Made available in DSpace on 2016-03-15T19:32:48Z (GMT). No. of bitstreams: 1 Claudio Aparecido Barboza.pdf: 1458405 bytes, checksum: c93b743ce407e846cee27ddbaece08c4 (MD5) Previous issue date: 2014-02-12 / The financial health of a company, its continuity and its management process are strengthened to the extent that society organizations demand greater transparency and stronger corporate governance practices. This is particularly relevant in relation to the operators of Health Plans, given the social and economic impact that disability controls in this type of activity can lead to the operator itself and especially to society. This research falls within the current business environment, considering that increasingly more increases the number of operators who suffer the suspension of sales of its health plans by incurring problems in servicing its beneficiaries. In this sense, the main objective of this study was to investigate whether there is a relationship between financial and non-financial data that can predict the incidence of suspension of sale of health plans characterized here by the Operators Medical Cooperatives. To do so, we attempted to build Prediction of Delinquency Model that can be used as a tool of management and control and can also help in directing the behavior of their managers. To support this study, the research literature on the concepts of credit risk, credit risk, delinquency, forecasting models, Operators on regulation and Health Plans were made. The methodology was applied to quantitative character, while the samples were obtained and selected through the data contained in the ANS website and data analysis was done with the aid of spreadsheets and free software R. As a result of the study, we obtained a model that predicts the delinquency of Medical Cooperatives thus characterized by the occurrence of the suspension of the sale of their health plans. / A saúde financeira de uma empresa, sua continuidade e o seu processo de gestão se fortalecem na medida em que a sociedade demanda das organizações, maior transparência e práticas mais robustas de governança corporativa. Isto é particularmente relevante em relação às Operadoras de Planos de Saúde, dado o impacto social e econômico que a deficiência de controles nesse tipo de atividade pode acarretar para a própria operadora e principalmente para a sociedade. A presente pesquisa se insere no ambiente de negócios atual, haja vista que cada vez aumenta mais o número de operadoras que sofrem a suspensão da venda de seus planos de saúde por incorrerem em problemas no atendimento aos seus beneficiários. Nesse sentido, o objetivo principal do presente estuo foi investigar se existe relação entre os dados financeiros e não financeiros que podem prever a incidência de suspensão da venda de planos de saúde das Operadoras aqui caracterizadas pelas Cooperativas Médicas. Para tanto, buscou-se construir Modelo de Previsão de Inadimplência que possa ser utilizado como instrumento de gestão e controle e que também possa contribuir no direcionamento do comportamento dos seus gestores. Para suportar o presente estudo, foram realizadas pesquisas na literatura sobre os conceitos de crédito, risco de crédito, inadimplência, modelos de previsão, regulação e sobre Operadoras de Planos de Saúde. A metodologia aplicada foi de caráter quantitativo, sendo que as amostras foram obtidas e selecionadas através dos dados constantes no site da ANS e o tratamento dos dados foi feito com o auxílio de planilhas eletrônicas e do software livre R. Como resultado do estudo, obteve-se um modelo que prevê a inadimplência de Cooperativas Médicas assim caracterizadas pela ocorrência da suspensão da venda de seus planos de saúde.

O trabalho aborda a questão dos diferentes usos que o mesmo território pode ter, especialmente em metrópoles como o Rio de Janeiro e São Paulo. Através da formação de um movimento social que utiliza as técnicas contemporâneas para reunir, numa rede social, cooperativas que são uma alternativa de trabalho e renda para trabalhadores antes desempregados ou subempregados. São atores sociais não hegemônicos que propõem um novo uso para sistemas técnicos criados para atender aos interesses de atores hegemônicos. Esses trabalhadores criam uma nova forma de gestão,propondouma globalização a partir do local. Unidos por uma outra globalização, mais humana e solidária. / This research deals with the question of different uses that the same territory might have, specially in metropolises such as Rio de Janeiro and São Paulo. Through the formation of a social movement which uses contemporary techniques to gather, in a social network, cooperatives which are an alternative of work and income for workers who were unemployed or subemployed. Nonhegemonic social actors who propose a new use for technical systems created to meet the interests of hegemonic actors. They create a new kind of administration, proposing the globalization of the place from local. United by another globalization, more human and with more solidarity.

