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Reducering av mellanhänder i bostadsmäklarbranschen – en bra idé? : MBA-uppsats i elektroniska affärerAhlinder, John, Fridman, Jonas January 2008 (has links)
<p>Syftet med vår uppsats är att undersöka vilka hinder och möjligheter som existerar för att ett genomslag för mellanhandsreducering i bostadsmäklarbranschen ska kunna ske. Dessutom är syftet att undersöka närmare på hur förmedling av olika bostadsobjekt sker på bostadsmarknaden i Sverige och i det sammanhanget att studera hur nya aktörer har förändrat och förenklat den traditionella affärsmodellen för bostadsförmedling.</p> / <p>The purpose of this essay is to investigate the obstacles and possibilities that exist in the real estate business in order for a breakthrough of middlemen reduction to take place. The purpose is also to closely examine how the broking of real estate is laid out in Sweden and in this context show how new players have changed and simplified the traditional business model for real estate broking.</p>
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Securities Processing: The Effects of a T+3 System on Security PricesMessman, Victoria Lynn 01 May 2011 (has links)
This study investigates the settlement period, including payment delays and failed deliveries that occur during the processing of U.S. equity transactions, and its effects on observed stock prices. Payment and delivery occur three to six calendar days after the trade date in the standard three business day settlement cycle, referred to as T+3.
First, the buyer benefits from a payment delay, during which time he can earn interest on the cash needed to settle the trade. Since the seller has no analogous opportunity, I anticipated that the cost of the payment delay would be reflected in equity prices at a rate equivalent to the risk-free rate over the settlement period in ordinary circumstances and at a higher rate during financial market crises if sellers believe they may not be paid on time. Using CRSP daily market index returns from 1995 through 2009, I measured the cost of this delay to be approximately three to five times the risk-free rate, proxied by the effective Fed funds rate. These results suggest that buyers are forced to compensate sellers at rates greater than I expected during normal conditions.
Second, the risk of failed delivery may also affect security prices if market participants expect that sellers will not deliver securities on time. A failed delivery effectively becomes a forward transaction. I predicted that buyers compensate sellers at the risk-free rate over the extended settlement period. This compensation would be in addition to the normal payment delay and directly related to the probability of failed delivery; thus, I added SEC Regulation SHO daily failed deliveries data, available from 2004 through 2009, to the model with payment delays. By constructing a proxy for the change in probability of failure from aggregated fails and market volume, I found that buyers compensate sellers over the lengthened settlement period due to failed deliveries at a rate of approximately 11 basis points daily for an increase in the likelihood of failure of one percentage point.
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Reducering av mellanhänder i bostadsmäklarbranschen – en bra idé? : MBA-uppsats i elektroniska affärerAhlinder, John, Fridman, Jonas January 2008 (has links)
Syftet med vår uppsats är att undersöka vilka hinder och möjligheter som existerar för att ett genomslag för mellanhandsreducering i bostadsmäklarbranschen ska kunna ske. Dessutom är syftet att undersöka närmare på hur förmedling av olika bostadsobjekt sker på bostadsmarknaden i Sverige och i det sammanhanget att studera hur nya aktörer har förändrat och förenklat den traditionella affärsmodellen för bostadsförmedling. / The purpose of this essay is to investigate the obstacles and possibilities that exist in the real estate business in order for a breakthrough of middlemen reduction to take place. The purpose is also to closely examine how the broking of real estate is laid out in Sweden and in this context show how new players have changed and simplified the traditional business model for real estate broking.
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Intersections Between Family Structures, Parent-Child Bond, and Social & Academic Efficacy Among Language BrokersDuarte, Evelyn A 01 April 2013 (has links)
The children of immigrants are often entrusted with the task of interpreting linguistic and cultural information between their native communities and their Anglo American communities, a process called language brokering. Much of the research indicates that the responsibilities of the task positively affect the social and cognitive development of brokers. The present quantitative study examined the social and academic self-efficacy of brokers as they relate to brokering frequency, the ways in which single and dual parent structures affect the bond between the broker and the parent(s), and the ways in which the parent-child bond affects the social and academic self-efficacy of the brokers. There were slight correlation in the results but not a lot of significance.
