O presente estudo busca analisar, no contexto de uma organização pública brasileira, as relações de qualidade de vida no trabalho, bem-estar financeiro, literacia financeira e desempenho individual. No campo teórico se observou as pesquisas e fundamentos do bem-estar humano que em diversos estudos é associado à felicidade, composto pela satisfação com a vida e pelo balanço de afetos negativos e positivos, uma vez que se constitui de aspectos envolvidos pelos demais construtos. Demonstrados os fundamentos dos estudos anteriores de cada elemento das relações analisadas, foi definido o modelo geral de delineamento da pesquisa, adotando a literacia financeira e bem-estar financeiro como antecedentes de qualidade de vida no trabalho, e qualidade de vida no trabalho e bem-estar financeiro como antecedentes de desempenho no trabalho. Para a amostra foram apresentadas as estatísticas descritivas, procedendo-se à análise de consistência das escalas, que foram consideradas adequadas. Posteriormente, foram testadas as relações por meio de modelagem de equações estruturais (SEM), passando pelos testes de ajustes com parâmetros considerados bons e válidos para as inferências de análise. De quatro (04) hipóteses testadas nas relações, os resultados apresentados demonstram que: a primeira hipótese foi suportada, demonstrando-se que é possível inferir que o Estado Pessoal de Qualidade de Vida influencia positivamente o Desempenho no Trabalho, com coeficiente de 0,298; a hipótese dois foi suportada, podendo-se inferir que Bem-estar Financeiro apresenta relação precedente significativa e positiva para a Qualidade de Vida no Trabalho, com coeficiente de 0,651; a hipótese três não foi suportada no modelo de equações estruturais, então foi realizado teste de correlação de Spearman, e dada a distribuição não normal, foi possível inferir que Literacia Financeira está significativamente correlacionada com Estado Pessoal de Qualidade de Vida com coeficiente 0,228; por fim, a hipótese quatro foi suportada, inferindo-se que o aumento do Bem-estar Financeiro influencia de forma significativa e positiva o aumento no Desempenho com coeficiente de 0,628. Compreende-se que o presente estudo enriquece as relações estudadas a respeito de qualidade de vida no trabalho ao trazer os construtos de literacia financeira e bem-estar financeiro para o debate de comportamento organizacional e gestão de pessoas no Brasil, bem ainda, sua influência para a gestão estratégica de pessoas observados os reflexos sobre desempenho no trabalho. / The present study aims to analyze in the context of a Brazilian public organization the relations between quality of work life, financial wellbeing, financial literacy and job performance. In the theoretical field, was demonstrated the research and principles about human wellbeing that in several studies is associated with happiness, composed by the satisfaction with life and by the balance of negative and positive affects, since it is constituted of aspects involved by the other constructs in this research. After demonstrating literature that support each construct of the relationships analyzed in previous studies of each element, the general model of research design was defined, adopting financial literacy and financial wellbeing as antecedents of quality of work life, and quality of work life and financial wellbeing as antecedents of job performance. For the sample, the descriptive statistics were presented, the analysis of consistency of the scales was considered and confirmed appropriate, after the relationships were tested through structural equation modeling (SEM), through the tests of adjustments with parameters considered good and valid for the inferences of analysis. From the four hypotheses tested in the relations, the results presented demonstrate that: the first hypothesis was supported, demonstrating that it is possible to infer that the Personal State of Quality of Work Life positively influences the Job Performance, with coefficient of 0,298; the hypothesis two was supported, it can be inferred Financial Wellbeing presents a significant and positive precedent relation for Quality of Work Life, with a coefficient of 0.651; the hypothesis three was not supported in the structural equations model, then the Spearman Correlation test was performed, given the not normal distribution, allowing to infer that Financial Literacy is significantly correlated with Personal State of Quality of Work Life with a coefficient of 0.228; and hypothesis four supported, inferring that the increase in Financial Wellbeing influences significantly and positively the increase in Job Performance with a coefficient of 0.628. It is understood that the present study enriches the relations studied regarding quality of life at work by bringing the constructs of financial literacy and financial wellbeing to the debate of organizational behavior and people management in Brazil, and its influence for the management strategic human resources observed reflections on job performance.

