My thesis theme from the branch of insurance industry has been chosen for a reason of my long-term experience. The particular theme of "accident insurance" has been then chosen and based on the fact that in general it belongs to one of the most important types of insurance and everybody should arrange for it. In the part of theory I would like to clarify basic terms of the field of accident insurance as well as those of insurance industry as a whole. At the same time I would like to illustrate how and where an insurance contract can be concluded and what one should be aware of before and in the course of concluding such an insurance contract. An integral part of the theory will also be legislation dealing with the insurance industry and its development. The practical part will be focused on looking for different insurance amounts people should be insured for. In addition there will be given a particular example of effecting an accident insurance of more people as well as of a person and various insurance companies' offers in my place of living will be analysed. In conclusion let me make basic calculations concerning the insurance clear and analyse the data that will be at my disposal.

The master thesis focuses on the European debt crisis. It first studies the development of monetary integration on the continent. It is followed by the detailed analyses of the debt crisis, how it started, what were the triggers, how it unfolded and at what point is it now. It identifies the fundamental issues of the crisis and the reasons of it. Lastly, it analyzes the implications of the crisis in the Czech Republic and Slovakia. The master thesis contains 73 pages, 25 figures or tables and 1 annex.

This diploma thesis focuses on the analysis of demographic indicators and their development for the member states of the current European Union. The work is thematically divided into four chapters. The first chapter is mostly theoretically defined, for the purpose of explanation of all basic concepts. The second chapter shows us where Europe currently stands in terms of demographics. The third chapter is focused on defining the consequences of natural movement. The last chapter offers an analysis of a survey, in which total of 453 respondents from ten countries from allover Europe have participaded. There is no doubt, that the aging of population will have extensive social and economic soconsequences for Europe. On the other hand, we musn't forget that it is also an indicator of social and economic development, and therefore we should not be limited to perceive it only in a negative way.

Prospektteorin presenterades av Kahneman och Tversky år 1979. Teorin förklarar hur beslutsfattande sker under risk. Kahneman belönades år 2002 med Alfred Nobels Ekonomipris för sitt arbete inom beslutsfattande, riskbedömning och rationalitet. Hans forskning nådde den breda massan med boken Tänka, snabbt och långsamt. Sedan boken släpptes år 2011 har den getts ut i över 30 länder och utsågs till en av årets bästa böcker av The Wall Street Journal, The Economist och The New York Times. Studiens syfte var att med hjälp av prospektteorin förklara hur investerare fattar beslut om hållbara investeringar under risk inom den svenska gruvindustrin. För att uppnå syftet identifierades investerares uppfattning av konsekvenser i svenska gruvföretag. Studien utfördes genom att låta investerare bedöma konsekvenser utifrån ett flertal scenarier och sedan fatta beslut om en hållbar investering. På så sätt erhålls en djupare förståelse för hur beslut fattas under risk. Den kvalitativa empiriinsamlingen gjordes i två steg. En inledande intervju gjordes för att fånga respondenternas uppfattning om gruvindustrins risker och potentiella konsekvenser. Därefter utformades med grund i prospektteorin och tidigare studier ett flertal scenarier samt ett mätinstrument för att analysera resultatet. Resultatet bekräftar att investerares beslutsfattande inom den svenska gruvindustrin påverkas i enlighet med prospektteorins grundantaganden kring beslutsfattande under risk. Det visade även att den finansiella risken var avgörande i majoriteten av besluten. Att testa konsekvensernas påverkan på besluten utifrån givna scenarion har bidragit med en fördjupad förståelse för investerares uppfattning om risk inom den svenska gruvindustrin utifrån prospektteorin. / Prospect theory was presented by Kahneman and Tversky in 1979. The theory explains how decision-making takes place under risk. In 2002, Kahneman was awarded the Alfred Nobel Finance Prize for his work in decision making, risk assessment and rationality. His research reached the broad mass with the book Thinking, fast and slow. Since the book was released in 2011, it has been published in over 30 countries and was voted one of the best books of the year by The Wall Street Journal, The Economist and The New York Times. The purpose of the study was to explain how investors make decisions about sustainable investments under risk with the help of prospect theory. To achieve this purpose, investors' perceptions of the consequences in Swedish mining companies were identified. The study was conducted by allowing investors to assess the consequences based on several scenarios and then decide on a sustainable investment. In this way, a deeper understanding of how decisions are made under risk is obtained. The qualitative empirical data collection was done in two steps. An initial interview was conducted to capture respondents' perceptions of the mining industry's risks and potential consequences. Subsequently, based on prospect theory and previous studies, several scenarios and a measuring instrument were developed to analyze the results. The result confirms that investors' decision-making in the Swedish mining industry is affected in accordance with the prospect theory's basic assumptions about decision-making under risk. It also showed that the financial risk was decisive in most decisions. Testing the impact of the consequences on decisions based on given scenarios has contributed to a deeper understanding of investors' perceptions of risk in the Swedish mining industry based on prospect theory.

