Submitted by admin tede (tede@pucgoias.edu.br) on 2017-12-20T12:22:12Z No. of bitstreams: 1 PAULO HENRIQUE DOS SANTOS.pdf: 1185590 bytes, checksum: 8e13c3e54e0b96ad189ee0669ad108c9 (MD5) / Made available in DSpace on 2017-12-20T12:22:12Z (GMT). No. of bitstreams: 1 PAULO HENRIQUE DOS SANTOS.pdf: 1185590 bytes, checksum: 8e13c3e54e0b96ad189ee0669ad108c9 (MD5) Previous issue date: 2017-11-13 / The Enterprise Cooperation Networks (ECN) were created to increase competitiveness and protect Medium and Small Businesses (MSB) of large competitors. Many ECNs find it difficult to remain active in the market. The life cycle model contributes to overcome these problems, taking into account the characteristics of MSBs and broadens the understanding of their changes over time. In this scenario, the present research aims to identify, in this life cycle model, the stage that some selected networks in the State of Goiás find, replicating the study of the same theme carried out in the networks of the South of Brazil. This research aims to broaden the understanding of four different points of view, involving ECNs, namely: theoretical, managerial, regional development and public management point of view. It is a study of multiple cases, of descriptive character, also involving, bibliographical survey. This model was applied in two ECNs located in the State of Goiás, identifying its level of development. Subsequently, the results obtained in the State of Goiás were compared with those obtained in the research conducted in the South of the country. Semi-structured and structured interviews were conducted with qualitative and quantitative data approaches, developed by content analysis techniques. As a result, Rede 2000 was part of the Decline phase and the Real Estate Network in the transition from the Development to Maturity / Consolidation phase. Comparing the results with those of the South, the importance of external influence on the ECNs was verified in both studies. It was noted that in the southern survey there were thirteen ECNs available and only two in Goiás. In the South, ECNs receive public support from programs specifically geared to them, and in Goiás this does not happen, with programs focused only on cooperatives and Local Productive Arrangements (LPA). Nowadays, in Goiás, members access social networks intensively through computers and smartphones, and this has provided an informal exchange of information among them, strengthening the link between them, helping to develop and maintain network consolidation. / As Redes de Cooperação Empresarial (RCEs) foram criadas para aumentar a competitividade e proteger as Médias e Pequenas Empresas (MPEs) dos concorrentes de grande porte. Muitas RCEs encontram dificuldades para se manterem ativas no mercado. O modelo de ciclo de vida contribui para superar estes problemas, tendo em conta as características das MPEs e amplia a compreensão de suas mudanças ao longo do tempo. Neste cenário, a presente pesquisa tem como objetivo identificar, neste modelo de ciclo de vida, o estágio que se encontram algumas redes selecionadas no Estado de Goiás, replicando o estudo do mesmo tema realizado nas redes do Sul do Brasil. Esta pesquisa visa ampliar o entendimento sobre quatro pontos de vista diferentes, envolvendo RCEs, a saber: ponto de vista teórico, gerencial, desenvolvimento regional e gestão pública. É um estudo de múltiplos casos, de caráter descritivo, envolvendo também, levantamento bibliográfico. Este modelo foi aplicado, em duas RCEs localizadas no Estado de Goiás, identificando seu nível de desenvolvimento. Posteriormente, foram analisados, comparativamente, os resultados obtidos no Estado de Goiás com os obtidos na pesquisa realizada no Sul do País. Foram realizadas entrevistas semiestruturadas e estruturadas, com abordagens qualitativa e quantitativa dos dados, desenvolvida por técnicas de análise de conteúdo. Como resultados, a Rede 2000 se enquadrou na fase de Declínio e a Rede de Imobiliárias na transição da fase de Desenvolvimento para Maturidade/Consolidação. Comparando os resultados com os do Sul, verificou-se, nos dois estudos, a importância da influência externa nas RCEs. Notou-se que na pesquisa do Sul havia a disponibilidade de treze RCEs e em Goiás apenas duas. No Sul as RCEs recebem apoio público de programas voltados especificamente para elas e em Goiás isto não acontece, existindo programas voltados apenas para cooperativas e Arranjos Produtivos Locais (APLs). Atualmente, em Goiás, os associados acessam intensivamente redes sociais, por meio de computadores e smartphones, e isso tem proporcionado troca de informações informais com maior frequência entre os mesmos, fortalecendo o vínculo entre eles, auxiliando no desenvolvimento e manutenção da consolidação da rede.

