Submitted by Joana Azevedo (joanad@id.uff.br) on 2017-09-25T14:28:01Z No. of bitstreams: 1 Dissert Barbara Santana da Silva.pdf: 1409377 bytes, checksum: 6e4baeff61bfc050a4a6bcad1589915f (MD5) / Approved for entry into archive by Biblioteca da Escola de Engenharia (bee@ndc.uff.br) on 2017-09-28T15:03:37Z (GMT) No. of bitstreams: 1 Dissert Barbara Santana da Silva.pdf: 1409377 bytes, checksum: 6e4baeff61bfc050a4a6bcad1589915f (MD5) / Made available in DSpace on 2017-09-28T15:03:37Z (GMT). No. of bitstreams: 1 Dissert Barbara Santana da Silva.pdf: 1409377 bytes, checksum: 6e4baeff61bfc050a4a6bcad1589915f (MD5) Previous issue date: 2017-08-15 / A partir da hipótese de que a análise de riscos sociais da empresa estudada pode ser impactada pela subjetividade dos participantes da avaliação de riscos sociais, o presente estudo visa analisar a existência de subjetividade nas avaliações de riscos sociais realizadas pela área de engenharia de uma empresa brasileira de energia, nos anos de 2014 e 2015. Como procedimentos de pesquisa, o estudo está amparado por revisão sistemática de literatura e pela coleta e análise de dados primários por meio de entrevistas em profundidade com participantes das avaliações de riscos sociais em quatro projetos de engenharia da empresa estudada. Os resultados apontam a presença da subjetividade nas avaliações de riscos sociais e as lacunas que, segundo os avaliadores de riscos sociais, interferem negativamente na avaliação de riscos sociais de projetos de alta complexidade no âmbito de engenharia. Os resultados indicam ainda possíveis práticas para evitar essa interferência que seriam: maior conhecimento e sensibilização para as questões sociais e para o processo de avaliação de riscos sociais e o perfil adequado dos participantes da reunião e das lideranças. Outros fatores indicados na pesquisa são lacunas no acompanhamento das ações de tratamento aos riscos sociais e na aplicação de procedimentos corporativos além da maior valorização de outros aspectos técnicos em detrimento de aspectos de responsabilidade social. / Based on the hypothesis that social risk assessment of the company studied can be impacted by the participants subjectivity of the social risks assessment, the present study aims at analyzing the existence of subjectivity in the social risk assessments carried out by the engineering area of a Brazilian energy company, in the years 2014 and 2015. As research procedures, in theoretical terms, the study is supported by systematic review literature and by the collection and analysis of primary data through in-depth interviews with participants of social risk assessments in four engineering projects of the company studied. Thus, we intend to analyze the factors that influence human subjectivity and the qualitative evaluation judgment of social risks. The results point to the presence of subjectivity in social risk assessments and the gaps that, according to social risk assessors, interfere negatively in the assessment of social risks of highly complex engineering projects. Other possible practices to avoid such negative interferences would be greater knowledge and awareness of social issues and the process of assessing social risks and the adequate profile of participants and leaders for meeting activities. Other factors indicated in the research are gaps in the follow-up of treatment actions to social risks and in the application of corporate procedures and the greater valorization of others technical aspects to the detriment of aspects of social responsibility.

The subject of my master thesis is creating a business plan. The theoretical part deals with the characteristics of business plan in its individual chapters. In each of these chapters I summarize and evaluate the theoretical methods that can be applied on the given area. The practical part deals with preparation of a business plan focused on cloud computing for small and medium-sized enterprises.

Diploma thesis Business risks in insurance and their quantification describes the business risks to which insurance companies are exposed in their activities. Thesis is focused on market risk and quantification of market risk in insurance companies. It includes determination of the specifications for the activities of insurance companies, regulation and characteric of business risks in insurance. Large part of the thesis deals with the method of Value at Risk as a tool to measure market risk as well as individual methods to calculate it. In the conclusion, thesis describes the processes of quantification of market risk in Generali PPF Holding and in Česká poisťovňa, which gives a practical insight into the issues of market risk in insurance companies.

The thesis is focused on elaborating a business plan of business development. The first part of my thesis includes theoretical knowledge, which I use in next part for analyze the current situation of the company. The main objective of the thesis is developing an investment plan for development of the company.

This master’s thesis is focused on the business risk protection in construction projects. The first part is dedicated to an interpretation of theoretical knowledge which defines and describes the risk, acquaints readers with principles of the risk management and presents commonly used forms of the business risk protection in practice. The second part deals with a practical use of the protection tools and proposes their effective adjustment in the selected public works contracts.

