Health insurance can be divided into two basic categories, the public health insurance and the private health insurance. The basic form of the care is financed by the legal insurance through nine health insurance companies, the duty ofbeing insured is set by the law as well. I used quantity research and interviewing technique in my diploma work. Data collection was made by a questionnaire. Investigating sample was made up by 100 respondents. They were all the town Písek citizens chosen by the criteria of age between 26 - 65 years old. The aim of my diploma work was to give a view of the Czech Republic citizen on health insurance. In agreement with the aim of my work, I set three hypotheses. The results ofthis work will be used in school curriculum and moreover, they could be used as the basis for optionallegislative bills of regulation changes conceming to health insurance.

Made available in DSpace on 2016-04-26T20:48:45Z (GMT). No. of bitstreams: 1 Dissertacao DIARONE LOPES DA SILVA.pdf: 712816 bytes, checksum: 1a308ee4388cb400094fff71d013cea7 (MD5) Previous issue date: 2006-06-08 / This document has the main objective to present the influence of the judicial process in the huge money s costs to the companies in the brazilian credit bank market. The approach of the subject intends to show the main problems faced by banks and companies when they need to use the brazilian judiciary such as: the slowness, the partiality and the complexity of the judicial proceeding. Mainly to the companies, being the weak face in a credit negotiation with the banks, the matters starts since the deal with operation s conditions, facing by adhesion contracts, indecent clauses and interest rates highest the interest rates expected by return in their investments. Besides the presentation of some negative aspects of the judicial proceeding, this document intends to evidence that the improvement of the judiciary functioning will not guarantee of the reduction in the interest tax or reduce the brazilian bank spread taxes, because these taxes are composers by important others variables without connections with judicial efficiency. However, willing to contribute to the discussion about the causes of the huge costs of the bank credit to the companies in Brazil, will remain conspicuous that the importance of the efficient judiciary s act in the bank credit market to removing, or minimizing, the variable risk of bad payers in the composition of the bank spread / A presente dissertação tem como objetivo principal analisar a influência do processo judicial no elevado custo do dinheiro no mercado de crédito bancário para as empresas no Brasil. A abordagem do assunto procura apontar os principais problemas enfrentados por bancos e empresas quando se tornam usuários do judiciário brasileiro, como a morosidade, a parcialidade e a complexidade do procedimento judicial. Notadamente do lado das empresas, por serem a parte mais frágil nas negociações de crédito com os bancos, as dificuldades começam desde a contratação das condições das operações, defrontando-se com contratos de adesão, cláusulas abusivas e taxas de juros muito superiores às taxas juros de retorno esperadas nos seus investimentos. Além da exposição de alguns aspectos negativos do procedimento judicial, este trabalho procura evidenciar que a melhora no funcionamento do judiciário não será garantia de redução das taxas de juros ou do spread bancário no Brasil, pois estes são compostos por outras importantes variáveis, não ligadas à eficiência judicial. Entretanto, objetivando contribuir para o debate sobre as causas do elevado custo do crédito bancário para as empresas no País, restará saliente a importância da atuação eficiente do judiciário com relação ao mercado de crédito bancário para eliminar, ou minimizar, a variável risco de inadimplência da composição do spread bancário

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WALSH NETTO, Patrick. Chagas abertas, coração feliz: travessias dos pagadores de promessas de Juazeiro do Norte. 2008. 111f. – Dissertação (Mestrado) – Universidade Federal do Ceará, Programa de Pós-graduação em Sociologia, Fortaleza (CE), 2008. / Submitted by Márcia Araújo (marcia_m_bezerra@yahoo.com.br) on 2013-10-23T12:54:36Z No. of bitstreams: 1 2008-DIS-PWNETTO.pdf: 1188978 bytes, checksum: bc9d4897a811bc404d07361be42651b1 (MD5) / Approved for entry into archive by Márcia Araújo(marcia_m_bezerra@yahoo.com.br) on 2013-10-23T13:15:47Z (GMT) No. of bitstreams: 1 2008-DIS-PWNETTO.pdf: 1188978 bytes, checksum: bc9d4897a811bc404d07361be42651b1 (MD5) / Made available in DSpace on 2013-10-23T13:15:47Z (GMT). No. of bitstreams: 1 2008-DIS-PWNETTO.pdf: 1188978 bytes, checksum: bc9d4897a811bc404d07361be42651b1 (MD5) Previous issue date: 2008 / This ethnographic work intends to analyze the religious phenomena of Juazeiro do Norte under three propositions: the social types of the promise payers, the kinds of their promises and the background of this scenario, made of a moisture of pain and joy, the both integrant parts of the crossings in asking of grace, the grace achievement and the grace’s retribution. The results of this field research are put on discussion depart from the concept of gift, just like employed by Marcel Mauss, and also with a dialogue with Max Weber, wanting the construction of ideal types of pilgrims, promise payers and their various requests. In resume, this work have no intention to rise deep rooted hypothesis, because is an ethnographical research that suggest to think about the bundle of lines of intensity that crosses these social actors. / Este trabalho de caráter etnográfico propõe analisar o fenômeno religioso de Juazeiro do Norte sob três eixos: os tipos de pagadores de promessas, os tipos de promessas e o pano de fundo desse cenário que é a dor e a alegria contida na travessia do pedir a graça, alcançar a graça e a retribuição desta graça. Os resultados dessa pesquisa de campo são discutidos a partir do conceito de dádiva, tal como empregado por Mauss, mas também faz um dialogo com Max Weber objetivando a construção de tipos ideais acerca de romeiros, pagadores de promessas e seus pedidos. Por fim, esse trabalho não tem a proposta de levantar hipóteses, pois é uma pesquisa de caráter etnográfico que se propõe pensar o feixe de linhas que atravessam os pagadores de promessas.