O tratamento diferenciado a ser concedido às micro e pequenas empresas (MPEs) por parte dos órgãos públicos tem previsão constitucional. Foi regulamentado pela Lei Complementar nº 123/2006 que instituiu o Estatuto da Micro e Pequena Empresa e reforçado pela Lei Complementar nº 147/2014 que tornou obrigatória a adoção de critérios que beneficiam os pequenos negócios nas licitações públicas. Esse estudo descritivo e exploratório tem como objetivo analisar os pregões eletrônicos da Universidade Federal de Lavras (UFLA) entre os anos de 2012 a 2015. a fim de descrever como ocorreu na prática a aplicação do tratamento diferenciado às MPEs, conforme disposto pela Lei Complementar nº 123/2006. Foi realizada entrevista com os servidores da Diretoria de Gestão de Materiais, visando a colher informações sobre a percepção dos mesmos a respeito dessa política pública para a UFLA. No Portal de Compras do Governo Federal - COMPRASNET, foram obtidos dados referentes aos processos licitatórios da universidade no período de 2012 a 2015. A partir de uma análise qualitativa das entrevistas e quantitativa dos resultados constantes nas atas dos pregões evidenciou-se a falta de adaptação dos sistemas de informação para operacionalização das mudanças e uma preocupação em não conseguir alcançar o objetivo de efetivar a aquisição de bens ou adquiri-los por valores elevados. Por outro lado, identificou-se que os pregoeiros reconhecem na Lei a importância do fomento aos pequenos negócios e foi demonstrado que, não necessariamente, houve aumento de valores pagos pela administração a partir de sua aplicação. Os resultados apontaram, porém, que o atendimento aos critérios da Lei, implica em disposição da administração para privilegiar o incentivo às MPEs em detrimento de possíveis efeitos que sua aplicação possa desencadear. Trabalhar com valores de referência que sejam mais apropriados aos processos em que haja a exclusividade para as MPEs é um desses possíveis efeitos. Foi elaborada uma proposta de intervenção com sugestão de alteração no fluxo do processo do pregão eletrônico a fim de atender às exigências apresentadas pela legislação e, ao mesmo tempo, resguardar a efetividade do processo quanto à aquisição dos materiais. / The differentiated treatment to be given to micro and small enterprises (MSEs) by public agencies has a constitutional provision. It was regulated by Complementary Law No.123/2006 that establishes the Statute for MSEs and strengthened by Complementary Law No.147/2014, which became mandatory an adoption of criteria that benefit small businesses in public bids. This descriptive study aimed to analyze the bidding processes of the Universidade Federal de Lavras (UFLA) among the years 2012 to 2015 in order to describe how occurred, in practice, the application of differential treatment to MSEs, as provided by Complementary Law No.123/2006. An interview was conducted with the officers of the Materials Management Board, aiming get information about their perception of this public policy for UFLA. In the Federal Government Purchasing Portal - COMPRASNET were obtained data regarding to bidding processes of the university in the period from 2012 to 2015. Based on an analysis qualitative for interviews and quantitative from the constant results of the trading sessions records, was evidenced a lack of adaptation of the information systems for operationalization of changes. Furthermore, there is also a concern in not reaching the objective to carry out products acquisition or acquire them by expensive values. On the other hand, it was identified that the criers recognize in the Law the importance to fund small businesses and it was demonstrated that there was not necessarily an increase in the amounts paid by the administration from its application. However, the results pointed out that compliance to Law criteria implies in a disposition of the administration inadding the incentive to MSEs to other effects that their application can trigger. Working with reference values that are more appropriate to the processes that has exclusivity to MSEs is one of the possible effects. A intervention proposal was elaborated with a suggestion of change in the flow of the electronic trading session process in order to attend the requirements presented by the legislation and at the same time protect the effectiveness of the process regarding the materials acquisition.