This session will feature the best financial literacy solutions in higher education, straight from the mouths of the college administrators who have implemented the programs! By the end of this presentation, you will be an expert in the various solutions that are available, as well as having a good idea of what will work best for your institution. In this session, you will find out: (1) How the college decided on its financial literacy program, (2) How each school is integrating the resources, (3) What practices have been the most successful.

Health care reform has caused consumers to learn more about what it means to have health insurance and its costs. Patient engagement, a critical component of health care reform, reflects provider and consumer attention to shared decision making between patient and physician. The problem addressed in this study is that although researchers have studied patient engagement, there has been insufficient exploration of the relationship between financial literacy and patient engagement, which could negatively impact health outcomes not only for patients or consumers but for society as a whole. The purpose of this quantitative research was to determine if a relationship exists between patient financial literacy and patient engagement, as measured by the patient activation measure. The potential effects of increased patient financial responsibility due to high deductible health plans, measured via an item inquiring about participants' deductible, as well as shared decision making between physician and patient were also evaluated as potential moderators between financial literacy and patient engagement. Theories used to provide conceptual context include Shim's cultural health capital theory and Bourbeau's (2008) self-management model. Two hierarchical linear multiple regression models were used to test the research hypotheses. While the research did not find a significant relationship between patient financial literacy and patient engagement, it did confirm the importance of mental health status and patient-physician shared decision making as important predictors of patient engagement. These findings provide a better understanding of financial literacy and specific financial behaviors in the context of healthcare environment today.

Bakgrund: Var dag ställs människor inför val som har högre eller mindre utsträckning påverkan på dess framtid. En av de vanligaste ekonomiska beslutssituationer människor ställs inför är beslut gällande pensionen. Det svenska pensionssystemet är komplext och särskilt inom premiepensionen ställs individen inför en mängd valmöjligheter. Där kan individen välja egna premiepensionsfonder eller välja att inte göra ett aktivt val och därmed ha kvar förvalsalternativet AP7 Såfa. Samtidigt som kraven är höga på individens beslutsfattande visar beteendeekonomisk forskning att individens förmåga att fatta rationella beslut inte är på den nivå som traditionella ekonomiska teorier utgår ifrån. Den stora mängd valmöjligheter som finns inom premiepensionen förefaller skapa problem och leder till att åtskilliga individer väljer att inte göra något aktivt val. Tidigare forskning visar att ett flertal demografiska faktorer samt individens finansiella förmåga och kännedom om finansiella marknaden påverkar individens beslut gällande pensionen, samt att det finns ett behov av vidare forskning på vad som påverkar individer gällande pensionssparandet. Denna studie ämnar bygga vidare på de tidigare studier som gjorts för att kartlägga vilka egenskaper som leder till att en individ fattar aktiva beslut inom premiepensionssparandet samt koppla de beslut de gör till beteendeekonomiska teorier för att få en djupare förståelse för individens agerande gällande premiepensionsvalet. Med studiens resultat hoppas vi kunna bidra med ökad förståelse för vad som påverkar de val som görs gällande premiepensionen. Syfte: Syftet med denna studie är att undersöka samband mellan en individs egenskaper och om denne gör ett aktivt val gällande premiepensionemn, samt undersöka bakomliggande beteendeekonomiska biases gällande individens val inom premiepensionen. Detta med avsikt att genom en kvantitativ metod skapa ökad förståelse kring varför individer fattar de beslut de gör kring premiepensionssparandet. Genomförande: Denna kvantitativa studie antar en iterativ ansats där studien präglas av en tvärsnittsdesign och data har samlats in genom ett snöbollsurval med hjälp av enkäter. Sammantaget ingår 172 individer i denna studie. Slutsats: Resultatet av studien visar att hur länge en individ har befunnit sig i arbetslivet, inkomstnivån samt om individen investerar i aktier på fritiden har en positiv påverkan på sannolikheten att denne har valt egna fonder till premiepensionen. Resultatet skiljer sig mot vad viss tidigare forskning visat. Studien identifierade även ett antal beteendeekonomiska biases som påverkar individen inom premiepensionsvalet. Resultatet tyder på att de individer som har gjort ett aktivt premiepensionsval påverkas av