In 2015, United Nations implemented seventeen Sustainable Development Goals along with 169 sub-targets with the ambition to transform the world through achieving sustainable development and, hence annihilate poverty. In light of the foregoing, both authoritative and non-governmental entities accentuated the significance of ‘financial inclusion’ which, in turn, has developed into an evangelical advocacy reminiscent of the extensive publicity that microfinance received at the end of last century which, in turn, has led to an unprecedented passion among philanthrocapitalists, transnational corporations, and other benefactors to financially and socially assist the impoverished. In order to attain the objectives enforced by the United Nations, it is essential to elevate the people located at the bottom of the social hierarchy by minimizing the wealth and gender inequalities that exist. By providing women with equal access to education, job opportunities, financial resources, and representation in economic and political decision- making processes, both domestic and international prosperity will follow. Upon providing access to microfinancial services, microfinance institutions and similar entities have developed into essential tools for empowering women. Academic evidence has previously illustrated a positive association between the probability of accessing these services and the possession of an adequate understanding of economic knowledge – financial literacy. However, the underlying mechanisms of financial literacy and their possible connections to the access of microfinance are complex processes that often have been neglected in current academia. Hence, the purpose of this study is to determine the significant factors of financial literacy and examine how they interplay with the access to microfinancial activities. Accordingly, the objective of this paper is to answer the following research question. How does financial literacy favor women’s access to microfinancial services in developing countries? In order to obtain a greater insight into the subject matter, this paper utilizes a single-case study of Hand in Hand Eastern Africa’s operations in Kenya. The empirical findings presented in this qualitative study were collected through semi-structured interviews with managers working on both a local and nationwide level. Upon analyzing the findings, the authors found support in the argument that it is essential for an individual to be financially literate in order to obtain microfinancial services such as microcredit, microinsurance, and loans in kind. Although external forces in the form of social capital, social learning, and dynamic capabilities do not impact the access to microfinance directly, the empirical evidence indicated that an indirect influence on financial literacy exists. A myriad of previous academia has gravitated to emphasize the correlation between financial literacy and women empowerment rather than justifying the association through the examination of the underlying mechanisms. Hence, this thesis should provide valuable acumen about the elements of financial literacy and how they influence the microfinancial machinery as well as women’s socio-cultural and economic empowerment.

This study analysed the impact of the palm oil industry on smallholder and subsistence farmers in the Rumonge region of Burundi, the second poorest country in the world. Burundi has widespread poverty and suffers severe capacity constraints, and skill shortages brought about, in part, by ethnic civil war, political conflict and internal displacement. Ingrained animosity has disrupted farming, escalated poverty and hampered development projects such as palm oil farming. Little research has been conducted into the causes and possible solutions to these problems. Using sustainable development theory and agricultural development theory, this study addressed this gap by considering the potential benefits of sustainable palm oil production in the context of the socio-economic challenges facing Burundi. Using qualitative and quantitative methods, the study targeted four villages of Rumonge District, including Kizuka, Busaga, Dama and Birimba. A combined total of 300 respondents was derived from these four villages. Findings of the quantitative study suggest that palm oil had a positive impact on the social and economic lives of rural communities in Rumonge District;. However, challenges remained in capacity, farming skills and resources. Results from qualitative interviews and focus groups confirmed that earnings from palm oil could be used to support education, skills transfer through family ties; and employment of local people. However, from the perspective of environmentalist activists, it was indicated that while palm oil generated economic benefits for local communities, at the same time traditional farming methods led to pollution and degradation of the natural environment. Qualitative findings further showed that small-scale palm oil farmers faced numerous challenges which often led to the failure of some of their ventures, such as access to funds, lack of technical support, lack of knowledge in utilising business networking, low skills levels, limited understanding of land rights issues, civil conflicts and rising production costs. Additional problems were noted regarding environmental problems and the disappearance of wildlife. The study confirmed the need for small-scale farmers to be adequately capacitated with information, training, resources and technical support to be able to use sustainable farming methods in order to enhance yields. The study contributes to knowledge by identifying how rural smallholder farmers can design more extended longer-term plans to improve their livelihoods, particularly concerning how palm oil production can address the socio-economic problems facing the people of Burundi. / Development Studies / D. Phil. (Developmental Studies)

