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Volwasse onderwys deur die landlike stigting in die ontwikkeling van landelike gemeenskappeKotzé, Derica Alba 11 1900 (has links)
Summaries in Afrikaans and English / Text in Afrikaans / Die Landelike Stigting poog om deur die proses van gemeenskapsontwikkeling die
lewenstandaard en ontwikkelingspeil van die plaaswerkergemeenskap te verhoog.
Binne hierdie proses word volwasse onderwys as belangrike instrument
aangewend. Vervolgens is die probleem wat nagevors is die toepassing van
volwasse onderwys deur die Landelike Stigting binne landelike ontwikkeling.
Eerstens is ondersoek ingestel na die doelstellings en filosofiese orientasies
van volwasse onderwys. Binne hierdie kognitiewe raamwerk het hierdie studie
tweedens die bepaling van die Landelike Stigting se filosofie en doelstellings
behels.
Die Landelike Stigting se volwasse onderwysprogram toon duidelike ooreenkomste
met radikale volwasse onderwysdenke. Die teoretiese onderbou van die program
is vereenselwigbaar met kontemporere ontwikkelingsdenke wat mensgesentreerde,
deelnemende en handhawingsontwikkeling beklemtoon en fokus op ontwikkeling as
'n leerproses. Met hul teoretiese uitgangspunte slaag die Landelike Stigting
daarin om 'n volwasse onderwysprogram daar te stel wat nie-rassige, nieseksistiese
en demokratiese leerbeginsels ondersteun. Hierdie uitgangspunte
manifesteer egter tans nie in die praktyk nie. / The Rural Foundation strives to promote the living standard and level of
development of the farm worker community through the process of community
development. Adult education is an important instrument within this process.
Consequently the problem researched is the application of adult education in
rural development. Firstly, the objectives and philosophical orientations of
adult education were explored. Following from this cognitive framework this
study secondly determined the objectives and philosophy of the Rural
Foundation.
The adult education programme of the Rural Foundation closely corresponds to
radical adult education thinking. The theoret i ca 1 substructure of the
programme is comp at i b 1 e with contemporary deve 1 opment thought which emphasises
people-centred, participatory and sustainable development and focuses on
development as a learning process. With their theoretical premises, the Rural
Foundation succeeds in establishing an adult education programme which
supports non-racial, non-sexist and democratic learning principles. However,
these premises do not manifest in practice. / Development Studies / M.A. (Development Administration)
|
62 |
Volwasse onderwys deur die landlike stigting in die ontwikkeling van landelike gemeenskappeKotze, Derica Alba 11 1900 (has links)
Summaries in Afrikaans and English / Text in Afrikaans / Die Landelike Stigting poog om deur die proses van gemeenskapsontwikkeling die
lewenstandaard en ontwikkelingspeil van die plaaswerkergemeenskap te verhoog.
Binne hierdie proses word volwasse onderwys as belangrike instrument
aangewend. Vervolgens is die probleem wat nagevors is die toepassing van
volwasse onderwys deur die Landelike Stigting binne landelike ontwikkeling.
Eerstens is ondersoek ingestel na die doelstellings en filosofiese orientasies
van volwasse onderwys. Binne hierdie kognitiewe raamwerk het hierdie studie
tweedens die bepaling van die Landelike Stigting se filosofie en doelstellings
behels.
Die Landelike Stigting se volwasse onderwysprogram toon duidelike ooreenkomste
met radikale volwasse onderwysdenke. Die teoretiese onderbou van die program
is vereenselwigbaar met kontemporere ontwikkelingsdenke wat mensgesentreerde,
deelnemende en handhawingsontwikkeling beklemtoon en fokus op ontwikkeling as
'n leerproses. Met hul teoretiese uitgangspunte slaag die Landelike Stigting
daarin om 'n volwasse onderwysprogram daar te stel wat nie-rassige, nieseksistiese
en demokratiese leerbeginsels ondersteun. Hierdie uitgangspunte
manifesteer egter tans nie in die praktyk nie. / The Rural Foundation strives to promote the living standard and level of
development of the farm worker community through the process of community
development. Adult education is an important instrument within this process.
Consequently the problem researched is the application of adult education in
rural development. Firstly, the objectives and philosophical orientations of
adult education were explored. Following from this cognitive framework this
study secondly determined the objectives and philosophy of the Rural
Foundation.