Des études expérimentales examinant le rôle socialisateur de l’autorité parentale dans des contextes de transgression persistante de règles ont démontré les avantages d’utiliser la conséquence logique plutôt que d’autres stratégies d’autorité (la punition, le raisonnement et l’absence d’autorité). À l’aide d’une méthodologie par vignettes expérimentales et d’un échantillon de 214 adolescents (M = 15,28 ans), la présente étude a bonifié ces recherches en comparant ces mêmes stratégies dans un contexte de transgression à facettes multiples. Spécifiquement, le rôle modérateur des perceptions des adolescents de l’enjeu sous-jacent à la transgression (personnel c. non-personnel) sur leurs croyances quant au potentiel socialisateur des stratégies d’autorité a été évalué. Lorsque les adolescents ont catégorisé la transgression comme un enjeu non-personnel, les résultats des études antérieures ont été reproduits. En effet, la conséquence logique a été jugée comme étant aussi efficace que la punition à prévenir une transgression future (et plus efficace que le raisonnement et l’absence d’autorité) et comme la stratégie la plus acceptable. De plus, contrairement à la punition, la conséquence logique n’a pas été perçue comme frustrant plus l’autonomie que le raisonnement. En comparaison, les adolescents ayant catégorisé la transgression comme un enjeu personnel ont perçu la conséquence logique moins favorablement, laissant place au raisonnement comme stratégie d’autorité préférable. Les implications de ces résultats pour la socialisation des adolescents et les pratiques parentales optimales sont discutées. / Experimental studies focusing on the socialization role of parental authority exertion in persistent rule-breaking contexts involving non-personal issues have recently shown the advantages of using logical consequences over alternative strategies (mild punishments, reasoning and no-authority). Using an experimental vignette approach and a sample of 214 adolescents (Mage = 15.28 years), the present study extended these findings by comparing the same parental interventions in a hypothetical rule-breaking setting involving a multifaceted issue. Specifically, and based on research anchored in social domain theory, we evaluated how adolescents’ perceptions of the issue underlying the multifaceted transgression (personal vs. non-personal) moderated their beliefs regarding authority exertion strategies. When adolescents perceived the transgression as a non-personal issue, past results were replicated and enhanced. Adolescents perceived the logical consequence as at least as effective as the mild punishment to prevent future transgressions (i.e., more so than reasoning and no-authority) and as the most acceptable strategy. Furthermore, contrary to the mild punishment, they did not perceive the logical consequence as more autonomy-thwarting than reasoning. In contrast, adolescents who categorized the transgression as a personal matter rated the logical consequence less favorably, leaving reasoning as a preferred form of intervention. Implications for optimal parenting are discussed.

The aim of the diploma thesis entitled Compensatory mechanisms in adults with Asperger's syndrome is to answer the main research question: What compensatory mechanisms do adults with Asperger's syndrome use during integration into society and what social consequences do they face? The diploma thesis is divided into two parts, theoretical and research. The theoretical part presents readers with expertise from Czech and foreign publications. The introductory part deals with the characteristic of Autism spectrum disorders (ASD), Asperger's syndromem (AS), etiology and interesting myths about the development of autism spectrum disorders. The following chapters provide information on the integration of adults with AS into society, possible barriers to social integration and social skills training that can be supported by social workers. The next chapters present a long-term prognosis, compensation mechanisms and their possible social consequences. The research part of the thesis focuses mainly on the collection and analysis of data oriented according to some elements of constructivist grounded theory (GTM). Interpretative qualitative research of the diploma thesis is realized through semi-structured interviews with adults with Asperger's syndrome and also with social workers from one organization,...

The issue of the submitted diploma thesis is loans and their consequences and the way it is discussed in financial education in lower-secondary school and corresponding years of grammar school in the Czech Republic. In detail, the thesis focuses on the issue of loans and social issues they are resulting into as indebtness or execution. In the first part, the reader is introduced to the selected issue from the point of view of social sciences and humanities. These are economy, law, sociology and psychology. In each chapter, loans and their consequences are discussed from various points of view and in various contexts. By blending the approaches of all four sciences, the thesis offers a comprehensive view of the researched topic. The second part of the thesis is then focused on the connection of loans and financial education in civic education lessons. The fifth chapter is the analysis of how the topic is embodied in school curriculum and in the current educational system of financial education in lower-secondary school and corresponding years of grammar school. Besides strategic documents, selected handbooks and other options of educating children are discussed. The analysis of this topic in currently accredited textbooks of civic education is also involved in this part. The content of these...

