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Using a social registry to assess household social vulnerability to natural hazards in MalawiSundqvist, Petter January 2023 (has links)
Social factors moderate the impacts of natural hazards, which means that households are affected differently when exposed to the same hazard. This differential impact of hazards can be explained by the concept of social vulnerability, which is commonly assessed to inform disaster preparedness and response action. Most of these assessments, however, focus their analyses on large administrative units and, consequently, neglect the heterogeneity of households within these units. This thesis leverages data from Malawi’s social registry (the UBR) to construct a Household Social Vulnerability Index for Nsanje – one of the most disaster-prone districts in Malawi. In Nsanje, geocoded socio-economic data was collected using a census-sweep approach with the goal of registering 100% of the district’s residents. From this dataset, indicators are deductively selected and analyzed using Principal Component Analysis to produce a social vulnerability score for each household. These index scores are mapped at a spatial resolution of 0,01°. By repurposing a social registry to inform a new set of actors, including humanitarian and disaster risk management practitioners, the thesis highlights the considerable scope for collaboration within the realm of data and information by actors and policy fields that traditionally largely have operated in isolation from one another.
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The Role of Vertical Collaboration in Local Community Empowerment : Exploring the Implementation of Climate Smart Agriculture at a Local Level in EswatiniSalmelin, Charlee January 2023 (has links)
To strengthen societies and address the increased risks generated by climate change, development projects within disaster risk reduction [DRR] and climate change adaptation [CCA] must ensure the sustainability of capacity development. However, sustainability is currently flawed in such projects, which could relate to the inadequate achievement of empowerment of targeted beneficiaries. Some scholars suggest that vertical collaboration – the collaboration between stakeholders and beneficiaries – is decisive in determining the achievement of community empowerment during implementation. Still, the role of vertical collaboration and the dynamics of this relationship remains unexplored. By comparing a development initiative within climate-smart agriculture [CSA] implemented in two different communities in Eswatini, this thesis aims to evaluate the achievement of vertical collaboration and explore the relationship between vertical collaboration and empowerment. The results show that the achievement of vertical collaboration does covariate with the presence of empowerment and that certain factors are more influential in determining outcomes than others. These factors include the presence of opportunities for all participants to get involved; active, accessible, and participatory communication; bidirectional learning; and providing beneficiaries with voice and decision-making power. The findings support the theoretical argument, demonstrating that vertical collaboration plays a role in determining empowerment, and highlight the importance of considering it as a critical aspect when implementing CSA projects. However, the sustainability of capacity developments could not be identified in either community, suggesting that alternative factors might be essential for long-term outcomes. Further research is required to understand interconnections among identified factors and how they can be leveraged for the success and sustainability of capacity development within this field.
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L'utilisation de l'information géospatiale comme outil d'aide à la réduction des risques de catastrophe ; Etudes de cas du gouvernorat de Baalbek-Hermel/Liban / The use of Geospatial Information as support for Disaster Risk Reduction ; Case studies from Baalbek-Hermel Governorate/LebanonDer Sarkissian, Rita 14 June 2019 (has links)
Étant donné que les catastrophes sont un phénomène spatial, l’application de systèmes d’information géographique (SIG) est un outil pratique et fiable pour le processus de réduction des risques de catastrophe (RRC). Les SIG peuvent servir le processus de RRC en tant que base de données pour la collecte et l’intégration de données, ainsi que pour l’incorporation de données multi‐sources, en tant que systèmes d’observation, en tant qu’outil pour la production de cartes de risques, en tant que calculateur d’exposition, constructeur de modèles déterminant les vulnérabilités des éléments, en temps quasi réel, traqueur de crise, etc… Mais ces applications SIG ont été intégrées de manière inégale à travers les différentes phases du cycle de RRC. De plus, l'utilisation efficace de ces technologies nécessite des recherches et des développements plus poussés, en particulier dans les pays en développement où de nombreux obstacles entravent l'utilisation des SIG pour la protection civile. Cette tâche devient encore plus compliquée au niveau local en région rurale comme dans notre zone d’étude Baalbek‐Hermel, Gouvernorat du Liban. Le manque de ressources humaines et financières et des données spatiales critiques lacunaires limitent l’utilisation des SIG pour améliorer la décision en matière de RRC ? Dans quelle mesure le SIG pourrait‐il être efficace dans les actions de RRC dans un pays en développement comme le Liban, où le nombre d’enjeux exposés augmentent sans cesse et où le gouvernement a d'autres