The doctoral thesis deals with an analysis and comparison of the effective protective forms for construction contracts from the perspective of the investor/contracting authority in public construction work orders according to Act No. 134/2016 Coll., on Public Procurement. The theoretical part includes the risk management of construction projects with regard to the management of the business risk. The functions of protective forms within the project life cycle are described. The legal standards and regulations related to the procurement process and the contract management between the client and the main contractor are presented. International legal standards used for construction projects in the Czech Republic and abroad are mentioned. The aim of the thesis is to investigate the current situation and to create a model of management of business risk as a methodical practical approach for the public investor. Quantitative research of the protective forms in the contracts for works was conducted. The research data consisted of a database of selected public works contracts published on the public profiles of the contracting authorities during the performance phase of contracts during the years 2011–2018. Within the data analysis, a structured database of inputs and the used protective forms was created according to the documentation of the construction work orders. Furthermore, the relationship between the estimated value of the contract and the contract price was examined. Based on the data analysis and the benchmark study the model of management of business risk was created. To optimize the selection of protective instruments in works contracts, a portfolio of effective protective forms and their recommended parameters was proposed. The quantitative analysis was complemented by the questionnaire survey method and the structured interviews with the public sector representatives. The results of the research were compared with current international practice.

I uppsatsen utreds vad försäkring är samt vad affärsrisker är och hur de försäkras inom ramen för ansvarsförsäkringen. Viktiga frågor är var, och varför, gränsen för affärsriskers försäkringsbarhet dras som den gör, samt huruvida en ny struktur och systematik kan ge upphov till en mer ändamålsenlig gränsdragning. För att kunna förstå och argumentera kring behandlingen av affärsrisker i ansvarsförsäkringen, samt för att kunna omfamna ämnessfären med ett helhetsgrepp, måste först en relation till försäkringens väsen byggas. Kunskapen om vad försäkring är och varför försäkring finns utgör oumbärliga fundament i argumentationen om affärsriskers försäkringsbara vara eller icke vara. De försäkringsrättsliga principerna och den normativa bas som bygger upp rättsområdet synliggör ramen för försäkringsavtalsparternas förhållande och rekvisiten för försäkringsbarheten. Dessa principer och normer utgör sedermera bakgrunden som affärsriskerna ses emot i analysen. Ansvarsförsäkringen täcker den försäkrades skadeståndsansvar. En uppdelning kan göras mellan hur täckning sker av kontraktuella skadestånds- och ersättningsansvar respektive utomobligatoriska skadeståndsansvar. I och med att professions- och rådgivningsansvaret behandlas annorlunda än ansvaret i andra tjänsteverksamheter finns det en principiell vinst i att belysa det separat. Affärsriskerna leder fram till ett eventuellt ansvar och hur de behandlas kan ses i de omfattnings- och undantagsvillkor som återfinns i den vanliga ansvarsförsäkringen och i GLI-försäkringen. I uppsatsen genomgås följande utvidgande och undantagande villkor: undantaget för ren förmögenhetsskada, undantaget för omhändertagen egendom, undantaget för garantier och utfästelser, undantaget för förutsebar skada, undantaget för skada på levererad egendom, tillägget för ren förmögenhetsskada, återkallelsetillägget, tillägget för ingrediens- och komponentskada, åtkomst- och återställandetillägget samt goodwilltillägget. Gränsdragningen för täckning av affärsrisker i ansvarsförsäkringen är spretig och förefaller inte utgå ifrån en bakomliggande systematik. De gemensamma nämnarna analyseras dock, vilket ger en uppfattning av de syften som försäkringsbranschen vill uppnå med avgränsningen mot vissa affärsrisker. Med erfarenheter från vad försäkringens väsen är, hur och varför gränsdragningen görs samt dess, ur ändamålssynpunkt, inte helt tillfredställande resultat, kan en ny struktur och systematik föreslås. Förhoppningsvis leder det till en mer genomtänkt och förståelig hantering av affärsrisker i ansvarsförsäkringsfrågor. / In this thesis, I examine what insurance is, together with what business risk is and how business risks are insured in the context of liability insurance. Important questions are where, and why, the boundaries of the insurability of business risks are set as they are, and also whether a new structure and systematics could give rise to a more suitable delimitation. To be able to understand and argue about how business risks are treated in the context of liability insurance, and also to be able to approach the sphere of the subject holistically, a relation to the essence of insurance must first be built. The knowledge about what insurance is and why it exists is an indispensable foundation for the argumentation around the insurability of business risks. The principles and the normative base that make up the legal area of insurance law reveal the framework of the relationship between the parties of the insurance contract and the requirements of insurability. These principles and norms subsequently form the background against which the business risks are seen in the analysis. The liability insurance covers the liability of the insured. A distinction can be made between how the insurance covers contractual liability and non-contractual liability. Since professional liability, such as the liability of advisors, is treated differently from the liability of other service businesses, there is a principal benefit in elucidating it separately. The business risks lead to a potential liability, and how they are treated can be seen in the regular and global liability insurance policies. In this thesis, the following expanding and excluding policies are covered. Exclusion of pure financial loss, property in trust, promise or guarantee, foreseeable damage and damage to delivered property. Addition of pure financial loss, recall, claims due to ingredients or components, access and restoration costs, and goodwill. The boundary of coverage of business risks in the context of liability insurance is fuzzy and does not appear to be set based upon any underlying systematics. The common denominators are, however, analyzed which gives an idea of the ends that the insurance industry wants to achieve through the delimitation against certain business risks. With knowledge of what constitutes the essence of insurance, of how and why the boundaries are set as they are and of their, from a purpose-oriented point of view, not entirely satisfactory results, a new structure and systematics can be proposed. Hopefully, it leads to a more thought-out and comprehensible treatment of business risks in matters regarding liability insurance.