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The Analysis of Insurance Broker¡¦s Business Model ¡VA case Study on Company LHsu, Hung-wei 19 August 2011 (has links)
The insurance industry in Taiwan has been more open and geared to the international standards during the recent years. At the same time, the Taiwanese and international financial industry has gone through drastic changes. Interest rate dropped and cost of material and human resource went up, leading to increased operation cost for insurance companies. In addition, the popularity of internet and elevated consumer awareness have challenged insurance companies¡¦ traditional marketing model ¡V direct sales force.
Therefore, in order to cut down operation cost and expand the market, insurance companies started to develop diversified marketing channels, such as tele-marketing, bank insurance marketing, internet, TV direct sales, etc. New sales channels such as insurance agency and insurance broker also emerged at the same time. Every insurance company has different resources and competitive advantages, and hence created different marketing and operation models.
Insurance companies hope to sell insurance through insurance brokers in order to lower operation cost. However, to avoid increasing bargaining power of insurance brokers, insurance companies are reluctant to overly rely on one or two insurance brokers. Insurance brokers, on the other hand, oftentimes recruit sales force from insurance companies to lower training cost. Such competition-cooperation relationship with insurance companies has shaped insurance brokers¡¦ operation model.
This research is to analyze the industrial value chain within the insurance industry and to explore the potential operation models for insurance brokers via the five-force analysis of company L.
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Logistikos tarpininkų vaidmens didinimas stambioje gamybinėje įmonėje / Feasibility study of increasing the role of middlemen in logistics at a large manufacturing enterpriseBačkytė, Kristina 20 June 2008 (has links)
Baigiamajame magistro darbe vykdomas logistikos tarpininko veiklos didinimo stambioje gamybinėje įmonėje tyrimas. Baigiamojo darbo pradžioje aptariamas tyrimo objektas: įmonių klasifikacija, logistikos tarpininkų vaidmuo atliekant krovinių gabenimą. Analitinėje metodinėje dalyje pateikiama esamos padėties analizė: pateikiami transporto paslaugų vertinimo veiksniai, mokslinės literatūros analizė. Analizuojami pagrindiniai logistikos tarpininkai, bei jų veikla. Pateikiami darbo tikslai, uždaviniai, bei taikoma metodika. Antrojoje darbo dalyje aprašomas atliktas tyrimas, pateikiami rezultatai, kuriais remiantis pateikiamos išvados bei pasiūlymai gamybinėms įmonėms, kaip sumažinti logistikos sąnaudas ir didesnį dėmesį skirti pagrindinei veiklai. Darbą sudaro: įvadas, analitinė-metodinė bei eksperimentinė-tiriamoji dalys, darbą apibendrinančios išvados ir pasiūlymai. / In this master thesis the research on activity of logistics broker in a large manufacturing company is carried out. Thesis starts with the object of the research: classification of companies, role of logistics brokers in transportation of goods. The analytical part analyses the current situation: factors for assessment of transport services are determined, the literature for the research is analysed. The main logistics brokers and their activity is analysed. The objectives are stated, tasks determined and methodology described. The research that is carried out is described in the second part of the thesis, the results are shown, conclusions and proposals are made to manufacturing companies on how to lower logistics costs and to concentrate on main activity. Thesis consists of introduction, analytical and project parts, conclusions and proposals.
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Technická analýza vs. news trading na FOREXuKošťál, Stanislav January 2014 (has links)
Košťál, S. Technical analysis vs. news trading on FOREX market. Diploma thesis. Brno: MENDELU, 2014. In this thesis different approaches of technical analysis and news trading are compared. Spike trading, part of news trading approach, was choosed as the best fulfilling criteria strategy. It was described in details, including require-ments for its succesfull application. In practical part of my thesis was described 9 suggestions for improving of the strategy. Each of them was founded to be be-neficial for given criteria. These suggestions were implemented to optimalizated version of Spike trading strategy. Original version and the optimalized one were compared based on real trading. As a resoult of comparation, hypothesis of succesfull optimalization was confirmed.