priorités urgentes que de s'engager dans un plan de RRC? Plusieurs études de cas menées à Baalbek‐Hermel servent à tester les hypothèses retenues et à discuter de l’adoption et de l’adaptation de techniques SIG afin de les rendre efficaces et capables de servir tout le cycle de RRC ; évaluation des dangers, de la vulnérabilité et des dommages, planification d’urgence et d’évacuation, systèmes d’alerte précoce, zonage des terres, données en temps quasi réel pour l’intervention, rétablissement et renforcement de la résilience. Les défis posés par le déploiement de ces technologies SIG dans chacune des phases susmentionnées du cycle de la RRC et la manière dont ils peuvent être surmontés sont discutés, en considérant les approches autochtones pour l’application de technologies et d’innovations en matière de RRC. Les résultats de cette thèse offrent le potentiel de surmonter certains des obstacles qui entravent l'utilisation des SIG pour une RRC efficace dans les pays en développement. Ainsi, les praticiens de RRC au Liban et dans d'autres pays en développement pourraient exploiter ce potentiel pour tenter de réduire la vulnérabilité aux dangers et améliorer la capacité de prévention des catastrophes. / Given that natural disasters are spatial phenomenon, the application of geographical information systems (GIS) has proven to be a convenient and reliable tool for the Disaster Risk Reduction (DRR) process. GIS can serve DRR as a database for data gathering, integration and incorporation,an output viewer, a tool for hazard maps production, a calculator for exposure, a model builderfor determining assets’ vulnerabilities, a near real time crisis tracker, etc… Nevertheless, GIS applications have been integrated unevenly across the different phases of the DRR cycle.Moreover, the effective use of these technologies requires further research and development,especially in developing countries where numerous barriers hamper the use of GIS for civil protection. The task is further complicated at the local level in rural areas such as our study area Baalbek‐Hermel, Governorate of Lebanon. Restrictions include limited human and financial resources and a lack of critical spatial data required to support GIS application to DRR. To what extent could GIS be efficient in DRR actions in a developing country like Lebanon where themajority of assets at risk is ever‐growing and the government has other urgent priorities than tocommit to DRR plans? Several case‐studies in Baalbek‐Hermel were taken to test these assumptions and discuss the adaptation of GIS techniques to make them effective and to be able to serve the whole DRR cycle; hazard, vulnerability, risk and damage assessment, emergency and evacuation planning, land‐use zoning, recovery and resilience building. Challenges in the deployment of GIS technologies in each afore mentioned phase of the DRR cycle and how they may be overcome were discussed, considering indigenous approaches for the application of technologies and innovations in DRR. The results of this dissertation suggested ways to control some of the barriers hampering the effective use of GIS for DRR in developing countries. Thus,DRR practitioners in Lebanon and other developing countries could harness this potential in anattempt to reduce hazard vulnerability and improve disaster reduction capacity.
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Youth Perspectives on Participation in Disaster Risk Reduction: An Asset-Based ApproachPickering, Christina Julie 15 May 2023 (has links)
An all-of-society approach is foundational for increasing disaster resilience and creating adaptive capacity in the face of disasters and climate change. Youth participation within disaster risk reduction (DRR) and disaster risk management (DRM) is an inclusive strategy to engage youth in an all-of-society approach. While this is an emerging and fast-growing area of study, ingraining social inclusion in practice is slow. Through a series of four articles, this dissertation describes two separate qualitative studies exploring youth participation in DRR and DRM through the youth perspective. Participatory research methodologies dismantle power dynamics inherent in traditional research, and they are well-suited for research on youth participation. As such, our first study used Photovoice methodology to explore youth perceptions of youth capabilities in disasters, and to understand their experiences of the COVID-19 pandemic. Examples of youth participation initiatives in DRR are scattered, necessitating exploration of the process of participation in diverse contexts and types of disaster events. We conducted the second study using case study methodology to explore facilitators of - and barriers to - youth contributions towards DRR efforts in the context of local flooding, tornado, and pandemic events in Ottawa, Ontario, Canada. This dissertation provides insight on how to promote youth resilience, capacity, and strengths in disasters. Based on these findings, we argue that a paradigm shift in DRR towards an asset-based approach is essential to implement youth participation in practice. An asset-based approach aligns with the capability-oriented worldview in youth participation literature and theories. The complexity arises in attempting to apply asset-based lessons from the literature into the traditionally needs-based orientation of DRR policy and DRM practice. More research is needed to document youth actions in DRR and to determine asset indicators to evaluate implementation efforts. This dissertation begins an important conversation around applying an asset-based approach to youth participation in DRR through the perspectives of youth.
