<p>The purpose of this thesis has been to analyse seven major factors that tend to influence the rate of early retirement in Sweden. The scope of data was gathered for every municipality in Sweden. Economic theories of labour supply, Moral Hazard, Adverse Selection and the Insurance Model were used to analyse the empirical results. In the analysis, earlier studies of the rate of sickness absence were important and used as a framework in choosing the explanatory variables for the econometric model. The analysed variables were; average income, average sickness days, educational level, foreign born, public sector employment, unemployment and the share of women in the population. As a consequence of the rift that occurred in 2003, when the average sickness days decreased and disbursed early retirements simultaneously increased, the relationship between these two variables was given special attention. The empirical findings confirmed our conjectures and were consistent with earlier research. Average income and the level of education were negatively related to the rate of early retirement. Moreover foreign born, average sickness days and unemployment showed a positive relation to early retirement. The relationship between average sickness days and early retirement had statistically changed and decreased between the years. A possibility is that other factors, such as changed social norms and increased stress in society (which are difficult to measure in a statistical and economical sense) might have become more relevant in explaining the rate of early retirement.</p> / <p>Syftet med denna uppsats har varit att analysera sju viktiga faktorer som tenderar att påverka graden av förtidspensionering i Sverige. Data omfånget insamlades för alla kommuner i Sverige. Ekonomiska teorier om arbetsutbud, Moral Hazard, Adverse Selection och Insurance Model användes för att analysera de empiriska resultaten. I analysen var tidigare studier utav graden av sjukfrånvaro viktig och användes som ramverk i valet av de förklarande variablerna till den ekonometriska modellen. De analyserade variablerna var; medelinkomst, genom-snittliga sjukdagar, utbildningsnivå, utlandsfödda, offentligt anställda, arbetslöshet och andelen kvinnor i befolkningen. Som en konsekvens utav den klyfta som uppstod 2003, när de genomsnittliga sjukdagarna minskade och utbetalda förtidspensioner samtidigt ökade, gavs sambandet mellan dessa två variabler speciell uppmärksamhet. De empiriska iakttagelserna bekräftade våra förväntningar och stämde överens med tidigare forskning. Medelinkomst och utbildningsnivå var negativt relaterade till graden av förtidspensionering. Dessutom var utlandsfödd, genomsnittliga sjukdagar och arbetslöshet positivt relaterade till förtidspensionering. Relationen mellan de genomsnittliga sjukdagarna och graden av förtidspensionering hade statistiskt sätt ändrats genom att ha minskat mellan åren. En tänkbar förklaring till detta skulle kunna vara att andra faktorer, såsom skiftande sociala normer och en ökande stress i samhället (vilka är svåra att mäta statistiskt och ekonomiskt) kan ha blivit mer relevanta i att förklara graden av förtidspensionering.</p>

The scope of this work is analysing how economic policies chosen by governments are influenced by the power of social groups. The core idea is taken from the single-mindedness theory, which states that preferences of groups and their ability to focus on the consumption of goods enable them to obtain the most favourable policies. This approach exploits the advantages of probabilistic voting theory, ability to manage the multidiemnsionality and possibility to study precisely how politicians tailor their policies to groups' features. Unlike classic probabilistic voting models, my theory assumes that the density function which captures the distribution of political preferences depends on consumption of goods and preferences of individuals. The higher the consumption of goods, the higher the density, the higher the political power. This mechanism is better explained by considering the role played by "swing voters". Since they are pivotal to changing the equilibrium, candidates must favour them because they realise that even a small change in policy could force them to vote for the other candidate, Thus, the lower the loyalty of voters for parties, the higher the benefit they obtain. As a consequence, these voters are better off and represent the winners of the political process.

Text in Afrikaans / Om te luister na mense se verhale is om iets van hulle belewinge en singewing te probeer verstaan. Staatkundige verandering in Suid-Afrika. het die arbeidsposisie van veral die wit werker in onsekerheid geplaas. Saam met die internasionale gemeenskap kan gevolglik gese word: Daar bestaan nie meer iets soos werksekerheid nie. In hierdie studie skets drie wit Afrikanermans en hulle vrouens die invloed en gevolge van onverwagse uitdienstrede op hulself en hul gesinslewe. As gevolg van onsekerheid in die werksituasie het deelnemers bestaande sosiale- en geloofsdiskoerse bevraagteken. Deurdat die deelnemers egter hulle verhale in die teenwoordigheid van persone te midde van dieselfde omstandighede vertel het, kon hulle kom tot die ko-konstruering van betekenis en die skep van alternatiewe verhale. / To listen to the stories of people, is to comprehend something of their experiences and the meaning they apply to it. Political change in South Africa placed the vocational position of especially the white Afrikaner worker in an uncertain position. Together with the international community it can now be said: There is no longer such a thing as job security. In this study three white Afrikaner men and their spouses depict the influence and results of unexpected retirement on themselves and their families. Uncertainty in the job-situation led to the questioning of existing social and faith discourses. By telling their stories in the presence of people amid the same circumstances, participants were however able to co-construct meaning and create alternative stories. / Philosophy, Practical & Systematic Theology / M. Th. (Practical Theology)

Text in Afrikaans / Om te luister na mense se verhale is om iets van hulle belewinge en singewing te probeer verstaan. Staatkundige verandering in Suid-Afrika. het die arbeidsposisie van veral die wit werker in onsekerheid geplaas. Saam met die internasionale gemeenskap kan gevolglik gese word: Daar bestaan nie meer iets soos werksekerheid nie. In hierdie studie skets drie wit Afrikanermans en hulle vrouens die invloed en gevolge van onverwagse uitdienstrede op hulself en hul gesinslewe. As gevolg van onsekerheid in die werksituasie het deelnemers bestaande sosiale- en geloofsdiskoerse bevraagteken. Deurdat die deelnemers egter hulle verhale in die teenwoordigheid van persone te midde van dieselfde omstandighede vertel het, kon hulle kom tot die ko-konstruering van betekenis en die skep van alternatiewe verhale. / To listen to the stories of people, is to comprehend something of their experiences and the meaning they apply to it. Political change in South Africa placed the vocational position of especially the white Afrikaner worker in an uncertain position. Together with the international community it can now be said: There is no longer such a thing as job security. In this study three white Afrikaner men and their spouses depict the influence and results of unexpected retirement on themselves and their families. Uncertainty in the job-situation led to the questioning of existing social and faith discourses. By telling their stories in the presence of people amid the same circumstances, participants were however able to co-construct meaning and create alternative stories. / Philosophy, Practical and Systematic Theology / M. Th. (Practical Theology)

Establishing retirement age is a key issue for each and every pension system. How this issue is resolved is palpable for every citizen and also has a major political dimension. The main reasons for increasing the retirement age - which is occurring in all European countries - are demographic development and economic factors, such as higher life expectancy, increasing the proportion of pensioners to the number of economically active people, and the growing costs for the pension system. This thesis describes the current reform steps in Europe and provides a thorough analysis of factors which are relevant for dealing with retirement age issues. The analysis is based on official statistical data, which are scrutinized even in mutual correlations. The need for an interdisciplinary approach which eliminates unilateral vistas and biased application of data lifted out of context and long-term trends is emphasized. Special attention is paid to the genesis and current solutions regarding the retirement age in the Czech Republic. This thesis offers reasoning which supports setting 65 years of age as the statutory retirement age, including the mechanism for increasing it depending on how the life expectancy factor develops. How the retirement age issues are dealt with is based on the fundamental ethical...