A presente pesquisa de mestrado teve o objetivo de analisar o modelo socialista de agricultura coletiva proposto pelo Movimento dos Sem-Terras (MST) por meio das cooperativas de produção agropecuárias (CPAs) e suas contradições. A idéia era compreender em que medida a coletivização do trabalho agrícola fortalece a luta pela resistência na terra. Com essa finalidade a pesquisa foi proposta aos cooperados da Copava (Cooperativa de Produção Agropecuária Vó Aparecida), fundada em 20 de novembro de 1993, na agrovila III do assentamento Pirituba, situada no município de Itaberá, sudoeste do Estado de São Paulo. Nas CPAs a terra, o trabalho e a renda são administrados coletivamente pelos próprios cooperados. Apesar de a CPA ser um empreendimento de tipo empresarial, é radicalmente diferente de uma empresa capitalista, pois não há extração de mais-valia. A divisão da renda é feita conforme o número de horas trabalhadas de cada um após serem pagas ou amortizadas as dívidas com a produção e gastos em investimentos para ampliação da estrutura da cooperativa. A Copava foi fundada por 27 famílias, totalizando 46 sócios, e ocupando uma área de 189 alqueires de terra. A corrente teórico-metodológica marxista-leninista é a que fundamenta esse modelo de CPA, sendo que as contradições encontradas decorrem da oposição entre a visão socialista e a visão camponesa de uso da terra. Através da CPA, a Copava tem conseguido garantir ao longo do ano o abastecimento de pão, leite, arroz e feijão para todos os cooperados. Porém, uma contradição fundamental desse modelo é que o aumento da produtividade possibilitado pela CPA, não reflete necessariamente a um aumento da renda em dinheiro para o cooperado, devido aos altos custos de manutenção e ampliação da infra-estrutura da cooperativa, a dificuldade de comercialização dos produtos, e a falta de crédito e financiamento governamental que acaba obrigando a cooperativa a fechar contratos com empresas capitalistas, que se apropriam da renda gerada pelos cooperados. / This masters research aimed to analyze the model of socialist agriculture conference proposed by the Movement of Landless Peasants (MST) by means of agricultural production cooperatives (CPAs) and its contradictions. The idea was to understand the extent to which the collectivization of the agricultural work strengthens the fight for land resistance. With this purpose the research was proposed to the Copava cooperative (Cooperative Agricultural Production Vó Aparecida), founded on November 20, 1993, in the settlement Pirituba, agrovila III, located in Itaberá, southwest of São Paulo. CPAs in the land, work and income are managed collectively by the cooperative members themselves. Although the CPA is a venture-type business, is radically different from a venture capitalist, because there is no extraction of surplus value. The division of income is made according to the number of hours worked each after being paid or written off debts with the production and investment spending to expand the cooperative structure. The Copava was founded by 27 families, totaling 46 members, covering an area of 189 acres of land. The current theoretical and methodological Marxist-Leninist ideology that underlies this is the CPA model, and found the contradictions arising from the contrast between the socialist vision and the vision of peasant land use. Through the CPA, Copava has managed to ensure year round supply of bread, milk, rice and beans for all members. However, a fundamental contradiction of this model is that the increased productivity made possible by the CPA, does not necessarily reflect an increase in cash income for the cooperative because of the high costs of maintaining and expanding the infrastructure of the cooperative, the difficulty of marketing products, and lack of credit and government funding that ends up requiring the cooperative to close contracts with capitalist enterprises that take on much of the income generated by the associates.

