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The Global ETD Search service is a free service for researchers
to find electronic theses and dissertations. This service is
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Networked Digital Library of Theses and Dissertations.
Our metadata is collected from universities around the world. If you manage a university/consortium/country archive and want to be added, details can be found on the NDLTD website.
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Showing 11 to 13 of 13 (0.052 seconds)Spelling suggestions: "subject:"justified"" "subject:"unjust""
| 11 |
L’étranger avec qui je partage ma vie : l’enrichissement injustifié entre conjoints de fait québécoisPapaioannou, Effie Panagiota 06 1900 (has links)
Face au vide juridique encadrant leurs rapports patrimoniaux, les ex-conjoints de fait ont fait appel
au droit commun dans une tentative de remédier aux iniquités économiques découlant de leur
rupture. Les tribunaux québécois ont reconnu le besoin de combler ce vide, et c’est ainsi que le
recours en enrichissement injustifié est devenu le choix de prédilection des conjoints appauvris.
Ce recours a été façonné par la jurisprudence en remède sur mesure pour les conjoints non mariés.
Une panoplie de mesures ont été mises en place par les tribunaux pour alléger le fardeau de preuve
de l’appauvri et pour adapter la quantification de l’indemnité aux réalités conjugales. Cela demeure,
toutefois, insuffisant et peu adapté aux besoins des ex-conjoints.
Variabilité et imprévisibilité des décisions se sont avérées être le corolaire de cette confection
jurisprudentielle : résultat de la large discrétion dont jouissent les magistrats dans l’appréciation des
conditions et facteurs applicables et fruit d’un législateur muet.
Le présent mémoire soulève les lacunes de l’enrichissement injustifié comme palliatif du problème
de la rupture conjugale et démontre que la prestation compensatoire n’est pas, en fait, une protection
analogue à l’enrichissement injustifié, ni une mesure adéquate pour les conjointes de fait.
À notre avis, une approche fonctionnaliste et plus complète doit primer pour favoriser l’atteinte de
l’objectif de protection recherché. Dans une société où le mariage n’est souvent pas le résultat d’un
choix réfléchi et, surtout, d’une volonté de s’assujettir à ses effets juridiques, une élévation des droits
des conjoints de fait au même niveau que ceux des époux prend tout son sens. / Faced with the legal vacuum surrounding their patrimonial relationships, de facto spouses sought
remedies within the general rules of obligations to solve the inequities resulting from their
separation. Quebec courts have recognized the need to fill this void, thereby rendering actions for
unjust enrichment the preferred choice of impoverished spouses.
This remedy has been fashioned by case law into a tailor-made remedy for unmarried spouses. A
panoply of measures has been put in place by the courts to lighten the burden of proof of the
impoverished and to adapt the quantification of the indemnity to conjugal realities. However, this
remains insufficient and poorly adapted to the needs of ex-spouses.
Variability and unpredictability of decisions have proven to be the corollary of this jurisprudential
confection: the result of the broad discretion of the courts in assessing the applicable conditions and
factors and the product of a silent legislator.
This memoire raises the shortcomings of unjust enrichment as a palliative to the problem of the
separation of de facto spouses and demonstrates that the compensatory allowance is not, in fact,
analogous to unjust enrichment, nor is it appropriate for de facto spouses.
In our opinion, a functionalist and more comprehensive approach must be privileged to help achieve
the desired objective of protection. In a society where marriage is often not the result of a considered
choice, or of a desire to submit to its legal effects. Granting de facto spouses to the same level of
protection as legal spouses would be preferred.
|
| 12 |
Legal and regulatory aspects of mobile financial servicesPerlman, Leon Joseph 11 1900 (has links)
The thesis deals with the emergence of bank and non-bank entities that provide a range of unique
transaction-based payment services broadly called Mobile Financial Services (MFS) to unbanked,
underserved and underbanked persons via mobile phones.
