Global ETD Search

1	Finanskrisen 2008 påverkan på svenska nischbankernas finansiella stabilitet Hanna, Nancy, Siriani, Mariam January 2017 (has links) Purpose: The purpose of this study is to show how the small banks financial stability was affected by the financial crisis 2008. Method: The study is based on a quantitative methodology where the banks financial reports have been collected for the years 2004-2014. The selection in the study includes 7 banks. Results: The study’s result shows that the financial crisis had a small impact on the banks financial stability. The result also shows that the banks credit loss ratio was slightly affected. Conclusion: In conclusion, it can be noted that the financial crisis has a minimal impact on the niche banks financial stability and credit losses. / Syfte: Syftet med studien är att studera på vilket sätt svenska nischbankernas finansiella stabilitet har påverkats av finanskrisen 2008. Metod: Studien baseras på en kvantitativ metod där sekundärdata har samlats in från utvalda nischbankers årsredovisningar för år 2004-2014. Urvalet i studien granskar 7 nischbanker. Resultat: Studiens resultat tyder på att nischbankernas finansiella stabilitet påverkades i liten grad av finanskrisen 2008. Resultatet visar även att bankernas kreditförlustnivå påverkades i liten utsträckning. Slutsats: Sammanfattningsvis kan det konstateras att nischbankernas finansiella stabilitet samt kreditförluster hade en minimal påverkan av finanskrisen. financial crisis subprime key ratio finanskrisen subprimelån nischbanker nyckeltal soliditet kapitaltäckningsgrad primärkapitalrelation kreditförlustnivå Business Administration Företagsekonomi
2	Basel II- Behöver regelverket modifieras? : En empirisk studie om riskhantering i en liten bank och en stor bank i Sverige Saxena, Shveta, Mousavi, Saideh January 2010 (has links) No description available. Basel II Capital Adequacy Ratio Cost/Income Ratio Risk Management Basel II CAR K/I-tal Kreditförlustnivå
3	Basel II- Behöver regelverket modifieras? : En empirisk studie om riskhantering i en liten bank och en stor bank i Sverige Saxena, Shveta, Mousavi, Saideh January 2010 (has links) No description available. Basel II Capital Adequacy Ratio Cost/Income Ratio Risk Management Basel II CAR K/I-tal Kreditförlustnivå
4	THE BANK CRISIS FINANCIAL RATIOS : A comparative research of the UK and Sweden during 2006-2010 Winter Söderberg, Cristoffer, Göransson, Stephanie January 2011 (has links) The credit crunch that started the 9th of August 2007 is generally viewed as the most significant crisis to affect the financial markets and the global economy since the 1930s.The UK financial sector was heavily hit by the crisis which resulted in a dry up in lending and left a black hole in the British banks‟ finances. During the last quarter of 2010 the GDP shank unexpectedly with 0.5 percent from the third quarter which created concerns about going back into the recession. Contrarily, for Swedish economy 2010 was an impressing year with an unexpected GDP growth of 7, 3 percent in the last quarter.The purpose of this study is to analyse how the finance crisis has affected the leading banks‟ performance within the two countries and see whether the differences in values can explain the difference in GDP growth during the last quarter of 2010. The analyse is performed through a financial ratio analysis of the different banks.The final results of the research indicates to that the Swedish banks have been more profitable, have had a more secure and higher quality of lending and more capacity to lower cost related to income than the British banks. The more distinctive negative influence is mostly based on the larger amount of credit losses the British banks had to experience which contributed to their significant decrease in earnings per share which created scepticism on the credit market followed by a severe slowdown in consumption and in GDP growth. Since the credit losses never got to same levels in Sweden as in the UK the scepticism of the Swedish banking system did not affect the reduction in credit use and house prises to the same extent and GDP growth could recover back to normal levels sooner than in the UK. credit crunch finance crisis financial ratios Basel credit risk credit loss ratio cost income ratio net interest margin earnings per share return on equity capital adequacy Finanskris nyckeltalanalys lönsamhet likviditet finansiell marknad kreditrisk kreditförluster soliditetsmått likviditetsmått lönsamhetsmått effektivitetsmått svenska banker brittiska banker.

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