mentala genvägar när det kommer till att välja premiepensionsfonder. Vidare indikerar resultatet på IV att de som inte gör ett aktivt val påverkas av beteendeekonomiska biases som leder till inaktivitet. / Background: Every day people have to make choices that have a greater or lesser impact on their future. One of the most common financial decision-making situations people face is the decision regarding the pension. The Swedish Pension System is complex and, in particular, within the Premium Pension the individual is faced with a variety of choices. There individuals can choose their own Premium Pension funds or choose not to make an active choice and thus retain the AP7 Såfa. While the demands are high on the individual’s decision-making, behavioral finance research shows that the individual’s ability to make rational decisions is not at the level of traditional economic theories. The wide range of options available within the Premium Pension seems to create problems and leads to the fact that several individuals choose not to make any active choice. Previous research shows that a number of demographic factors, as well as the individual's financial literacy and financial market awareness, influence the individual's decision regarding the pension. Previous research also shows that there is a need for further research on what affects individuals in terms of pension savings. This study aims to build on previous studies to map which characteristics affect an individual to make active decisions in the Premium Pension and to link the decisions they make to behavioral finance theories to gain a deeper understanding of the individual's actions regarding the Premium Pension choice. With the result of the study, we hope to contribute with better understanding of what influences the choices made within the Premium Pension. Purpose: The purpose of this study is to investigate the relationship between an individual's characteristics and if they make an active choice regarding premium pension funds, as well as investigate underlying behavioral finance bias that affect an individual’s choice within the Premium Pension. With the intention, through a quantitative method, to create a better understanding of why individuals make the decisions they make regarding the Premium Pension. Completion/methodology: This quantitative study assumes an iterative approach where the study is characterized by a cross-sectional design and the data has been collected through snowball sampling using surveys. Altogether, 172 people are included in this study. Conclusion: The result of the study shows that how long an individual has been working, the income, and if the individual invests in shares has a positive impact on the probability that the individual has chosen own funds for the premium pension. This differs from what some previous research has shown. The study also identified a number of behavioral biases that affect the individual in the Premium Pension Plan. The result indicates that those individuals who have made active Premium Pension choices are affected by shortcuts when it comes to choosing Premium Pension funds. Furthermore, the result indicates that those who do not make an active choice are affected by behavioral biases that lead to inactivity.

Abstract A housing society’s annual report is referred as the main document in which buyers can obtain information about the housing society’s financial position. However, previous research shows that households find it difficult to understand the financial information in an annual report.  In addition, the investigation on strengthened consumer protection in the cooperative flat market (SOU 2017:31) shows that buyer’s in Sweden have insufficient ability to understand the risks combined with a tenant-owner acquisition, which could have far-reaching consequences. One reason why households do not understand the annual report can be that the report does not contain sufficient descriptive information, which can demonstrate a prevailing information gap between the producer of information and its receivers. The purpose of this study is to create an adjusted annual report based on information from interviews with interest organizations for housing societies, and then examine whether a buyer’s financial understanding can be increased based on the expanded information in the adjusted management report.  