Models of MFS from Mobile Network Operators (MNOs), banks, combinations of MNOs and banks, and
independent Mobile Financial Services Providers are covered. Provision by non-banks of ‘bank-type’
services via mobile phones has been termed ‘transformational banking’ versus the ‘additive banking’
services from banks. All involve the concept of ‘branchless banking’ whereby ‘cash-in/cash out’ services
are provided through ‘agents.’
Funds for MFS payments may available through a Stored Value Product (SVP), particularly through a
Stored Value Account SVP variant offered by MNOs where value is stored as a redeemable fiat- or mobile
‘airtime’-based Store of Value.
The competitive, legal, technical and regulatory nature of non-bank versus bank MFS models is discussed,
in particular the impact of banking, payments, money laundering, telecommunications, e-commerce and
consumer protection laws. Whether funding mechanisms for SVPs may amount to deposit-taking such that
entities could be engaged in the ‘business of banking’ is discussed. The continued use of ‘deposit’ as the
traditional trigger for the ‘business of banking’ is investigated, alongside whether transaction and paymentcentric
MFS rises to the ‘business of banking.’
An extensive evaluation of ‘money’ based on the Orthodox and Claim School economic theories is
undertaken in relation to SVPs used in MFS, their legal associations and import, and whether they may be
deemed ‘money’ in law.
Consumer protection for MFS and payments generally through current statute, contract, and payment law
and common law condictiones are found to be wanting. Possible regulatory arbitrage in relation to MFS in
South African law is discussed.
The legal and regulatory regimes in the European Union, Kenya and the United States of America are
compared with South Africa. The need for a coordinated payments-specific law that has consumer
protections, enables proportional risk-based licensing of new non-bank providers of MFS, and allows for a
regulator for retail payments is recommended. The use of trust companies and trust accounts is
recommended for protection of user funds.
| vi / Public, Constitutional and International Law / LLD
|
| 13 |
Legal and regulatory aspects of mobile financial servicesPerlman, Leon Joseph 11 1900 (has links)
The thesis deals with the emergence of bank and non-bank entities that provide a range of unique
transaction-based payment services broadly called Mobile Financial Services (MFS) to unbanked,
underserved and underbanked persons via mobile phones.
Models of MFS from Mobile Network Operators (MNOs), banks, combinations of MNOs and banks, and
independent Mobile Financial Services Providers are covered. Provision by non-banks of ‘bank-type’
services via mobile phones has been termed ‘transformational banking’ versus the ‘additive banking’
services from banks. All involve the concept of ‘branchless banking’ whereby ‘cash-in/cash out’ services
are provided through ‘agents.’
Funds for MFS payments may available through a Stored Value Product (SVP), particularly through a
Stored Value Account SVP variant offered by MNOs where value is stored as a redeemable fiat- or mobile
‘airtime’-based Store of Value.
The competitive, legal, technical and regulatory nature of non-bank versus bank MFS models is discussed,
in particular the impact of banking, payments, money laundering, telecommunications, e-commerce and
consumer protection laws. Whether funding mechanisms for SVPs may amount to deposit-taking such that
entities could be engaged in the ‘business of banking’ is discussed. The continued use of ‘deposit’ as the
traditional trigger for the ‘business of banking’ is investigated, alongside whether transaction and paymentcentric
MFS rises to the ‘business of banking.’
An extensive evaluation of ‘money’ based on the Orthodox and Claim School economic theories is
undertaken in relation to SVPs used in MFS, their legal associations and import, and whether they may be
deemed ‘money’ in law.
Consumer protection for MFS and payments generally through current statute, contract, and payment law
and common law condictiones are found to be wanting. Possible regulatory arbitrage in relation to MFS in
South African law is discussed.
The legal and regulatory regimes in the European Union, Kenya and the United States of America are
compared with South Africa. The need for a coordinated payments-specific law that has consumer
protections, enables proportional risk-based licensing of new non-bank providers of MFS, and allows for a
regulator for retail payments is recommended. The use of trust companies and trust accounts is
recommended for protection of user funds.
| vi / Public, Constitutional and International Law / LL. D.
|
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