Submitted by Estagiário SPT BMHS (spt@fgv.br) on 2013-08-08T14:03:31Z No. of bitstreams: 1 Dissertação_Joaquim Brasileiro_2009.pdf: 2936365 bytes, checksum: ee94e64edd96faf9f9c0d116839e24ad (MD5) / Approved for entry into archive by Estagiário SPT BMHS (spt@fgv.br) on 2013-08-08T14:03:47Z (GMT) No. of bitstreams: 1 Dissertação_Joaquim Brasileiro_2009.pdf: 2936365 bytes, checksum: ee94e64edd96faf9f9c0d116839e24ad (MD5) / Approved for entry into archive by Estagiário SPT BMHS (spt@fgv.br) on 2013-08-08T14:04:16Z (GMT) No. of bitstreams: 1 Dissertação_Joaquim Brasileiro_2009.pdf: 2936365 bytes, checksum: ee94e64edd96faf9f9c0d116839e24ad (MD5) / Made available in DSpace on 2013-08-08T14:04:36Z (GMT). No. of bitstreams: 1 Dissertação_Joaquim Brasileiro_2009.pdf: 2936365 bytes, checksum: ee94e64edd96faf9f9c0d116839e24ad (MD5) Previous issue date: 2009 / A presente pesquisa possui um enfoque no processo de internacionalização das empresas brasileiras, um fenômeno que vem ocorrendo de forma lenta e gradual ao longo dos últimos 25 anos, com grande ênfase nos anos 1990, quando o Brasil abriu sua economia ao capital externo, proporcionando maiores investimentos em novos produtos, novas tecnologias, e a adoção por parte das nossas organizações de novas formas e práticas de gestão empresarial, as quais já faziam parte há um bom tempo das organizações multinacionais pelo mundo afora, que sempre utilizaram essas melhores formas de gestão empresarial em seu estado da arte. Este atraso do Brasil em relação ao mundo desenvolvido, em que o País se fechou como uma verdadeira 'ostra', refletiu-se em prejuízos imensuráveis ao desenvolvimento social, político e econômico, resultando em atrasos tecnológicos e educacionais e na consequente falta de pessoal qualificado em face de um mundo globalizado, no qual se mostram imprescindíveis as inovações tecnológicas e a capacitação humana. Nesse contexto, o processo de internacionalização de empresas, especificamente o segmento do cooperativismo de agronegócio no estado do Paraná, ganha um impulso significativo, quando as cooperativas, a partir da década de 1980, buscam sua inserção internacional no mundo globalizado através de um aumento gradativo em suas exportações, inicialmente somente com produtos in natura e, posteriormente, com a introdução de novas tecnologias, equipamentos, pesquisas, modernas formas de gestão e educação continuada de pessoal, possibilitando às cooperativas, e de forma geral ao setor cooperativista paranaense, um grande salto financeiro e um aumento expressivo na composição do PIB do Paraná, representando nos dias atuais aproximadamente 40% do total das exportações do estado. Dessa forma, este trabalho procura contribuir com a academia e com as organizações cooperativistas do estado do Paraná no sentido de buscar as razões para esse importante e irreversível processo de internacionalização, que trouxe, e ainda traz, vantagens financeiras, tecnológicas e dinamismo à economia local com os seus diversos atores, e que transforma essas organizações paranaenses e brasileiras em grandes players globais nos negócios internacionais. / The present research focuses on the Brazilian company internationalization process that has stated twenty five years ago and continues up to the present. The research highlights the 1990s when Brazil opened its economy to foreign investments thus bringing about new technologies, products and managerial practices that had already been optimized by foreign organizations. The Brazilian delay in catching up with the developed world latest progress caused immeasurable damages to social, political and economic development. As a consequence, Brazil experienced technological and educational slowdown, and lack of qualified labor to face a globalized world where technological innovations and human qualification are crucial to development. In the aforementioned context, the State of Paraná agribusiness cooperatives improved significantly from 1980 on, when they sought insertion into a globalized world through increasing their exportation gradually. At first, Paraná only exported in natura products. Later on, the inclusion of new technologies, equipment, researches, management systems and personnel continuing education provided a huge financial increase in the Paraná cooperative sector, as well as an expressive increase in its GDP that represents 40% of he State total exports. So, the present work seeks to bring a positive contribution to the theme discussion and to the State of Paraná cooperative organizations in order to understand this important and irreversible internationalization process, which brought about, and continues bringing, financial and technological advantages and dynamism to our local economy transforming the Paraná and Brazilian organizations into big global players acting in international business.