Made available in DSpace on 2017-07-10T16:32:28Z (GMT). No. of bitstreams: 1 Kellerman_Augusto_Godarth.pdf: 1957241 bytes, checksum: e9767ae042de98dce0290f91ea51880b (MD5) Previous issue date: 2015-02-27 / Conselho Nacional de Desenvolvimento Científico e Tecnológico / The Micro and Small Enterprises (MSEs) are known to be important pieces on the board of the Regional Development. Plays an important role in generating employment and income, strongly contributing to such development. It is exclusive of the city of Francisco Beltrão / PR, locus of this research, as it actually happens in any region of the country. However, the high rate of mortality of Micro and Small Enterprises (MSEs) in Brazil has been featured in the press over the years. It's no different in the state of Paraná, and it appears that is also not in the municipality of Francisco Beltrão. This has been studied in several areas of human knowledge, especially by the Entrepreneurship scholars, but also the Government, Economics, Public Management, Regional Development, among others. This study has as its theme the Company Mortality related to competitiveness effect, leadership profile, tools used for decision making and training manager and its consequences for regional development. The presented objective is to identify discriminating factors for survival and mortality of Micro and Small Enterprises Francisco Porte Beltrão - Paraná. This research can be classified in various ways. First as to the method of approach, characterized by the hypothetical-deductive method because it uses the rationalization of the deductive method and experimentation of the inductive method. The method of procedure was the statistician, related to quantitative research approach, the research is still applied nature. As for the goal, distinguishes itself as exploratory. Have the technical procedures were used to descriptive statistics, by checking the frequency and data crossing (crosstabs), generating inferences for the use of Binary Logistic Regression, Data Multivariate Analysis tool, using the computational tool SPSS 18.0. We investigated a sample of 315 companies of Francisco Beltrao, with 266 active and 49 discontinued. The results answer the question problem of this dissertation, were statistically proven that 7 variables were identified and characterized a set of discriminating factors, which were 3 for mortality: permission for the team to solve problems without management intervention; conducting customer satisfaction surveys; and goal setting; and 4 for survival: inventory control; the calculation of profitability; the use of cash flow as a source of information for decision making; and the number of courses taken by the manager. / As Micro e Empresas de Pequeno Porte (MPE) são reconhecidamente peças importantes no tabuleiro do Desenvolvimento Regional. Tem papel importante na geração de emprego e renda, contribuindo fortemente para o tal desenvolvimento. Não é exclusividade do município de Francisco Beltrão/PR, lócus desta pesquisa, pois este fato acontece em qualquer região do país. Contudo, o alto índice de mortalidade das Micro e Empresas de Pequeno Porte (MPE) no Brasil tem sido destaque na imprensa ao longo dos anos. Não é diferente no estado do Paraná, e infere-se que também não o seja no município de Francisco Beltrão. Tal fato tem sido estudado em diversas áreas do conhecimento humano, principalmente pelos estudiosos do Empreendedorismo, mas também da Administração, das Ciências Econômicas, da Gestão Pública, do Desenvolvimento Regional, entre outros. Este estudo tem como tema a Mortalidade de Empresas, relacionado como efeito de competitividade, perfil de liderança, ferramentas utilizadas para a tomada de decisão e formação do gestor e sua consequência para o desenvolvimento regional. O objetivo apresentado é identificar fatores discriminantes para a sobrevivência e mortalidade das Micro e Empresas de Pequeno Porte de Francisco Beltrão - Paraná. Esta pesquisa pode ser classificada de diversas formas. Primeiramente quanto ao método de abordagem, caracteriza-se pelo método hipotético-dedutivo, pois utiliza-se da racionalização do método dedutivo e da experimentação do método indutivo. O método de procedimento foi o estatístico, relacionado à abordagem de pesquisa quantitativa, A pesquisa é ainda de natureza aplicada. Quanto ao objetivo, distingue-se como exploratória. Já nos procedimentos técnicos foram utilizadas a Estatística Descritiva, através da verificação da frequência e do cruzamento de dados (CrossTabs), que geraram inferências para o uso da Regressão Logística Binária, ferramenta da Análise Multivariada de Dados, com uso da ferramenta computacional SPSS 18.0. Foram pesquisadas uma amostra de 315 empresas de Francisco Beltrão, sendo 266 ativas e 49 descontinuadas. Os resultados encontrados respondem à questão problema desta dissertação, estatisticamente ficaram comprovados que 7 variáveis foram identificadas e caracterizam um conjunto de fatores discriminantes, sendo elas 3 para mortalidade: a permissão para que a equipe resolva problemas sem intervenção do gestor; a realização de pesquisas de satisfação dos clientes; e o estabelecimento de metas; e 4 para a sobrevivência: o controle de estoque; o cálculo da rentabilidade; o uso do fluxo de caixa como fonte de informação para tomada de decisão; e a quantidade de cursos realizados pelo gestor.