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The requirements for the development of a spatial information system for the Tlokwe Local Municipality water catchments area / Sydney Peter RiekertRiekert January 2014 (has links)
The problem facing the Tlokwe Local Municipality is that it is Constitutional and legislatively obliged to avoid and/or mitigate the impact of potential disasters within its boundaries, through the effective management of potential disaster risks and disasters. The lack of effective risk management tools is especially concerning in the context of the water catchment management of the Mooi River, which is the main water supply of the Tlokwe local Municipality. The Mooi River is exposed to many potential catchment related hazards that could affect the municipality of which the origins are both anthropogenic and natural. Although, many of the impacts on the catchment arise beyond the boundaries and the control of the municipality, this does not relieve the municipality from the responsibility to develop tools to manage the risks.
The aim of the study is to assist in addressing the above stated problem through establishing the requirements for a conceptual model for an effective spatial information system that will assist the municipality in effectively managing the potential disaster risks and disasters that may arise in the Mooi River Catchment area that could impact on the Tlokwe Local Municiaplity. The aim gives rise to three-research questions that are formulated as research objectives that are used to identify the conceptual model requirements.
The first is to identify and conceptualise the constitutional and legislative obligations in respect of disaster risk management in general and specifically those governing the disaster disk management in the water catchment area for the Mooi River. The study of this objective not only highlight the constitutional and legal obligations that the local municipality is subject to, but provides legislatives remedies that the local municipality can utilise to assist with disaster risks reduction.
The second is to identify and conceptualise the generic hazards that are related to water catchment areas (including the related groundwater compartments) and those specific in the Mooi River catchment area. In this section, potential anthropogenic and natural hazards are listed, a methodology for risk and vulnerability analyses is provided, and a concise study of quaternary catchment C23D is provided.
The third is to identify and conceptualize the requirements for an effective conceptual model of GIS for Disaster Risk Management in the Tlokwe Local Municipality. An overview of a GIS is provided. The essential components of a generic information system namely, people, software, hardware, procedures and processes, data and telecommunications or networks are discussed.
The information and system requirements cumulating from the analyses of the three research questions, serve as the drivers of the goal, outcomes and transformation process of the system as well as the requirements for the conceptual model. In this section: a comparison of the Systems Development Life Cycle (SDLC), Framework for Applied Systems Thinking (FAST), problem solving and the phases addressed in this study; the identification of the conceptual model requirements; and a concise systems conceptualisation of an effective GIS is provided.
As the, mini-dissertation focuses on the needs for a conceptual model, the additional activities required before the system can be implemented are identified and formulated as recommendation that provide the opportunity for future research. / M Development and Management, North-West University, Potchefstroom Campus, 2014
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The requirements for the development of a spatial information system for the Tlokwe Local Municipality water catchments area / Sydney Peter RiekertRiekert January 2014 (has links)
The problem facing the Tlokwe Local Municipality is that it is Constitutional and legislatively obliged to avoid and/or mitigate the impact of potential disasters within its boundaries, through the effective management of potential disaster risks and disasters. The lack of effective risk management tools is especially concerning in the context of the water catchment management of the Mooi River, which is the main water supply of the Tlokwe local Municipality. The Mooi River is exposed to many potential catchment related hazards that could affect the municipality of which the origins are both anthropogenic and natural. Although, many of the impacts on the catchment arise beyond the boundaries and the control of the municipality, this does not relieve the municipality from the responsibility to develop tools to manage the risks.
The aim of the study is to assist in addressing the above stated problem through establishing the requirements for a conceptual model for an effective spatial information system that will assist the municipality in effectively managing the potential disaster risks and disasters that may arise in the Mooi River Catchment area that could impact on the Tlokwe Local Municiaplity. The aim gives rise to three-research questions that are formulated as research objectives that are used to identify the conceptual model requirements.
The first is to identify and conceptualise the constitutional and legislative obligations in respect of disaster risk management in general and specifically those governing the disaster disk management in the water catchment area for the Mooi River. The study of this objective not only highlight the constitutional and legal obligations that the local municipality is subject to, but provides legislatives remedies that the local municipality can utilise to assist with disaster risks reduction.