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A QoS-aware resources sharing architecture for homogeneous and heterogeneous wireless networksKunst, Rafael January 2017 (has links)
O atual modelo de alocação espectral implementado pelas autoridades governamentais somado à crescente demanda por recursos imposta pela implementação de modernas aplicações e serviços de rede irá resultar em um problema relacionado à escassez de recursos em um futuro próximo. Lidar com este problema demanda esforços no sentido de melhorar a alocação de recursos. Uma das maneiras de atingir este tipo de melhoria é permitir o compartilhamento de recursos entre operadores em redes homogêneas e heterogêneas que podem implementar diferentes tecnologias, como a utilização coletiva do espectro e de recursos licenciados. Diversos trabalhos relacionados à esta pesquisa foram propostos. Entretanto, estes trabalhos geralmente identificam a necessidade de obter recursos adicionais, porém buscam por esses recursos sem levar em conta os requisitos de qualidade de serviço e o custo envolvido no compartilhamento desses recursos. Considerando esse contexto, nesta tese, uma nova arquitetura é proposta para permitir a implementação do compartilhamento de recursos e para encorajar operadores a alugarem recursos sobressalentes levando em conta o custo e a qualidade de serviço oferecida. Esta abordagem permite que operadores tenha ganhos com o aluguel dos recursos, ao mesmo tempo em que o cliente recebe serviços com maior qualidade. As principais contribuições da arquitetura proposta incluem o projeto de um controlador de recursos para coordenar o processo de compartilhamento. Esse controlador busca estabelecer contratos de serviço dinâmicos levando em conta a qualidade de serviço requerida. Para tanto, é necessária a troca de informações que, no caso da arquitetura proposta, é mantida baixa para evitar que a rede seja sobrecarregada e acabe interferindo com o tráfego de dados. Além disso, a solução proposta é capaz de tomar decisões rápidas sobre a alocação de recursos, o que permite o redirecionamento do tráfego sem que ocorram interferências com os demais usuários. A arquitetura proposta é modela analiticamente e simulada com o auxílio da ferramenta Matlab. O desempenho da proposta é medido em três diferentes cenários, considerando tanto redes homogêneas, quanto heterogêneas. A sobrecarga gerada pela troca de informações de controle corresponde a menos de 1% do tráfego total da rede, o que é desprezível do ponto de vista da interferência com o tráfego de dados. As decisões rápidas tomadas pela arquitetura são baseadas na previsão acurada do tráfego futuro da rede e permitem o redirecionamento do tráfego para outras redes em um tempo até 46% abaixo do limite máximo especificado na literatura para este tipo de redirecionamento. Os resultados mostram ainda que as métricas de atraso e variação do atraso também são mantidas abaixo dos limites especificados, o que indica que a qualidade de serviço é garantida nos cenários avaliados. / The static model currently applied by governmental authorities for allocating the spectrum of frequencies and the increasing demand for network resources imposed by modern applications and services may lead to a resources scarcity problem in the near future. Dealing with this problem demands improvements on resources allocation. One of the ways of providing such improvements is by allowing resources sharing among network operators in both homogeneous and heterogeneous network scenarios. These network operators may implement different technologies, such as collective use of spectrum and licensed shared access to the spectrum of frequencies. Many related works have been proposed in the same context of the presented research, however these related works generally identify the need for additional resources and search for available resources without taking into account the QoS requirements of the resources renter and the costs involved in the resources sharing initiative. Therefore, in this thesis, a novel architecture is proposed to facilitate the implementation of resources sharing and consequently encourage network operators to lease their underutilized resources taking into account both the cost and the QoS requirements. This approach allows the network operator which is serving the resources to improve its profits at the same time that allows quality of service improvements to the resources renter. The main contributions of the proposed architecture include but are not limited to the design of a multilevel resources broker to control the resources sharing process. This broker is concerned on dynamically establishing a service level agreement that takes into account the quality of service requirements of resources renter. This process focuses on exchanging a small amount of control information to prevent the overhead from interfering with the legitimate traffic of the network operators. Another important contribution of the proposed approach is to improve the resources allocation in comparison with related work. Furthermore, the proposed solution is capable of taking fast decisions regarding resources allocation, what leads to the implementation of fast handover, allowing the traffic steering without interfering with incumbent users. The proposed architecture is modeled analytically and simulated using Matlab to evaluate its behavior in three different scenarios, considering both homogeneous and heterogeneous networks. The overhead in practical operation scenarios is kept under 1% of the total network traffic, what is considered not to interfere with the transmissions of the network operators. The fast decisions taken by the resources sharing architecture are based on accurate traffic load forecasting, what leads to fast handover, attaining times up to 46% lower than the maximum allowed handover duration. Results also show that both delay and jitter metrics are controlled to be maintained below their specific thresholds of the analyzed applications and therefore, the QoS is guaranteed for the resources renter, considering the coexistence of up to 500 devices.