Submitted by Silvana Teresinha Dornelles Studzinski (sstudzinski) on 2016-11-17T12:23:44Z No. of bitstreams: 1 Rodrigo Luiz dos Santos_.pdf: 236797 bytes, checksum: 1ea25dedb31908a3e825ad6332e626fe (MD5) / Made available in DSpace on 2016-11-17T12:23:44Z (GMT). No. of bitstreams: 1 Rodrigo Luiz dos Santos_.pdf: 236797 bytes, checksum: 1ea25dedb31908a3e825ad6332e626fe (MD5) Previous issue date: 2016-08-08 / IFTO - Instituto Federal de Educação, Ciência e Tecnologia do Tocantins / O objetivo do presente trabalho é analisar como as pequenas e medias empresas (PMEs) industriais do Tocantins gerenciam suas diferentes fontes de financiamento. No intuito de realizar esta verificação, construiu-se um protocolo de pesquisa elaborado a partir dos construtos indicados na revisão da literatura. Posteriormente, foram realizadas entrevistas individuais, in loco, e os representantes das PMEs responderam as questões acerca dos tópicos Conhecimento, Finanças, Gestão, Fontes de financiamento e Políticas públicas. Os resultados apontaram que as empresas têm utilizado, em sua maioria, os recursos próprios. Há queixas sobre a dificuldade de acesso ao crédito e os altos juros vigentes. Existe a percepção da disponibilidade de recursos, mas os obstáculos encontrados não permitem que as empresas consigam aproveitar fontes externas. / The objective of this study is to analyze the small and medium enterprises (SMEs) Industrial Tocantins manage their different funding sources. In order to perform this check, built up a research protocol drawn from the constructs indicated in the literature review. Subsequently, individual interviews were conducted on the spot, and representatives of SMEs answered questions about topics Knowledge, Finance, Management, financing sources and public policies. The results showed that companies have used mostly their own resources. There are complaints about the difficulty of access to credit and high current interest. There is a perception of the availability of resources, but the obstacles encountered not allow companies able to take advantage of external sources.

In Angola, 96.7% of established small businesses fail. Thus, the purpose of this multiple case study was to explore strategies retail grocery store owners in Angola use to succeed beyond 5 years. The population of the study consisted of 5 retail grocery storeowners who sustained their businesses longer than 5 years in Angola. The conceptual framework for this study was the resource-based view. Face-to-face, semistructured interviews and company documentation review were used to collect data. Yin's 5-phase cycle, which includes (a) compiling, (b) disassembling, (c) reassembling, (d) interpreting, and (e) concluding, was used to find patterns, themes, and categories from the data. Member checking and methodological triangulation were used to ensure credibility. Through thematic analysis, 5 themes emerged: control and monitoring, dedication of the owner, quality staff, regular offer and quality products, and social capital. These themes reflect a common set of strategies that retail grocery storeowners in Angola use to succeed beyond 5 years. The implications for positive social change include the potential to improve the performance of small businesses and reduce business failure rates and unemployment in Angola. Additionally, by sustaining their profitability, small businesses offer a basis for increasing tax revenues, contributing to economic growth of the local economy, and improving people's living standards.

As a resource based economy international engagement plays a critical role for the growth and development of New Zealand. One of the most notable trends over the past 15 years has been the rise of some of the largest markets around the world, that have led to a rapid and substantial increase in international trade and investment flows. The liberalisation and consequently the rise of emerging markets has today changed the economic geography for the business world, with companies entering these markets with the hope of getting superior returns arising from rapid economic growth and related market opportunities. Amongst other emerging markets, the economic resurgence of the Indian market in the recent years has been widely noticed and in many senses has influenced and changed the structure and operations of businesses around the world. The prospects offered by India have allowed firms to substantially expand their activities beyond their domestic borders and access new growth opportunities generating significant productive growth. The benefits that markets like India today generate are likely to be particularly significance for New Zealand, given the small size of the domestic market. Indeed, increasing New Zealand’s exporting and international investing activity is vital to raising New Zealand’s growth rate. The rapid rise and deregulation of the Indian market has seen a rise in the number of New Zealand businesses keen to tap into the vast prospects across different sectors over the recent years. Nevertheless, New Zealand businesses have not been participating to nearly the same extent as most businesses from other small developed countries currently operating in the Indian market. Reasons for this limited interaction are unclear and not well documented in the current literature that examines the economic activities amongst the two markets. Given the importance of international engagement New Zealand businesses cannot afford to isolate themselves from the opportunities provided by the Indian market. Considering this, the main aim of this research is to focus on the opportunities that India provides and the benefits that New Zealand businesses stand to gain from those. On identifying, this may help devise actions that might lead to substantially increased levels of international investments by New Zealand firms, given the challenges of entering the Indian base from a small remote country. Drawing on insights gained from existing literature and case studies of companies operating in India, the research will identify appropriate strategies and policies that might help New Zealand businesses to succeed and better direct operations in India.