Magister Artium - MA / Recent years have seen an upsurge of interest from governments and development organisations in adopting the Public Private Partnership (PPP) approach when developing and operating ecotourism projects. A PPP is a contract between a public sector institution and a private party, in which the private party assumes substantial financial, technical and operational risk in the design, financing, building and operation of a project (South African National Treasury 2004). Countries such as India, China and Kenya have developed numerous projects through PPPs. Protected Areas have followed suit in adopting the PPP approach, to be able to focus on their core business, namely conservation. To date, relevant research on PPP ecotourism projects, specifically pro-poor tourism approach is fragmented, limited in scope, and lacks examples that can assist practitioners in embedding pro-poor tourism principles in the PPP methodology. Academically, studies are largely evaluations that compare progress against projects’ defined objectives or broad based sustainable tourism goals. However, this study is an assessment of a tourism development from a pro-poor tourism perspective. Thus, this study interrogated the extent to which ecotourism PPP at De Hoop is pro-poor. Furthermore, the study sought to establish if rural local communities living in and near De Hoop PPP benefit and how their benefits can be enhanced. Pro-poor tourism indicators are used in this study as a theoretical base to evaluate De Hoop PPP.

Rural development is a key policy area in developing countries. Its basic premise boils down to improving the economic well-being and quality of life of rural people. Best practices regarding rural development in developing countries, including Benin, China, Korea and Rwanda, that are known to have been relatively successful in reducing poverty and diversifying the rural economy showed that strong governance, institutional capabilities, active rural communities, and most importantly funding, are all essential for successful rural development. Moreover, land reform and investment in agriculture, infrastructure, education and health play a crucial role in the early stages of rural development. The aim of this study was to examine the concept of rural development as well as policy measures and best practices relating to rural development in order to formulate a rural development strategy for the rural areas of Limpopo Province. To achieve its research objectives, the study used a qualitative research method and secondary data analysis. Before 1995, rural development in South Africa was neglected, resulting in underdevelopment and impoverishment in rural areas. Post-1994, policies for rural development were adopted by the democratic government to improve the economic well-being of people living in rural communities. However, this had thus far limited success as high levels of poverty and inequalities in rural areas still prevails. Those highly affected were rural people in Limpopo Province. In 2018, Limpopo was the most predominantly rural province in South Africa, with over 80% of the population living in rural areas. The study classified Limpopo’s local municipalities into three types of areas, namely predominantly rural area (a local municipality is classified as predominantly rural area if the share of rural population in the local municipal area is above 50%), significantly rural area (that is, a local municipality where the share of rural population in the local area represents between 15% and 49% of the local area’s total population), and predominantly urban area (that is, a local municipality where the share of rural population in the local area is below 15%). Out of 25 local municipalities in Limpopo, 19 were predominantly rural areas, five were significantly rural areas and one was predominantly urban area. Findings show that, in rural areas of Limpopo, there was the prevalence of lower-wage jobs, lower educational attainment, a higher share of low-income households, and more than half of the population depended on government's social grants (including old age grant) and remittances as their income sources. Analysis indicates that educational attainment, household income levels, consumption expenditure and investment tend to be relatively lower, while the unemployment rate is higher, in predominantly rural areas. The economic structure is changing as the share of the primary sector in total Gross Value Added (GVA) is slowly declining, while that of the tertiary sector is gradually increasing. Regarding the contributions to the GVA and employment by sector in predominantly rural areas, agriculture contributed less than 3% to the total GVA, yet it is one of the top employers, contributing 13% of employment. Although mining contributed the most (23,7%) to the total GVA, it only employed 4% of the workforce. To address challenges in rural areas, a rural development strategy for Limpopo Province should contain policy tools that will promote infrastructure development for better access to education, communication, transport, safe water and other basic facilities. It should also encourage capital formation in rural enterprises; promote multi-sectoral development involving reviving agriculture, developing tourism and manufacturing sectors; and promote agro-processing and downstream mineral beneficiation; improve support and access to funding for rural enterprises; and promote the development of the green economy to create decent job opportunities. Access to land and land tenure security are a necessity to stimulate investment needed to accelerate rural development. / Economics / M. Com. (Economics)