The adult education programme of the Rural Foundation closely corresponds to
radical adult education thinking. The theoret i ca 1 substructure of the
programme is comp at i b 1 e with contemporary deve 1 opment thought which emphasises
people-centred, participatory and sustainable development and focuses on
development as a learning process. With their theoretical premises, the Rural
Foundation succeeds in establishing an adult education programme which
supports non-racial, non-sexist and democratic learning principles. However,
these premises do not manifest in practice. / Development Studies / M.A. (Development Administration)
|
63 |
Legal and regulatory aspects of mobile financial servicesPerlman, Leon Joseph 11 1900 (has links)
The thesis deals with the emergence of bank and non-bank entities that provide a range of unique
transaction-based payment services broadly called Mobile Financial Services (MFS) to unbanked,
underserved and underbanked persons via mobile phones.
Models of MFS from Mobile Network Operators (MNOs), banks, combinations of MNOs and banks, and
independent Mobile Financial Services Providers are covered. Provision by non-banks of ‘bank-type’
services via mobile phones has been termed ‘transformational banking’ versus the ‘additive banking’
services from banks. All involve the concept of ‘branchless banking’ whereby ‘cash-in/cash out’ services
are provided through ‘agents.’
Funds for MFS payments may available through a Stored Value Product (SVP), particularly through a
Stored Value Account SVP variant offered by MNOs where value is stored as a redeemable fiat- or mobile
‘airtime’-based Store of Value.
The competitive, legal, technical and regulatory nature of non-bank versus bank MFS models is discussed,
in particular the impact of banking, payments, money laundering, telecommunications, e-commerce and
consumer protection laws. Whether funding mechanisms for SVPs may amount to deposit-taking such that
entities could be engaged in the ‘business of banking’ is discussed. The continued use of ‘deposit’ as the
traditional trigger for the ‘business of banking’ is investigated, alongside whether transaction and paymentcentric
MFS rises to the ‘business of banking.’
An extensive evaluation of ‘money’ based on the Orthodox and Claim School economic theories is
undertaken in relation to SVPs used in MFS, their legal associations and import, and whether they may be
deemed ‘money’ in law.
Consumer protection for MFS and payments generally through current statute, contract, and payment law
and common law condictiones are found to be wanting. Possible regulatory arbitrage in relation to MFS in
South African law is discussed.
The legal and regulatory regimes in the European Union, Kenya and the United States of America are
compared with South Africa. The need for a coordinated payments-specific law that has consumer
protections, enables proportional risk-based licensing of new non-bank providers of MFS, and allows for a
regulator for retail payments is recommended. The use of trust companies and trust accounts is
recommended for protection of user funds.
| vi / Public, Constitutional and International Law / LLD
|
64 |
Legal and regulatory aspects of mobile financial servicesPerlman, Leon Joseph 11 1900 (has links)
The thesis deals with the emergence of bank and non-bank entities that provide a range of unique
transaction-based payment services broadly called Mobile Financial Services (MFS) to unbanked,
underserved and underbanked persons via mobile phones.
Models of MFS from Mobile Network Operators (MNOs), banks, combinations of MNOs and banks, and
independent Mobile Financial Services Providers are covered. Provision by non-banks of ‘bank-type’
services via mobile phones has been termed ‘transformational banking’ versus the ‘additive banking’
services from banks. All involve the concept of ‘branchless banking’ whereby ‘cash-in/cash out’ services
are provided through ‘agents.’
Funds for MFS payments may available through a Stored Value Product (SVP), particularly through a
Stored Value Account SVP variant offered by MNOs where value is stored as a redeemable fiat- or mobile
‘airtime’-based Store of Value.
The competitive, legal, technical and regulatory nature of non-bank versus bank MFS models is discussed,
in particular the impact of banking, payments, money laundering, telecommunications, e-commerce and
consumer protection laws. Whether funding mechanisms for SVPs may amount to deposit-taking such that
entities could be engaged in the ‘business of banking’ is discussed. The continued use of ‘deposit’ as the
traditional trigger for the ‘business of banking’ is investigated, alongside whether transaction and paymentcentric
MFS rises to the ‘business of banking.’
An extensive evaluation of ‘money’ based on the Orthodox and Claim School economic theories is
undertaken in relation to SVPs used in MFS, their legal associations and import, and whether they may be
deemed ‘money’ in law.
Consumer protection for MFS and payments generally through current statute, contract, and payment law
and common law condictiones are found to be wanting. Possible regulatory arbitrage in relation to MFS in
South African law is discussed.
The legal and regulatory regimes in the European Union, Kenya and the United States of America are
compared with South Africa. The need for a coordinated payments-specific law that has consumer
protections, enables proportional risk-based licensing of new non-bank providers of MFS, and allows for a
regulator for retail payments is recommended. The use of trust companies and trust accounts is
recommended for protection of user funds.
| vi / Public, Constitutional and International Law / LL. D.
|
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