, the impact of Progresa is ideal for economic analysis. There are clear evidence of disparities between urban and rural school attendance rates in Mexico, hence the pro-gram’s effect on school attendance rates have been studied in the two regions. There are several reasons why one would expect different outcomes of the program on school at-tendance in rural and urban areas. Expected returns to education and the opportunity cost of investment in schooling in different regions are thought to affect the household’s optimization problem differently. The impact of Progresa on school attendance rates is estimated by a logit regression model analyzing household data within the household optimization framework. Mainly, Progresa has a positive impact on children’s school at-tendance. However, it may be concluded that Progresa has no significant effect for older children in rural areas. This result is assumed to be explained by the different conditions poor families face in different regions. If rural households’ optimization problem indeed looks different; this might suggest that the design of conditional cash transfer programs such as Progresa is crucially important depending on the region of implementation. / Syftet med denna uppsats är att analysera det villkora välfärdsprogrammet Progresa och dess effekt på skolnärvaro i mexikanska rurala och urbana områden. Under senare år har villkora välfärdsprogram kommit att vara en av de mest accepterade formerna av bistånd för att minska fattigdom i de flesta länder. Progresa utvecklades utifrån ett ekonomiskt experiment, med en slumpmässig urvalsprocess samt en experiment- och kontrollgrupp. Med anledning av detta är Progresa ett utmärkt program att studera för ekonomisk analys. Skolnärvaron i mexikanska rurala och urbana områden varierar stort och av denna anledning har effekten av Progresa studerats i de båda regionerna. Det finns många anledningar till varför vi bör förvänta oss avvikande utfall. En förklaring kan vara att utbildningens förväntade avkastning och alternativkostnad påverkar hushållens optimeringsproblem olika. Effekten av Progresa på skolnärvaro är beräknad med en logit regressionsmodell där hushållsdata analyseras inom ramen för hushållets optimeringsproblem. Huvudsakligen har Progresa en positiv effekt på barns skolnärvaro. Dock, och vad som bör noteras, är det faktum att Progresa inte har en signifikant påverkan på äldre rurala barns skolnärvaro. Detta resultat antas förklaras av fattiga familjers olika förutsättningar i rurala och urbana områden. I det fall rurala familjers optimeringsproblem skiljer sig från urbana familjers optimeringsproblem, torde detta innebära att strukturen av ett villkorligt biståndsprogram, så som Progresa, är av största vikt och bör anpassas ändamålsenligt.