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An analysis of financial literacy in the target market of a state–owned bank / Peterson D.D.Peterson, Denis Desmond. January 2011 (has links)
The South African Postbank Limited has been tasked by Government with a social mandate to provide basic financial services to people receiving low income and people living in rural areas. Personal financial literacy is an essential element which affects financial inclusion in the target market of a state–owned bank. To achieve the bank?s social mandate and its objective, it would be vital to determine whether people in low income and rural demographics are financially literate. Financial literacy is defined as the ability to manage your money on a day–to–day basis, do future financial planning, choose sound financial products and have appropriate financial knowledge and understanding. Various factors influence the level of financial literacy of a person and in order to improve the financial literacy of a person, cognisance should be taken of that person?s age, gender, living conditions, income–level and socio–economic elements. It will be beneficial for a state–owned bank, in order to reach its social mandate, to implement financial educational programmes to increase financial literacy. The latter will increase the amount of potential customers and thus promote financial inclusion in the long run. The sample in low income and rural areas has been found to be the most wanting in financial literacy and therefore it is crucial to address this shortcoming in the target market of the state–owned bank in order to reach the social mandate of financial inclusion. / Thesis (M.B.A.)--North-West University, Potchefstroom Campus, 2012.
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An analysis of financial literacy in the target market of a state–owned bank / Peterson D.D.Peterson, Denis Desmond. January 2011 (has links)
The South African Postbank Limited has been tasked by Government with a social mandate to provide basic financial services to people receiving low income and people living in rural areas. Personal financial literacy is an essential element which affects financial inclusion in the target market of a state–owned bank. To achieve the bank?s social mandate and its objective, it would be vital to determine whether people in low income and rural demographics are financially literate. Financial literacy is defined as the ability to manage your money on a day–to–day basis, do future financial planning, choose sound financial products and have appropriate financial knowledge and understanding. Various factors influence the level of financial literacy of a person and in order to improve the financial literacy of a person, cognisance should be taken of that person?s age, gender, living conditions, income–level and socio–economic elements. It will be beneficial for a state–owned bank, in order to reach its social mandate, to implement financial educational programmes to increase financial literacy. The latter will increase the amount of potential customers and thus promote financial inclusion in the long run. The sample in low income and rural areas has been found to be the most wanting in financial literacy and therefore it is crucial to address this shortcoming in the target market of the state–owned bank in order to reach the social mandate of financial inclusion. / Thesis (M.B.A.)--North-West University, Potchefstroom Campus, 2012.
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TU-Spektrum 2/2008, Magazin der Technischen Universität ChemnitzSteinebach, Mario, Thehos, Katharina, Häckel-Riffler, Christine, Chlebusch, Michael, Linne, Carina, Bergelt, Juliane, Rupp, Tanja, Kappler, Nicole, Friedrich, Sissy 09 September 2008 (has links) (PDF)
dreimal im Jahr erscheinende Zeitschrift über aktuelle Themen der TU Chemnitz
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TU-Spektrum 2/2008, Magazin der Technischen Universität ChemnitzSteinebach, Mario, Thehos, Katharina, Häckel-Riffler, Christine, Chlebusch, Michael, Linne, Carina, Bergelt, Juliane, Rupp, Tanja, Kappler, Nicole, Friedrich, Sissy 09 September 2008 (has links)
dreimal im Jahr erscheinende Zeitschrift über aktuelle Themen der TU Chemnitz
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Die Deutsche Bundesbank in neuer Gestalt - Zur Vierten Novellierung des BundesbankgesetzesGramlich, Ludwig 30 January 2009 (has links)
Die Vierte Novellierung des Bundesbankgesetzes im Jahr 1992 zielte in erster Linie auf eine Bereinigung der temporären Sondersituation der Zentralbankorganisation in den "Neuen Bundesländern", brachte aber darüber hinaus eine Verschlankung der Strukturen der Bundesbank und einige weitere materielle Änderungen des Bundesbankgesetzes. Der Beitrag gibt zugleich eine erste Einschätzung des Anpassungsbedarfs bei Errichtung der im Maastricht-Vertrag vorgesehenen Wirtschafts- und Währungsunion.
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Bankrecht im europäischen BinnenmarktGramlich, Ludwig 07 April 2009 (has links)
Das Ziel eines Binnenmarktes für Banken ist Ende 1992 noch lange nicht errreicht. Die bis dahin ergangenen Harmonisierungsrichtlinien der EG betreffen lediglich einige Grundprobleme des Bankenaufsichtsrechts, vor allem die (enge) Definition des "Kreditinstituts" auf europäischer Ebene. Freilich ist bereits 1990 zusätzlich und ergänzend eine weitere Liberalisierung des Kapitalverkehrs herbeigeführt worden.
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