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[pt] Esta dissertação buscou contribuir para análise de como os consumidores da classe C consomem shopping centers. Para alcançar tal objetivo, primeiramente foi revisada a literatura sobre Consumer Culture Theory para proporcionar um contexto relativo à análise, depois estudou-se o consumo no segmento de baixa renda, especificamente o conceito de Nova Classe Média (classe C), segundo Neri (2008), e suas implicações para o comportamento do consumidor. Adicionalmente, buscou-se entender na literatura a questão sobre o comportamento dos consumidores da baixa renda, especificamente da classe C, com relação aos shopping centers. Foram conduzidas 22 entrevistas em profundidade com entrevistados em quatro shopping centers da região metropolitana do Rio de Janeiro, todos tendo como público principal consumidores de baixa renda. Na análise dos dados, foram estudadas as entrevistas de membros da classe C, sendo codificadas utilizando o programa Atlas-ti. Os temas e descrições foram relacionados com a teoria fundamentada para, então, se chegar a interpretações dos significados dos mesmos. Os principais achados foram: é mais importante frequentar o shopping para os entrevistados que a compra no shopping; apesar da preferência pelo ambiente do shopping, os entrevistados demonstraram maior intenção de compra nos ambientes varejistas de rua; a internet influenciou mudanças no comportamento dos consumidores da classe C em relação aos shopping centers; e mesmo tendo a expectativa de não reduzir a frequência de idas ao shopping devido à redução de renda, os consumidores da classe C acabaram frequentando menos os shopping após uma redução de renda. / [en] This study sought to contribute to the understanding of how class C consumers consume malls. Firstly, in order to achieve this goal, literature on Consumer Culture Theory was reviewed to provide context to the analysis. Then, consumption by the low-income segment, specifically the New Middle Class (class C), according to Neri (2008), was studied and its implications on consumer behavior. In addition, available literature regarding the behavior of low-income consumers, specifically of class C consumers, with respect to shopping malls was analyzed. A total of 22 in-depth interviews were conducted with respondents in four shopping malls in the metropolitan area of Rio de Janeiro, all having as main target segment low-income consumers. In data analysis, interviews from class C consumers were studied and encoded using the Atlas-ti software. The themes and reports were related to the contextual theory to then arrive at interpretations of the meanings of such accounts. The main findings were: visiting the mall was more important than buying in the malls, as purchase intent in street retail environments was higher than in malls despite the preference for shopping environment; the internet has influenced changes in class C consumer behavior with respect to shopping malls; and even though the expectation of consumers is that their mall visitation frequency will not be reduced as a result of a decrease in income, class C consumers ended up reducing the amount of visits to the mall after an actual income reduction.

INTRODUCTION: Students from low-income backgrounds (LIB) have been underrepresented in Canadian medical schools for over fifty years. Despite our awareness of this problem, little is known about the experiences of aspiring physicians from LIB in Canada who are working towards medical school admission. As a result, we do not have insight into the barriers and facilitators that may be used to increase the representation of students from LIB in Canadian medical schools. METHODS: This thesis describes a qualitative description interview study aimed at understanding the experiences of aspiring physicians from LIB as they attempt to gain entry to medical school. We conducted semi-structured interviews with 15 participants at different stages of their undergraduate, master’s, and non-medical professional education. RESULTS: We used the theories of intersectionality and identity capital as a theoretical framework for identifying barriers and facilitators to a career in medicine. Participants experienced social, identity-related, economic, structural, and informational barriers to a career in medicine. Intrinsic facilitators included motivation, self-confidence, attitude, strategy, information seeking and sorting, and financial literacy and increasing income. Extrinsic facilitators were social, informational, financial, and institutional in nature. CONCLUSION: This study fills existing gaps in the literature by identifying the pre-admissions barriers and facilitators encountered by aspiring physicians from LIB. This information will be useful to medical schools, organizations, and researchers interested in supporting underrepresented groups. Given that medical students from LIB are more likely to serve underserved populations, this is relevant to Canadian medical schools’ social accountability commitment to producing physicians that meet the health needs of marginalized and vulnerable patients. / Thesis / Master of Science (MSc) / GOALS: This thesis describes an interview study aimed at understanding the experiences of aspiring physicians from low-income backgrounds (LIB) as they attempt to gain entry to medical school. Interviews were conducted with 15 participants at different stages of their undergraduate, master’s, and non-medical professional education. CONTRIBUTIONS: This study fills existing gaps in the literature by identifying the pre-admissions barriers and facilitators encountered by aspiring physicians from LIB. Participants experienced social, identity-related, economic, structural, and informational barriers to a career in medicine. Intrinsic facilitators included motivation, self-confidence, attitude, strategy, information seeking and sorting, and financial literacy and increasing income. Extrinsic facilitators were social, informational, financial, and institutional. This information will be useful to medical schools, supportive organizations and researchers interested in supporting underrepresented groups.

