This thesis departures from the urgency to reinterpret the role of the architect. Our job’s main mission can no longer be to supply ideas for cradle to grave type of production. The only way to harmonize our needs with the planetary limits is through a paradigm shift towards reshaping existing materials, infrastructure, and constructions. How could architects better inform and convey their expertise regarding construction, material qualities, and cultural values, in a constructive, forward-looking way? By working hands-on with preexisting contexts and buildings we want to learn the craft of adaptive reuse. This thesis has resulted in a case study of a former hardware store, called Järnbolaget, in the small urban outpost Torsby in the north of Värmland.

<p> Existing in our society today are a number of people that live in the streets and use emergency shelter services for the basic needs of survival. This research report attempts to define the scale and nature of homelessness using Hamilton as a case study. It is a descriptive analysis that provides a synopsis of homelessness in Hamilton and provides recommendations based on individuals that directly work with the homeless. This research invovles a first hand perspective experience with working with the homeless. Therefore, it incorporates the human element involved in homelessness. </p> / Thesis / Bachelor of Arts (BA)

Final qualifying work (master's thesis) is devoted to the study of the financing of outpatient care during the transition to predominantly single-channel: funding, in order to provide high-quality and affordable medical care. The main purpose of the master's thesis is to develop methods of financing and approaches to the provision of medical care, to identify problems and proposals for their solution, for the effective use of financial means of compulsory health insurance through the implementation of optimal and stimulating mechanism of payment of medical organizations -Fund holders. In conclusion, the recommendations on improving the funding mechanism for the object of study are outlined. / Выпускная квалификационная работа (магистерская диссертация) посвящена исследованию финансирования амбулаторно-поликлинического звена в период перехода на преимущественно одноканальное финансирование, в целях оказания качественной и доступной медицинской помощи. Основной целью магистерской диссертации является проработка методов финансирования и подходов оказания медицинской помощи, для выявления проблем и предложений по их решению, для эффективного использования финансовых средств обязательного медицинского страхования путем реализации оптимального и стимулирующего механизма оплаты медицинских организаций - фондодержателей. В заключении обозначены рекомендации по совершенствованию механизма финансирования для объекта исследования.

This thesis departures from the urgency to reinterpret the role of the architect. Our job’s main mission can no longer be to supply ideas for cradle to grave type of production. The only way to harmonize our needs with the planetary limits is through a paradigm shift towards reshaping existing materials, infrastructure, and constructions. How could architects better inform and convey their expertise regarding construction, material qualities, and cultural values, in a constructive, forward-looking way? By working hands-on with preexisting contexts and buildings we want to learn the craft of adaptive reuse. This thesis has resulted in a case study of a former hardware store, called Järnbolaget, in the small urban outpost Torsby in the north of Värmland.