The second is to identify and conceptualise the generic hazards that are related to water catchment areas (including the related groundwater compartments) and those specific in the Mooi River catchment area. In this section, potential anthropogenic and natural hazards are listed, a methodology for risk and vulnerability analyses is provided, and a concise study of quaternary catchment C23D is provided.
The third is to identify and conceptualize the requirements for an effective conceptual model of GIS for Disaster Risk Management in the Tlokwe Local Municipality. An overview of a GIS is provided. The essential components of a generic information system namely, people, software, hardware, procedures and processes, data and telecommunications or networks are discussed.
The information and system requirements cumulating from the analyses of the three research questions, serve as the drivers of the goal, outcomes and transformation process of the system as well as the requirements for the conceptual model. In this section: a comparison of the Systems Development Life Cycle (SDLC), Framework for Applied Systems Thinking (FAST), problem solving and the phases addressed in this study; the identification of the conceptual model requirements; and a concise systems conceptualisation of an effective GIS is provided.
As the, mini-dissertation focuses on the needs for a conceptual model, the additional activities required before the system can be implemented are identified and formulated as recommendation that provide the opportunity for future research. / M Development and Management, North-West University, Potchefstroom Campus, 2014
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Mine closure : a contingency plan to mitigate socio-economic disasters / Maria Elizabeth AckermannAckermann, Maria Elizabeth January 2013 (has links)
The history of the mining industry indicates a lack of understanding among the decision-makers of the impact the closure of mines has on the industry and the associated effects on the society and surrounding environment. The policies of the mining industry do make provision for a planned mine closure, but not for an unexpected closure. This detrimental aspect of closures in the mining industry is highlighted in the present study.
The present study investigates how mineworkers’ dependency on their employment at a mine affects their ability to sustain their livelihoods. Vulnerable livelihoods leave the community at a greater risk to be affected by a disaster, than the livelihoods of a community that is resilient and has sustainable resources. Even though mineworkers are not considered as poor at the time of their employment, a mine closure could render them into a status called ‘transitional poverty’. This study also highlights that mineworkers who are skilled for mining operations only do not overcome the status of ‘transitional poverty’ and hence enter a phase called ‘chronic poverty’. This stage constitutes their inability to negotiate livelihood strategies and livelihood outcomes that could sustain a household. Thus humanitarian assistance would be needed from outside sources.
Planning for unexpected mine closures should also be on the agenda of the mining industry due to the extreme consequences such an event holds for the mining community experiencing the event. In the case under investigation, the unexpected mine closures occurred in the Grootvlei mine in Springs and the Orkney mine owned by the Aurora Empowerment Systems Ltd. at the time of this study. These closures left the surrounding communities in need of food, shelter and clean water. The inhabitants gradually lost their livelihood assets. A contingency planning model is proposed at the end of this study to address the short-term and long-term consequences of an unexpected mine closure. / M Development and Management, North-West University, Potchefstroom Campus, 2014
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A construção de uma cultura de riscos de desastre em Blumenau, SC: análise da cobertura das enchentes de 2008 e 2011 pelo Jornal de Santa Catarina / The construction of a disaster risk culture in Blumenau - SC: an analysis of the media coverage of the floods in 2008 and 2011 by the periodical Jornal de Santa CatarinaSpolaor, Jussara 03 October 2012 (has links)
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Previous issue date: 2012-10-03 / Coordenação de Aperfeiçoamento de Pessoal de Nível Superior / Blumenau is a city placed in Médio Vale do Itajaí Santa Catarina, which copes with floods
since before its settlement, in the XIX century. Following the city development, problems
related to floods and landslides, which are both matters of governmental and communitarian
attention appeared. This Master s dissertation focuses on the construction of a disaster risk
culture based on governmental and communitarian actions in order to manage these events in
Blumenau. We have adopted as our theoretical approach the notion of governamentality
(FOCAULT, 1978 [2008]), risk society (BECK, 1986 [2010]) and risk management (SPINK,
2001). In order to understand governmental and communitarian actions during the floods in
2008 and 2011, we have used a local circulation periodic named Jornal de Santa Catarina.