The purpose of this study was to (1) develop a statistical model that classifies the housing problems of affordability, quality and crowding as elements in a choice set facing low-income urban renters, (2) identify the demographic, socioeconomic and regional factors which influence housing outcomes, (3) use the resulting model to estimate the probability that an individual household faces a particular combination of housing problems, and (4) consider how the receipt of housing assistance alters those probabilities by addressing the question of targeting assistance. The study used data from the American Housing Survey of 1989 to estimate the model. These were low-income renters who both lived in an urban area and moved from one residence to another during the prior twelve month period. The mean income level of the final sample was $14,336. Sixty-one percent of the sample had affordability problems, twenty-eight percent had quality problems and six percent had crowding problems. The theoretical framework for the study is discrete choice analysis based on a random utility function. The conceptual framework included the development of seven, binary, logit models. These models represent a sequence of choices which the low-income renter makes when finding housing. The assumed choice hierarchy was affordability decisions followed by quality decisions and finally crowding decisions. The affordability and crowding models performed well; however, the quality model was somewhat disappointing. It appears that either quality is not easily modeled using a binary variable or households perceive quality differently than do the policy makers who establish quality guidelines. The models clearly show that affordability problems constitute the biggest hurdle for the low-income renter. Regional location is a significant factor in estimating the probability of having housing problems. Households in the western region of the United States are most likely to have multiple problems. A major contribution of this study is the focus on housing assistance and how receiving assistance alters the probability of low-income households finding basic shelter. / Ph. D.

[pt] Este estudo analisa os efeitos da educação nos hábitos de consumo de adolescentes de baixa renda, com uma pesquisa qualitativa envolvendo 16 alunos. Utilizamos a teoria pedagógica sociointeracionista, abordando conceitos como zona de desenvolvimento proximal, mediação, linguagem, contexto social e cultural, e desenvolvimento progressivo. Estudamos obras de Paulo Freire, destacando a relação entre oprimido e opressor, diálogo, conscientização e contextualização cultural. Investigamos a conexão entre sociointeracionismo e a teoria pedagógica de Paulo Freire, seguida por reflexões sobre consumo na base da pirâmide, conforme a perspectiva de C.K. Prahalad. Focamos no consumidor dessa camada e no desenvolvimento econômico como meio de transformação social, explorando o papel da educação do consumidor e sua aplicação no ensino formal. A análise dos dados revela desafios na avaliação do consumo adolescente e o impacto da influência familiar, de grandes marcas e da escola em seus hábitos. Correlacionamos teorias com os dados, oferecendo uma visão ampla sobre educação, consumo e desenvolvimento social, concluindo com considerações sobre o engajamento dos estudantes, suas consequências na qualidade da educação, medidas escolares e o papel da escola na formação de cidadãos conscientes sobre a relação opressor-oprimido e o impacto da educação para um consumo consciente na base da pirâmide. / [en] This study analyzes the effects of education on the consumption habits of low-income adolescents, with qualitative research involving 16 students. We use sociointeractionist pedagogical theory, addressing concepts such as zone of proximal development, mediation, language, social and cultural context, and progressive development. We studied works by Paulo Freire, highlighting the relationship between oppressed and oppressor, dialogue, awareness and cultural contextualization. We investigated the connection between sociointeractionism and Paulo Freire s pedagogical theory, followed by reflections on consumption at the base of the pyramid, according to C.K. Prahalad s perspective. We focus on consumers in this layer and on economic development as a means of social transformation, exploring the role of consumer education and its application in formal education. Data analysis reveals challenges in evaluating teenage consumption and the impact of family influence, big brands and school on their habits. We correlate theories with data, offering a broad view of education, consumption and social development, concluding with considerations on student engagement, its consequences on the quality of education, school measures and the role of school in forming citizens aware of the oppressive relationship - oppressed and the impact of education for conscious consumption at the base of the pyramid.