The objectives of the study were to analyse rural youth poverty alleviation in the Zambezi Region, problems, and possibilities in order to determine how rural youth agricultural and non-agricultural livelihood activities have improved their livelihood and alleviated poverty. The Sustainable Livelihoods Framework has helped the researcher to understand and explain rural youth poverty alleviation, problems, and possibilities in the study area. The study employed a mixed-method approach, with more emphasis on qualitative research. The study had a total size sample of 223, respondents, including focus group discussions. The findings indicate that no livelihood analysis was carried out for rural youth in agriculture and non-agricultural activities in the Zambezi Region. For this reason, agricultural and non-agricultural programmes and projects have not addressed rural youth poverty alleviation. The findings also show that rural youth in agriculture and non-agricultural activities are exposed to numerous factors affecting their livelihood, as most of them cannot efficiently affect the vulnerability context. Furthermore, rural youth depends on their families and friends for livelihood support since they lack access to most livelihood assets. Despite livelihood improvement, rural youth faces problems that impede poverty alleviation in both agriculture and non-agricultural livelihood activities; lack of participation in policy deliberations, access to markets, Information Communication Technologies, training in both agriculture and non-agricultural activities, limited access to financial services and limited access to land. The study demonstrates that successful agricultural and non-agricultural programmes need to take rural youth sincerely to influence rural youth poverty alleviation. It is hoped that this study will contribute to the limited literature on rural youth poverty alleviation and also provide a rural youth critique in agriculture and non-agricultural activities in Namibia. / Development Studies / D. Phil. (Development Studies)

Poverty is a condition where people's basic needs for food, clothing and shelter are not being met. Poverty is generally of two types: absolute and relative poverty. Some of the causes of poverty include changing trends in a country’s economy, lack of education, high divorce rate which causes feminisation of poverty, having a culture of poverty, overpopulation, epidemic diseases such as AIDS and malaria, and environmental problems such as lack of rainfall (business dictionary.com). / Dissertation (PhD (Applied Theology))--University of Pretoria, 2014. / Centre for Contextual Ministry / PhD (Applied Theology) / Unrestricted

The primary goal of development organizations is poverty reduction, but their initiatives have in recent years also been recognized as a potential tool in empowering women and raising their status. Previous knowledge on the topic is largely based in an understanding of empowerment that seems to miss or overlook limitations and impacts of initiatives which authors with a more feminist view on empowerment address. Thus, this thesis aims to increase the understanding of women’s empowerment in relation to development initiatives. A case study focusing on women who had previously participated in the business training and microcredit program of an NGO in Nairobi, Kenya was conducted. The study shows that through development organizations’ various initiatives women can be empowered on a personal and a collective level. For instance, the women’s self-confidence has increased and they see themselves as entitled to do things on their own, such as running a business. Further, through coming together as a group they gain access to new spaces and agency to act on their collective interests. However, little evidence of women’s empowerment on a relational level is seen. The study also shows that there are economic and gender-related barriers constraining the empowerment process. / Utvecklingsorganisationers primära mål är att minska fattigdom, men deras initiativ har på senare tid också kommit att erkännas som ett potentiellt verktyg för att främja kvinnors egenmakt och höja deras status. Tidigare kunskap om kopplingen mellan egenmakt och organisationers initiativ utgår i stor utsträckning från en förståelse av begreppet egenmakt som verkar missa eller förbise vissa begränsningar och effekter av initiativen, som andra med en mer feministisk syn på egenmakt lyckas belysa. Syftet med denna uppsats är därför att öka förståelsen för kvinnors egenmakt i förhållande till utvecklingsinitiativ och den har utförts som en fallstudie fokuserad på kvinnor som tidigare deltagit i ett entreprenörskaps- och mikrokreditprogram hos en ideell organisation i Nairobi, Kenya. Studien visar att genom organisationers olika initiativ kan kvinnors egenmakt stärkas på ett personligt och ett kollektivt plan. Bland annat har kvinnornas självförtroende ökat och de ser sin rätt att göra saker på egen hand, såsom att driva ett företag. Genom att samlas som grupp får kvinnorna dessutom tillgång till nya utrymmen och möjligheter att agera på sina kollektiva intressen. I studien ses emellertid svaga tecken på kvinnors egenmakt inom äktenskapet. Slutligen visar studien att det finns ekonomiska och könsrelaterade barriärer som begränsar utvecklingen av kvinnors egenmakt.