Submitted by Maria Patriarca (mariaclariceufg@gmail.com) on 2013-11-21T19:22:28Z No. of bitstreams: 1 TESE - VERSÃO FINAL COM FICHA CATALOGRÁFICA 1.pdf: 3683561 bytes, checksum: e924476c0191e5849d703d02b5c0fd0b (MD5) / Approved for entry into archive by Suzinei Teles Garcia Garcia (suzinei.garcia@fgv.br) on 2013-11-22T11:36:22Z (GMT) No. of bitstreams: 1 TESE - VERSÃO FINAL COM FICHA CATALOGRÁFICA 1.pdf: 3683561 bytes, checksum: e924476c0191e5849d703d02b5c0fd0b (MD5) / Made available in DSpace on 2013-11-22T15:58:35Z (GMT). No. of bitstreams: 1 TESE - VERSÃO FINAL COM FICHA CATALOGRÁFICA 1.pdf: 3683561 bytes, checksum: e924476c0191e5849d703d02b5c0fd0b (MD5) Previous issue date: 2013-10-25 / This research aims to verify the role of cooperatives and associations in the development of entrepreneurial ceramists in Brazil and Nicaragua. Therefore, two associations in Brazil and two cooperatives in Nicaragua were selected. These organizations were chosen owing to the similiarities between them. The research was developed as a multiple case study, and the interviews were conducted through semi-structured questions. The interviewers were free to add any information they thought necessary. We identified eight general categories, which were reduced to three main categories. The data obtained were analyzed using content analysis, and as a result, among other things, may verify the impacts generated by the potters participation in associations and cooperatives, from personal, family and social aspects, in addition to issues involving the community in which they live. Also verified was the need for dissemination and the development of public policies with the final objective being to publicise the artisans, and the different characteristics between the focus given to participation in associations, in both Brazil, and cooperatives in Nicaragua. Talk in Brazil indicates the emphasis placed by the associated issues in relation to social life, and talk in Nicaragua, suggests a greater concern about financial issues. Perhaps these characteristics are related in the end, to the type of organization chosen to unite the groups in the two countries. The contributions of this work are generated by the amplification of the literature related to women entrepreneurship and also by launching a different look at the reality of enterprising potters, due to their involvement with cooperatives and associations, in relation to aspects of personal, family, economic and social. Finally, this work presents possible topics for future research, including those related to further studies that take into account the concept of entrepreneurship defined here-in, studies that deepen the understanding of the psychological impacts generated by the entrepreneurship of women involved with subsistence activities, and furthermore the possibilities of studying the actions of training and development of public policies aimed at this audience. / Este trabalho tem como objetivo verificar qual é o papel das cooperativas e associações no desenvolvimento das empreendedoras ceramistas no Brasil e na Nicaragua. Para tanto, foram escolhidas duas associações no Brasil e duas cooperativas na Nicaragua. A definição das organizações se deu pelas semelhanças que elas apresentam. A pesquisa se desenvolveu como um estudo de caso múltiplo, e as entrevistas foram realizadas através de questões semiestruturadas. Os sujeitos tiveram liberdade para acrescentar quaisquer informações que achassem necessárias. Foram identificadas oito categorias gerais, que foram reduzidas a três categorias principais. Os dados obtidos foram analisados através da Análise de Conteúdo e, como resultado, podem-se verificar, entre outras coisas, os impactos gerados aos ceramistas pela participação em associações e cooperativas, tanto em aspectos pessoais, familiares e sociais, além das questões que envolvem a comunidade onde estão inseridos. Verificou-se, também, a necessidade de divulgação e desenvolvimento de políticas públicas que tenham como objetivo final os artesãos, e as características diferenciadas entre o foco dado à participação nas associações, no Brasil, e nas cooperativas, na Nicaragua. No Brasil as falas indicam o destaque dado pelos associados às questões relativas ao convívio social e, na Nicaragua, as falas sugerem uma maior preocupação com as questões financeiras. Talvez essas características estejam relacionadas, ao final, com o tipo de organização escolhido para reunir os grupos nos dois países. As contribuições geradas por este trabalho passam pela ampliação da literatura relacionada ao empreendedorismo de mulheres e, também, por lançar um olhar diferenciado sobre a realidade das empreendedoras ceramistas, devido ao seu envolvimento com as cooperativas e associações, em relação aos aspectos pessoais, familiares, econômicos e sociais. Por fim, este trabalho apresenta a possibilidade de tópicos para futuras pesquisas, entre eles, os relacionados ao aprofundamento de estudos que levem em consideração o conceito de empreendedorismo aqui definido, estudos que aprofundem no entendimento dos impactos psicológicos gerados pelo empreendedorismo de mulheres envolvidas com atividades de subsistência, além das possibilidades de se estudar as ações de capacitação e de desenvolvimento de políticas públicas voltadas para esse público.