The diploma thesis focuses on the awareness of 2nd grade pupils of the selected primary school about the causes and consequences of the use of selected addictive substances. The work is divided into theoretical and practical part. The theoretical part describes the drug scene in the Czech Republic and the drug policy of the Czech Republic, the concepts of drug addiction, physical and mental addiction. The diploma thesis is focused on legal drugs - alcohol, tobacco, caffeine and illegal drugs - specifically on cannabis drugs. The next part of the work deals with addictive problems in children and adolescents and current trends in the use of addictive substances in young people in the Czech Republic according to several studies. At the end of the theoretical part, risk and protective factors influencing the emergence of addiction and risks and the consequences of selected addictive substances are described. The practical part maps the awareness of 2nd grade students of the selected elementary school about the causes and consequences of the use of selected addictive substances before and immediately after my performance in the subject of health education, including the 2nd month interval from the topic. The aim of the practical part was also to point out the low awareness of respondents about the...

MPH / Department of Public Health / Obesity has been viewed as a serious problem that affects people of all ages, races, ethnicity, and political, religious, social and economic status. It presents a major health challenge worldwide, with an estimated 2 to 3 billion of overweight adults and 700 million of obese individuals. A cross- sectional descriptive research survey using quantitative approach was used to collect data from 318 adults aged 18-45 at Tshikota Location.. Data will be analysed using the Statistical Package for Social Sciences (SPSS) version 22.0. Cross tabulations and the Pearson’s Chi-square test will be used to obtain the associations and strength of relationship between independent and dependent variables. Results: Higher prevalence of obesity (35.5%) and overweight (28.6%) was found among the sampled population. The prevalence of obesity was found to be higher in males (51.3%) than females (46.7%), males also showed high prevalence in overweight (57.1%) than females (42.9%). There was significant different between socioeconomic status, family history and BMI. 75.2% of the participants who are obese was of those participants who do not engage in physical activity. Majority of the participants (63.5%) take meals 3 times a day and they are more likely to be obese, 19.2% of the participants do not skip breakfast. Mode of transport was positive significant to BMI as a sedentary behaviour. Neighbourhoods environment and psychological factors showed negative significant to BMI. Conclusion: The findings of this study found the prevalence of obesity and overweight to be high among residents of Tshikota Location. Males showed higher prevalence of obesity than females, they also showed high prevalence in overweight compared to that of females. Factors contributing to obesity were found to be diverse, they include socio- demographic, lifestyle, behavioral, environment, psychological and family history. / NRF

Since 2005, listed firms in Germany have been subject to the hybrid enforcement system that aims at ensuring consistent and faithful application of relevant accounting standards and in particular IFRS. Being first of its kind, the German enforcement system combines cooperative investigations conducted by a private financial reporting enforcement panel (FREP) and federal powers through downstream involvement of the German Financial Supervisory Authority (BaFin). The hybrid enforcement system’s main deterrent is adverse disclosure which involves public dissemination of financial misreporting. In this dissertation, which comprises five separate manuscripts, I analyze both foundations and consequences of adverse disclosure in Germany. The first two manuscripts address different questions related to institutional premises and deduce avenues for future research. The remaining three manuscripts elaborate on selected research questions related to consequences of financial misreporting and their determinants. In summary, this dissertation has material impact on the understanding of hybrid enforcement systems.:I. ENFORCEMENT IN GERMANY: FOUNDATIONS AND CONSEQUENCES OF ADVERSE DISCLOSURE 1 Introduction to the Research Context 2 Overview and Findings of the Manuscripts II. ENFORCEMENT OF FINANCIAL REPORTING: A CORPORATE GOVERNANCE PERSPECTIVE 1 Introduction 2 Theoretical Background 3 Identification and Description of Relevant Literature 4 Critical Discussion 5 Avenues for Further Research 6 Conclusion and Limitations III. DEUTSCHLAND UND ÖSTERREICH ALS BEISPIEL DER IMPLEMENTIERUNG HYBRIDER ENFORCEMENT-SYSTEME IN EUROPA 1 Einleitung und Problemstellung 2 Charakteristika hybrider Enforcement-Systeme 3 Unterschiede in der formalrechtlichen Gestaltung der Enforcement-Systeme in Deutschland und Österreich 4 Implikationen für die Klassifizierung hybrider Enforcement-Systeme und die Enforcement-Praxis 5 Zusammenfassung IV. DETERMINANTS OF INVESTOR REACTIONS TO ERROR ANNOUNCEMENTS: EXTENDED EVIDENCE FROM GERMANY 1 Introduction 2 The German Enforcement System 3 Previous Research and Hypotheses Development 4 Methodology 5 Results 6 Conclusion V. THE ASSOCIATION BETWEEN EXECUTIVE TURNOVER AND FINANCIAL MISREPORTING: EVIDENCE FROM GERMANY 1 Introduction 2 Corporate Governance, Financial Misreporting, and Management Turnover 3 Hypothesis Development and Empirical Predictions 4 Methodology 5 Results 6 Conclusion VI. ENFORCEMENT OF FINANCIAL REPORTING IN PROFESSIONAL FOOTBALL FIRMS: AN INTEGRATIVE CASE 1 Introduction 2 Student Material 3 Educators Material