The analysis was based on the covers of Jornal de Santa Catarina where we focused on how
the media presented the two floods, and on news articles of General and Special editorials of
this periodic, where we focused on the construction of a disaster risk culture. On a
chronological perspective we focused on the covers used in the first month and on news
articles published during the first week after each event. The results suggest a transformation
from a disaster culture, guided by the inevitability of the events and action post-disaster, to a
disaster risk culture, which praises prevention. They also suggest that the meanings
constructed for the characterization of the disaster are defined, overall, by the environmental
and human impacts, as well as influences on the city routine. Amongst the official actors, the
results suggest an increse in governmental participation between 2008 and 2011, specifically
in relation to the City Hall and the Civil Defense. In regards to the local organization, the
voluntary intent actions started to be managed by the government in 2011, with little attention
given to the point of view of the people directly affected by the disasters (victims) in the two
analyzed periods. The results lead us to think that the construction of a disaster risk culture
has as focus the management of the hazards by the governmental bodies, which have as object
the maintenance of conditions of normalization on the city s routine, including the
transition of management from local communitarian actions to the governmental bodies / Blumenau é uma cidade situada no Médio Vale do Itajaí, em Santa Catarina, que convive com
enchentes desde antes de sua colonização, no século XIX. Com o desenvolvimento da cidade,
emergem problemas em relação às enchentes e deslizamentos de terra, os quais são objeto de
atuação governamental e comunitária. Esta dissertação tem como enfoque a construção de
cultura de risco de desastre segundo as atuações governamentais e comunitárias para o
enfrentamento desses acontecimentos na cidade de Blumenau. Adotamos como aporte teórico
a noção de governamentalidade (FOCAULT, 1978[2008]), de sociedade de risco (BECK,
1986[2010]) e de gestão de riscos (SPINK, 2001). Para tanto, utilizamos o Jornal de Santa
Catarina, de circulação local, para o entendimento das atuações governamentais e
comunitárias durante as enchentes ocorridas em 2008 e 2011. A análise da pesquisa teve
como enfoque a visibilidade midiática sobre as duas enchentes, a partir de análises das capas
do Jornal de Santa Catarina; a construção da cultura de risco de desastre pela análise de
reportagens das editoriais Geral e Especial. Nosso recorte temporal focou nas capas utilizadas
no primeiro mês e nas reportagens veiculadas durante a primeira semana, nos dois
acontecimentos. Os resultados sugerem a transformação de uma cultura de desastre orientada
pela inevitabilidade dos eventos e ação pós-desastre para uma cultura de risco de desastres, a
qual preconiza a prevenção. Também sugerem que os sentidos construídos para caracterização
de desastre são definidos, sobretudo, pelos impactos ambientais, humanos e da rotina da
cidade. Dentre os atores oficiais, os resultados sugerem maior organização governamental de
2008 a 2011, especificamente em relação à prefeitura e à Defesa Civil. Sobre a organização
local, as ações de cunho voluntário passam a ser geridas pelos atores oficiais, no ano de 2011,
com pouco destaque para o ponto de vista das pessoas diretamente atingidas pelos desastres
(vítimas) nos dois períodos analisados. Os resultados nos conduzem a pensar que a construção
de uma cultura de risco de desastre tem como foco a gestão dos riscos pelos órgãos
governamentais, a qual tem como objeto a manutenção de condições de normalização sobre
o cotidiano da cidade, incluindo a passagem das ações comunitárias locais a serem geridas
pelos órgãos governamentais
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Mobile-Based Early WarningSystems in Mozambique. : An exploratory study on the viability to integrate Cell Broadcast into disaster mitigation routines. / Mobile-based Early Warning System in Mozambique (CellBroadcast)Ferreira Nogueira, Douglas January 2019 (has links)
Mozambique is one of the countries most affected by natural hazards in the world. Therefore it can benefit greatly from enhancements on its early warning system. Cell broadcast, which is a technology able to send simultaneous alert messages to all mobile phones in a geographical area has gained attention of emergency authorities since various catastrophes in the years 2000’s and increasing diffusion of the mobile network. This research has looked into the disaster risk management routines in Mozambique, interviewing relevant institutions, to identify the currently in use early warning system and analyze the circuit of information from detecting a hazard until the transmission of alert messages to the population. The goal of this research has been to identify how alert messages are sent to the population and, based on currently available infrastructure, analyze the possibilities to use Cell Broadcast to target alerts to all subscribers on specific geographic zones. It has been identified that the country already uses a solution that sends SMS to a list of phone numbers registered in a database. Nonetheless, telecommunication operators in the country are willing to cooperate with emergency authorities to design a solution in which Cell Broadcast can be used to strategically target alerts to subscribers at designated areas of risk. In this way, enabling enhanced accuracy and efficiency of the public alert system in Mozambique, with reduced time between detection and the simultaneously delivery of public alert messages to the entire population or only to people located on relevant geographic zones. Furthermore, the results also allowed to speculate on the viability of automated solutions, which can be used in combination to the enhancements that Cell Broadcast can bring to disaster risk management routines.