This study investigated the impact of government support on growth, survival and performance of agricultural cooperatives in selected areas of Eastern Cape Province of South Africa. The objectives of this empirical study were to examine (1) the impact of government support on growth of cooperatives, (2) assess the impact of government support on the performance of cooperatives, (3) reviewing the impact of government support on survival of cooperatives. A total sample of 157 agricultural cooperatives which consisted of poultry, maize, goat, nursery, sheep and vegetable coops was used. Stratified random sampling technique was used and a self-administered questionnaire used to gather primary data. The primary data of the study was gathered from the cooperatives managers only as they were the targeted respondents. Gathered data went through factor analysis, anova test and correlation analysis for the statistical analysis purposefully to arrive in study findings and conclusion. The findings of the study drawn from the 66% response rate concluded that government support has a statistical significant impact on growth of cooperatives. The study also indicated that government support has a significant impact on the survival of cooperatives. It is also reported that the performance of cooperatives is significantly impacted positively by government support. The findings of the study also indicated that agricultural cooperatives are not satisfied with the present government support.

While the growth of Turkey brings many prosperities, the required energy for this development creates a dependency that goes up to 80% of total energy consumption. In order to have a resilient energy system that adapts to sudden changes in an area where political and social conditions are not stable, Turkey needs a renewable energy source produced by domestic resources. This study shows that the abundant resources in agriculture sector for biomass energy production, especially biogas production, can be that energy source however, this will require a new rural development model that uses cooperatives in its centre. Further research and interviews suggest that, the cooperatives have the capacity, but not all of them have the opportunity and the support to take upon this task.

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The Swedish alternative food networks landscape is underdeveloped compared to that of the US or the countries of Western Europe, however its development has sped up in recent years. The relationship between the farmer and the food hub is the first one to be built when an Alternative Food Network is being set up and therefore represents a valid starting point in the hitherto scarcely studied field of alternative food distribution in Sweden. The paper used a relationship-marketing framework with the addition of elements from Civic Food Networks conceptualization of Alternative Food Networks in order to explain the creation and maintenance, as a well as the quality and depth of supplier-distributor relationships in two cases of Swedish food hubs. Given the immaturity of the Swedish market, this paper tried to explore the possible variations existing in the landscape. In the case of student-led food cooperative Ultimat and its two studied suppliers, values and larger local food systems goals played the primary role in creating and maintaining the relationship, in spite of the poor economic performance of such a relationship in the eyes of the suppliers. The linkages forged between the two entities are strong due to shared values and common goals. In the case of Bygdens Saluhall, the values play a certain role, but the economic element remains crucial for the farmers. At the same time, the connection is closer and ownership of the project by the farmers more significant. Additionally, points of interest arose for future research, notably the diverging stance of Ultimat’s suppliers vs. Bygdens Saluhall’s suppliers in the question of pro-business food hubs and organization of alternative food networks in general.

The thesis is focused on marketing research using methods Mystery of activity in the sphere of consumer cooperatives. It outlines the development of consumer co-operatives in the Czech Republic and the historical origins of the development, from the camp. The practical part is realized in business units Unity from the camp, specifically in the stores included in the retail chain COOP TIP. Marketing research has focused on determining the level of service and quality of supply of goods. The analyzed information was the basis for the comparison of results obtained from the research of individual stores and to formulate measures to increase the effectiveness of marketing activities, consumer cooperatives Jednota, from the camp.