Conselho Nacional de Desenvolvimento CientÃfico e TecnolÃgico / Este trabalho de carÃter etnogrÃfico propÃe analisar o fenÃmeno religioso de Juazeiro do Norte sob trÃs eixos: os tipos de pagadores de promessas, os tipos de promessas e o pano de fundo desse cenÃrio que à a dor e a alegria contida na travessia do pedir a graÃa, alcanÃar a graÃa e a retribuiÃÃo desta graÃa. Os resultados dessa pesquisa de campo sÃo discutidos a partir do conceito de dÃdiva, tal como empregado por Mauss, mas tambÃm faz um dialogo com Max Weber objetivando a construÃÃo de tipos ideais acerca de romeiros, pagadores de promessas e seus pedidos. Por fim, esse trabalho nÃo tem a proposta de levantar hipÃteses, pois à uma pesquisa de carÃter etnogrÃfico que se propÃe pensar o feixe de linhas que atravessam os pagadores de promessas. / This ethnographic work intends to analyze the religious phenomena of Juazeiro do Norte under three propositions: the social types of the promise payers, the kinds of their promises and the background of this scenario, made of a moisture of pain and joy, the both integrant parts of the crossings in asking of grace, the grace achievement and the graceâs retribution. The results of this field research are put on discussion depart from the concept of gift, just like employed by Marcel Mauss, and also with a dialogue with Max Weber, wanting the construction of ideal types of pilgrims, promise payers and their various requests. In resume, this work have no intention to rise deep rooted hypothesis, because is an ethnographical research that suggest to think about the bundle of lines of intensity that crosses these social actors.

A l’heure où le droit du dommage corporel tente de se démarquer de pars les règles qui lui sont propres, la réparation intégrale des dommages corporels ne semble être véritablement obtenue par la victime que dans le cadre de la responsabilité civile. Le préjudice professionnel a gagné en autonomie depuis l’élaboration de la nomenclature Dintilhac distinguant les pertes de gains professionnels du déficit fonctionnel et conceptualisant un nouveau poste de préjudice professionnel « l’incidence professionnelle ». La réparation intégrale « tout le préjudice ; rien que le préjudice ; le préjudice réel » en devient l’expression. Cependant ce principe est souvent malmené et inéluctablement des inégalités de traitement entre les victimes en découlent. En effet, l’influence excessive du recours des tiers payeurs, sur l’évaluation du préjudice professionnel et l’absence d’outils indispensables à la pérennité de la matière laissent perplexes / At a time when the law of personal injury tries to stand out from the rules that are specific to it, full compensation for bodily injury seems to be truly obtained by the victim only in the context of civil liability. Professional prejudice has become more autonomous since the development of the Dintilhac classification distinguishing professional earnings losses from the functional deficit and conceptualizing a new professional harm position « professional incidence ». Comprehensive reparation « all prejudice; nothing but prejudice; the real harm » becomes its expression. However, this principle is often abused and inevitably inequalities of treatment between victims result. Indeed, the excessive influence of third-party payers' recourse on the assessment of professional harm and the absence of tools essential to the sustainability of the matter are puzzling

This work analyzes the legal regulation of registering payers of the VAT, aiming to determine and solve problems, which arise for the payers of VAT when registering to become as such and for the State Tax Inspectorate when administering and controlling this process. Mostly the Lithuanian Republic Law on Value Added Tax and the EU Sixth Council Directive 77/388/EEC regulations are analyzed. By applying document analysis and other related methods, it was determined that registration as a VAT payer is actually the right of the persons, not the duty. However, the implementation of this right is burdened by ambiguous regulations in the law and its official commentary. Difficulties especially arise when identifying persons who could be registered as VAT payers. In addition, it was confirmed that many other aspects important to the registration as VAT payers, e.g. „economic activity“, „intention to do economic activity“, „random transaction“, lack definition, which may cause uncertainty for Lithuanian and foreign persons who are registering. Prevention of fraud, where the actions of registration as VAT payers control are aimed at, greatly depends on the freedom of actions granted to the State Tax Inspectorate by the legal acts. Therefore, the author draws attention to the risk, which is related to the choice of the proper methods of control and implementation without violating the interests of the state and the taxpayers. At the end of the thesis, together with conclusions, the... [to full text]