In 1994, the South African government set in place an ambitious plan to reduce the housing backlog and eradicate slums by 2012. The delivery of housing is subject to the South African National Environmental Management Act of 1998 that seeks to ensure sustainable resources use towards sustainable development of all activities. However, the question is whether or not reality matches the policy’s vision. One concern which arises is that the high demand for housing and the speed with which delivery of low-cost housing is occurring may compromise the environment. This study examines the challenges of implementing environmental policy requirements in low-cost-housing, using the case study of Ambleton in the Msunduzi Municipality, KwaZulu-Natal, South Africa. In attempting to assess the challenges of implementing environmental management policy requirements of the housing policy of 1994 and NEMA of 1998, four key challenges were identified: understanding environmental policy requirements, institutionalising capacity and cooperation, resolving conflict of values among stakeholders, and recognising budget constraints. The key participants in the study were officials from the provincial departments of Housing and the Department of Agriculture and Environmental Affairs, Msunduzi Municipal officials who implement the policy, including the Ward Councillor of Ambleton and the Service Provider. The methodology used to gather data was observation, in-depth interviews, and document review. It was revealed in the study that the understanding of policy requirements amongst key stakeholders is limited and that the institutional capacity is limited in terms of skills, coordination, and physical capacity. Different priorities of stakeholders play a major role in budget and priority setting by government, which affect the implementation of environmental policy requirements. It was pointed out by municipal staff that there is a shortage of funds for meeting all environmental policy requirements. Also explored were possibilities for improving environmental policy implementation. These include making environmental policy requirements in housing and NEMA more explicit to enhance stakeholders’ understanding, and enforcing compliance by environmental monitoring and audits. There is also a need for increased capacity building as well as improving coordination for better implementation of environmental policy requirements in low-cost housing. / Thesis (M.Env.Dev.)-University of KwaZulu-Natal, Pietermaritzburg, 2007.

<p>This study examines the extent to which transit may be able to assist with the upward mobility of low-income groups, specifically those making less than a living wage. Previous studies relating to job accessibility have examined the feasibility of reaching jobs using various modes of transportation, and some have factored educational requirements into the attainability of those jobs. However, no studies thus far have attempted to determine transit accessibility to jobs that can facilitate and enable upward mobility for low-income households. Employment data relevant to the labor force of Marion County, Indiana, is used to determine the earnings (mainly wages or salaries) associated with occupations, and which occupations require no more than a high school education. Those occupations are then paired with the various industries they are found in, and the earnings belonging to the industry’s highest-earning occupation is associated with that industry. The median household incomes of low-income Census block groups (CBGs) are then compared to the earnings of each transit-accessible industry to evaluate whether those earnings are large enough to induce upward mobility for those living in the CBGs. Bus routes and bus stops for the local transit system (IndyGo) along with workplace locations are mapped in ArcGIS to assess the low-income population’s accessibility to workplaces belonging to a select group of industries. </p><p> </p><p> </p><p>Bus routes that serve both downtown Indianapolis and low-income CBGs were found to provide people living in those CBGs with access to some of the most lucrative jobs, particularly those found in the <i>Finance and Insurance</i> industries. Over half of Indianapolis’ transit-accessible industries have earnings amounts large enough to induce upward mobility for those living in all the low-income CBGs; this corresponds to 6,748 unique workplaces. Findings from this study suggest that low-income people would benefit from having access to transit routes that serve downtowns and other areas with high concentrations of white-collar jobs. Low-income Indianapolis residents informed of this study’s results may be motivated to explore the possibilities for better-paying jobs accessible to them by transit. Furthermore, methods used in this study can help in ranking different transit routes for accessibility to workplaces conducive to upward mobility. The rankings can be updated periodically to assist in addressing equity goals for transit planning.</p>