The Covid-19 pandemic that erupted in 2020 has impacted most livelihoods and increased poverty levels worldwide. This thesis considers the impact which the Corona pandemic has had on Ukrainian seasonal migrant workers’ livelihoods in Poland. The societal travel restrictions’ short-term effects on the seasonal livelihoods are investigated along with the subsequent short-term coping strategies used by the seasonal migrant workers. The study draws on primary data from 10 semi-structured, digital interviews conducted with Ukrainian seasonal migrant workers from different sectors who worked in Poland during the pandemic period. Through the Sustainable Livelihood Framework, the cases were individually considered whilst also comparing within the sample groups from the sectors agriculture, construction, domestic services, culinary, and warehouse work. The findings of the study show that the seasonal migration livelihood strategy was resilient, lowered vulnerability, and allowed for sustainable livelihood outcomes despite the Corona pandemic. Travel restrictions and other institutional processes enabled or disabled the seasonal workers. Despite the Corona pandemic, the seasonal migration livelihood strategy was used as a short-, medium- and long-term strategy to alleviate poverty. The study increases the multidimensional understanding of the pandemic effects on Ukrainian seasonal workers in Poland. Therefore, this research provides an understanding of poverty alleviation, seasonal migration livelihood strategies, and resilience in a pandemic context.

This study is non-empirical and is based on the conceptualisations and theoretical foundations that gave rise to the global issue of sustainable development. It also traces the evolution and meaning of sustainable development in the South African socio-cultural context, and shows how the legacies of colonialism and apartheid contributed towards the national policy of sustainable development. This study explains the reasons for the presence (or lack) of sustainable development paradigms in apartheid and post-apartheid South Africa, as well as their implications for the future development of the country as a whole. There is also an analysis of the effects of the liberalisation of the water sector on the citizenry, and how this can disempower millions of poor South Africans. Finally, this study offers solutions for the lack of sustainable use of water in South Africa. Amongst the findings and conclusions are the deleterious effects of employment equity, cut-backs in municipal funding that resulted in the outsourcing of critical services such as water provision, and the deployment of party cadres to local councils. / Human Resources / M.A. (Development Studies)

This study is non-empirical and is based on the conceptualisations and theoretical foundations that gave rise to the global issue of sustainable development. It also traces the evolution and meaning of sustainable development in the South African socio-cultural context, and shows how the legacies of colonialism and apartheid contributed towards the national policy of sustainable development. This study explains the reasons for the presence (or lack) of sustainable development paradigms in apartheid and post-apartheid South Africa, as well as their implications for the future development of the country as a whole. There is also an analysis of the effects of the liberalisation of the water sector on the citizenry, and how this can disempower millions of poor South Africans. Finally, this study offers solutions for the lack of sustainable use of water in South Africa. Amongst the findings and conclusions are the deleterious effects of employment equity, cut-backs in municipal funding that resulted in the outsourcing of critical services such as water provision, and the deployment of party cadres to local councils. / Human Resources / M.A. (Development Studies)