Syfte: Syftet med undersökningen är att beskriva och analysera finansieringsformen P2P-utlåning, dess bildande och utveckling samt utvärdera hur den har fungerat för små- och nyföretagare. Problemformulering: Studien undersöker hur finansieringsformen person-till-person-utlåning via Internet uppstod. Vidare redogörs för utvecklingen på P2P-plattformen Lending Club sedan låneförmedlingens start 2007 fram till 2011. Slutligen undersöks vad som kännetecknar låntagarna på Lending Club som ansöker om lån till små och nya företag samt hur de presterat gällande deras återbetalningsförmåga. Teoretiskt ramverk: Studiens teoretiska ramverk utgörs av framförallt vetenskapliga artiklar vilka behandlar det finansiella gapet, informations-asymmetrier och kreditbedömning. Vidare återges en bakgrunds-teckning över studier gjorda kring social utlåning och P2P-utlåning. Slutsatser: Studien kommer fram till att P2P-utlåning via Internet har sitt ursprung i social utlåning och möjliggjorts genom bland annat teknologisk utveckling av kreditvärderings-verktyg. Lending Clubs utveckling har gått från mer av ett socialt nätverk till att idag likna mer en finansiell intermediär med kreditvärdiga låntagare och institutionella investerare. Medlemmarna på Lending Club som lånar till små och nya företag kännetecknas av högre kreditvärdighet i jämförelse med övriga låntagare samtidigt som de presterar sämre i termer av återbetalningsförmåga. / Purpose: The purpose of this study is to describe and analyze P2P lending, its formation and development and evaluate how it has worked for small businesses and start-ups. Problem statement: The study examines how person-to-person lending through the Internet has emerged. Furthermore, the study examines the development of the P2P platform Lending Club since its inception in 2007 until 2011. Finally, the study examines the characteristics of the borrowers at Lending Club who are applying for loans to small businesses and start-ups, as well as how they perform in terms of their ability to repay their loans.        Theoretical framework: The theoretical framework consists mainly of scientific articles regarding the financial gap, information asymmetries and credit rating. Furthermore, studies on social lending and P2P-lending are presented in a background chapter. Conclusions: The study concludes that P2P lending through the Internet has its origins in social lending and made ​​possible by foremost technological development of rating tools. The development of Lending Club has shifted from more of a social network to more of a financial intermediary with creditworthy borrowers and institutional investors. Members on Lending Club that borrow to small businesses and start-ups are characterized by having a higher credit rating compared to other borrowers, while they perform less well in terms of ability to repay.

This thesis within economics is examining the impact that remittances could have on the level of new small and medium sized enterprise start-ups. Remittances could be seen as a capital flow and would therefore increase the level of new SME start-ups but is this really the case? A model is developed with a panel data set over 45 countries all across the globe over a two year period. Six businesses environment variables are included in the regressions to see how the businesses environment affects the level of new SME start-ups. This model is also used when testing if the relationship between remittances and the level of new SMEs are stronger in the middle income countries than in the lower income countries. The descriptive statistics shows that both remittances and the number of new SME`s have increased from 2003 to 2005. The level of new SME`s have increased with a larger percentage share in the middle income countries relative to low income countries. The results from this thesis are somewhat difficult to interpret. Although there seems to be the case that remittances are not affecting the level of new SME start-ups when including all the countries in the same regression. As the countries are divided into two groups one can see a stronger relationship between remittances and the level of new SME started in the low income countries than in the middle income countries. One can also see that credit right and the cost of starting a new business is strongly related to the level of new SME.

No description available.

The topic of this study is “An exploration of the reasons surrounding Indian businesswomen’s involvement in home-based businesses in Shallcross, Durban”. The objective of this study was to investigate some of the reasons why Indian women choose to venture into small business. This study also explored some of the history of the Indian people of Natal (now known as KwaZulu-Natal) and briefly touched on the past and present lives of Indian women in South Africa. The informants used in this study were Indian women who owned small home-based businesses. They all reside in Shallcross where they operate their businesses from their homes. Shallcross is situated in Durban, in the province of KwaZulu-Natal. Their businesses consisted of various types like hair salons, catering and gift shops. All interviews with the informants were informal in nature. Informal, unstructured yet indepth interviews and life histories were used in the study to collect data. Life histories were summarized to highlight the aims and results of the study. The literature reviewed for this study focused on issues on female entrepreneurship in South Africa. The most part of the literature review paid special attention to the changing role of Indian women, the nature of small businesses and their importance in South Africa’s developing economy, female motives for entrepreneurship and the future of female entrepreneurship. The literature review process has revealed a gap in the literature regarding Indian women involved in small business, but the literature also provided greater clarity and understanding of women entrepreneurship from both historically and contemporary perspectives. / Thesis (M.Soc.Sci.)-University of KwaZulu-Natal, Durban, 2008.