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Urban Disaster Risk Management With Compulsory Earthquake Insurance In TurkeyTaylan, Arzu 01 September 2009 (has links) (PDF)
Turkish Compulsory Earthquake Insurance (ZDS) introduced after the 1999 Earthquakes aimed to
lower financial burdens of the State and to promote safer building construction. High earthquake risk
in Turkey necessitates risk mitigation, in line with the priority of the new international policy. Yet, the
ZDS system operates without regard to risk mitigation, and it is far from being a compulsory condition.
The ZDS system has low penetration ratios due to expectations of State-aid in the event of a disaster,
which arise from perceived attributes of ZDS, according to the findings of the Zeytinburnu household
survey. The ZDS system generates social inequalities because purchase of the ZDS contracts is
voluntary. This is related to higher social statuses and general insurance purchase behavior, whereas
insured homeowners in middle-lower income levels are observed to differ significantly from un-insured
homeowners in their perception of the ZDS purchase as &lsquo / compulsory&rsquo / and as a form of &lsquo / social
solidarity&rsquo / . Operation of the ZDS disregarding risk mitigation seems to promote fatalistic attitudes andTurkish Compulsory Earthquake Insurance (ZDS) introduced after the 1999 Earthquakes aimed to
lower financial burdens of the State and to promote safer building construction. High earthquake risk
in Turkey necessitates risk mitigation, in line with the priority of the new international policy. Yet, the
ZDS system operates without regard to risk mitigation, and it is far from being a compulsory condition.
The ZDS system has low penetration ratios due to expectations of State-aid in the event of a disaster,
which arise from perceived attributes of ZDS, according to the findings of the Zeytinburnu household
survey. The ZDS system generates social inequalities because purchase of the ZDS contracts is
voluntary. This is related to higher social statuses and general insurance purchase behavior, whereas
insured homeowners in middle-lower income levels are observed to differ significantly from un-insured
homeowners in their perception of the ZDS purchase as &lsquo / compulsory&rsquo / and as a form of &lsquo / social
solidarity&rsquo / . Operation of the ZDS disregarding risk mitigation seems to promote fatalistic attitudes and reluctance to conform with requirements of risk mitigation. Low penetration ratio and high earthquake
risk threaten efficiency of the ZDS system and does not reduce burdens of the State.
Based on survey findings, a more appropriate strategy for the achievement of resilience against
earthquakes could be possible through the collaboration of the ZDS system with local administrations.
It is observed that by means of a &lsquo / Grant Program&rsquo / , there may be abundant reason and evidence to
achieve convertion of the ZDS system from a post-disaster loss compensation mechanism to a predisaster
risk reduction benefactor.
Supporting municipalities to produce urban risk maps could reduce risks by more accurate estimation
of potential losses, and an extended coverage of the ZDS system to urban risks. Relationship
analyses between homeowners&rsquo / attributes, perceptions and tendencies toward alternative policies
indicate the necessity of introducing policies based risk-rated premiums. Homeowners are observed
as requiring technical and financial assistance to take mitigation measures, decisions under
individualized conditions, on the other hand, seem to reinforce fatalistic attitudes and reluctance due
to the disregard of risk mitigation benefits and ZDS purchase.
Waste of public resources and creation of social inequalities could be prevented by enhancing the
capacities of local authorities to implement urban risk mitigation plans and community-based projects
via a Grant Program. &lsquo / Relationship analyses&rsquo / of the attitudes of homeowners for alternative policies
with respect to their attributes and perceptions revealed that a Grant Program could result in the
perception of the ZDS system as a form of social solidarity in risk mitigation. This is to reduce fatalistic
attitudes, and curb reluctance compared to individualized conditions of insurance purchase. As a
result, willingness to mitigate risks through active participation and purchase of ZDS contracts,
particularly among homeowners in the middle-lower socio-economic statuses are likely to expand
leading to a resilience society.
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