Utbudet av ekonomiskt överkomliga bostäder har varit begränsat i många delar av världen och möter inte konsumenternas efterfrågan, bland annat i Sverige, Finland, Australien och England. Till följd av detta har bostadsbrist, ökade bostadspriser,  bostäder med höga hyror och långa kötider ökat med åren. Subventioner infördes som ett försök till att minska produktionskostnader för byggherren och därmed erbjuda billiga hyresrätter genom subventioner till utbudssidan eller genom att bidra med med subventioner direkt till efterfrågesidan, vilket omfattar hyresgästerna i form av bostadsbidrag.  De här arbetet syftar till att fastställa de olika subventionerna som används i Australien, England, Sverige och Finland. Samtidigt undersöks vilka typ av direkta subventioner som används i dessa länder för att slutligen undersöka vilka konsekvenser utbudssidan subventioner har haft på respektive bostadsmarknad. Studien är en kvalitativ forskning baserad på en litteraturgenomgång av de olika länderna. Stödet till hyresbostäder skiljer sig åt i olika delar av världen. Regeringarna i var av dessa länder bestämmer hur finansieringen ska fördelas på bostadsmarknaden.Finansieringen kan gå till efterfrågesidan som hyreskompensation alternativt till utbudssida som subvention till konstruktören för att sänka sin produktionskostnad med förbehållet att den nya hyran för bostäderna är lägre än marknadshyran. Resultatet visar på att regeringarna har olika typer av av bostadsmarknader, men att samtliga undersökta länder föredrar hyres kompensationer framför subventioner till utbudssidan. Resultaten visar också att det största behovet av finansiell stöd till konstruktören är under lågkonjunktur, där den privata finansieringen är som lägst. Studien visar även de olika kraven för subventioner till utbudssidan, där Sverige och England har mer specifika krav än Australien och England. Under slutsatsen diskuteras för- och nackdelar med båda typerna av subventioner, där samtliga regeringar föredrar subventioner till efterfrågesidan eftersom dessa är lättare att utföra på en individbasis. De hjälper till med bostäder till rimliga priser men inte bostadsproblemet. Subventioner till utbudssidan har varit väl utnyttjade under lågkonjunkturer som en säkerhet för byggherren. Ett problem som lyfts upp med denna typ av subvention är dess kapitalintensiva natur då stora summor pengar går in i ett långt projekt, och anses av vissa inte vara en lösning på problemet med överkomliga bostäder eftersom den reglerade hyran övergår till marknadshyra efter en period. / The range of affordable housing prices has been limited in many parts of the world and does not meet consumer demand, such is the case in Sweden, Finland, Australia and England. As a result of this housing shortage, rising housing prices, homes with high rents and long queue times have increased over the years. Subsidies were introduced as an attempt to reduce production costs for the developer and thereby offer cheap rental apartments through subsidies to the supply side or by contributing a subsidy directly to the demand side, which includes the tenants in the form of housing subsidies. This paper aims to determine the different subsidies used in Australia, England, Sweden and Finland, while also researching what type of direct subsidies are used in these countries, and finally viewing what consequence the supply-side subsidies have had on their respective housing markets. The study is qualitative research based on a literature review of the different countries. The support for rental housing differs in different parts of the world, by where the government chooses to focus their financing. The financing can go to the demand side as rent compensation or to the supply side, as payment to the constructor to reduce their cost on the caveat that the new rent for this building is lower than the market rent. The results show that while different governments have different housing markets, they all favor the option for rent compensation over subsidies to newly produced real estate with lower market average rent. The results also show that the biggest need for financial support to the constructor is during a recession, where the private financing is at its lowest. The study also shows the differing local requirements for where the supply-side subsidies can go, with England and Sweden having certain requirements, while Australia and Finland have a lack of these.The conclusion discusses the advantages and disadvantages of both types of subsidies, where all governments prefer subsidies to the demand side as these are easier to perform on an individual basis. They help with affordable housing but not the housing problem. Subsidies to the supply side have been well utilized during recessions as a security for the house developers. A problem that is highlighted with this type of subsidy is its capital-intensive nature as large sums of money go into a long project, and is considered by some not to be a solution to the problem of affordable companies as regulated rents change to market rents after a period.

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<p>The dissertation is consisted of two essays on Affordable Care Act Marketplace plan pricing. These two essays are the two chapters of the dissertation respectively.  </p> <p>First essay studies the effect of Medicaid expansion on ACA Marketplace plan premium. The Affordable Care Act (ACA) aims to mitigate Americans’ uninsured crisis by expanding Medicaid and establishing the ACA Marketplace. The Medicaid expansion has a profound impact on Marketplace plan premiums. On the one hand, it lowers the premiums because the expansion drives out the people with lower income from Marketplace plans, resulting in a pool with a lower risk score for these plans. On the other hand, the Medicaid expansion may shrink the pool size of Marketplace plans, resulting in a riskier pool and a higher Marketplace plan premium. Integrating data from multiple sources, we study how these two competing effects vary across markets with different demographics. We find that the premium-reduction effect is less pronounced in more wealthy markets, while the premium-increase effect is less pronounced in more populous markets. We further find that the Medicaid expansion overall decreased the Marketplace premiums, with more reduction for Silver plans than Bronze plans. We also explore how the Medicaid expansion can lower Marketplace premiums indirectly through the change of the market structure. We finally show the heterogeneity of the net impact of the Medicaid expansion on Marketplace premiums across markets. Our results offer important policy and managerial implications.</p> <p>The second essay explores the effect of insurer competition on marketplace plan premiums. ACA Marketplace is a new market opportunity for insurers that grant them access to a new group of customers who were not insured before. Previous studies utilize ACA marketplace data and find that additional insurers on the market are associated with a premium decrease in Marketplaces for a benchmark plan. However, the impact of the insurer entry on the premium is not the same for all plans. Using data from 2014 to 2017, we empirically examine the effect of insurer entry on the premium on Marketplace. Our study first confirms the finding that the premium of the second-lowest Silver plans decreases in the number of insurers. We further find evidence of different price trends across plans of different quality levels with additional insurers on the market. When more insurers are on the market, the premium increases for higher-end plans and decreases for lower-end plans. Our analysis shows that intensified competition may exaggerate price discrimination in certain segments while alleviate price discrimination in other markets. The results offer important managerial implications. </p>

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