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Implementação de um sistema de gerência para o serviço diferenciado PremiumKieling, Alexandre Briani January 2002 (has links)
Dissertação (mestrado) - Universidade Federal de Santa Catarina, Centro Tecnológico. Programa de Pós-Graduação em Ciência da Computação. / Made available in DSpace on 2012-10-20T01:53:00Z (GMT). No. of bitstreams: 0Bitstream added on 2014-09-26T01:34:34Z : No. of bitstreams: 1
184221.pdf: 3087560 bytes, checksum: 89e3c738c617d5753cf4a127a7380d11 (MD5) / Novos serviços baseados na arquitetura de Serviços Diferenciados estão sendo especificados para suportar aplicações avançadas na Internet. Um exemplo destes serviços é o serviço Premium, o qual possui a capacidade de garantir largura de banda e baixos níveis de latência, variação de latência e perda de pacotes. Devido ao aumento da complexidade da rede gerado por tais serviços, será necessário desenvolver um sistema de gerenciamento sofisticado para controlar o uso da rede. Por esta razão, várias esforços estão sendo direcionados na especificação de um sistema de gerenciamento para os serviços diferenciados. No momento, esta especificação ainda está incompleta, apresentando apenas uma arquitetura básica do sistema e as principais funcionalidades que devem ser implementadas. Este trabalho avalia a situação atual desta arquitetura através da implementação de um sistema de gerenciamento para o serviço Premium baseado na especificação existente. O modo como as funcionalidades do sistema foram desenvolvidas e as dificuldades encontradas são apresentadas em detalhes e as perspectivas futuras na área são comentadas.
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Defining the Research-Practice Gap in PediatricsJanuary 2018 (has links)
abstract: There is a gap between today's scientific advances and their application--between what is known and what is actually being done. This gap occurs because of the process of knowledge translation required to digest research findings for policymakers and practitioners. Studies have repeatedly shown that because of this "know-do" gap, approximately one-half of patients in the United States and Europe are not receiving care according to the most recent scientific evidence. Children are a medically unique and underserved population that stands to be most affected by this gap. Therefore, in this study, the research-practice gap in the pediatric field was calculated and discussed in the context of knowledge brokers, who facilitate opportunities for knowledge translation. Article mentions from the journal Pediatrics were identified in policy documents and analyzed for the years 2010, 2013, and 2016 with the use of the Altmetric platform as a quantitative means of identifying patterns and drawing conclusions about the knowledge translation gap in pediatrics. Altmetric is a bibliometric tool that offers viable insights into the types of impact not covered with traditional methods of citation analysis. The expert policymaking bodies that cited the Pediatrics articles in their policy documents were coded, categorized, and subcategorized to clarify how and where Pediatrics research is ultimately being used to create health policy and to discover whether the gap is similar or different between the various types of policymaking organizations. This allowed the quantitative findings to be nested within a qualitative context. It took a mean of 7.1 years for research to reach the point of policy uptake for practitioners, with a range of 0-32.8 years. There were more international policy mentions than U.S. mentions, but information made its way through the knowledge translation process more quickly in the United States than it did elsewhere. In fact, nearly 40% of articles were cited in policy fewer than five years after original publication. The gap in pediatrics is thus significantly shorter than the 17-year average reported in the literature. However, knowledge brokerage activities performed by technical communicators are continually needed to build links between research, policy applications, and practice. / Dissertation/Thesis / Masters Thesis Technical Communication 2018
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