In this study, qualitative interviews with individuals at different interest organizations to housing societies have been conducted, which has resulted in relevant information being added in a housing society’s management report, hoping to make the annual report more understandable. The adjusted annual report has then been tested in a quasi-experiment. In the experiment, participants in an experimental group received the adjusted annual report while participants in a control group received the original un-adjusted annual report. The participants in respective group then responded to questions about which extent they considered to understand the information in specific annual report. The results for each group have then been analyzed to measure and compare the understanding between both groups to see if there is a connection between extended information and increased understanding in an annual report. The result of the completed experiment showed that the average understanding of the annual report’s content was 81 percent higher in the experimental group compared to the control group. The conclusion is, therefore, that there is a connection between expanded information and increased understanding of the information in the adjusted annual report for the participants in the experiment. / Sammanfattning En bostadsrättsförenings årsredovisning ses som det huvudsakliga dokument där bostadsrättsköpare kan erhålla information om föreningens finansiella ställning. Ändå uppvisar tidigare forskning att hushåll har svårt att förstå den finansiella informationen i en årsredovisning. Dessutom påvisar utredningen om stärkt konsumentskydd på bostadsrättsmarknaden (SOU 2017:31) att bostadsrättsköpare i Sverige har en bristande förmåga att förstå de risker som ett bostadsrättsförvärv medför, något som kan få långt gående konsekvenser. En av anledningarna till att hushåll inte förstår årsredovisningen kan vara att rapporten inte innehåller tillräckligt med beskrivande information, vilket kan påvisa ett rådande informationsgap mellan utgivaren av information och användaren. Syftet med studien är att skapa en justerad årsredovisning utifrån information som intervjuer med individer hos bostadsrättsmarknadens intresseorganisationer genererat, för att sedan pröva om det går att öka en bostadsrättsköpares finansiella förståelse utifrån den utökade informationen i den justerade förvaltningsberättelsen. I denna studie har kvalitativa intervjuer genomförts med individer hos intresseorganisationer till bostadsrättsföreningar vilket har resulterat i att relevant information utökats i bostadsrättsförenings förvaltningsberättelse i hopp om att göra årsredovisningen mer förståelig. Den justerade årsredovisningen har därefter prövats i ett kvasi-experiment. I experimentet fick deltagarna i en experimentgrupp ta del av den justerade årsredovisningen medan kontrollgruppen fick ta del av den ojusterade årsredovisningen. Därefter svarade deltagarna på frågor om i vilken grad de ansåg sig förstå informationen i specifik årsredovisning. Resultatet för respektive grupp har sedan analyserats för att mäta och jämföra förståelsen mellan de båda grupperna för att se om det finns ett samband mellan utökad information och ökad förståelse i en årsredovisning. Resultatet av det genomförda experimentet visade att den genomsnittliga förståelsen av årsredovisningens innehåll var 81 procent högre hos experimentgruppen jämfört med kontrollgruppen. Slutsatsen är därmed att det finns ett samband mellan utökad information och ökad förståelse av informationen i den justerade årsredovisningen för experimentets deltagare.

Financial literacy is a topic of the day which concerns all the categories of the population in their everyday life. The thesis titled Financial Literacy of Refuge Clients tries to describe the theme of financial literacy from two points of view. On one hand, from the viewpoint of people who, for various reasons, have become clients of refuge and on the other hand, from the viewpoint of social workers who work in refuge. The theoretical part is divided into four subchapters which describe a given issue. An explanation of the basic terminology related to the topic is followed by a subchapter on financial education of children and adults and activities in the field of education. The third subchapter deals with potential effects of financial literacy and the end of the theoretical part focuses on social work with refuge clients. The practical part describes a research which consists of two parts. To achieve the defined goal, a qualitative research has been employed in both parts, using the survey method and the semi-structured interview technique. The document contents analysis was used in the second part of the research. The survey research was carried out in five refuge of Diaconia of the Evangelical Church of the Czech Brethren. The first part of the survey involved fifteen communication partners, users of the refuge as a social service. The second part of the survey involved five communication partners, social workers in refuge. Both survey samples were created by a special-purpose selection. The data gathered in the interviews were evaluated by means of the open coding method. The main goal of the thesis was to find out how refuge clients view their own financial literacy and a potential for improvement in this respect. A sub-goal of the thesis focused on learning viewpoints of the social workers regarding the potential for improving financial literacy of the refuge clients. The survey results have shown that the category of financial literacy within the meaning as defined in literature is not represented in the refuge clients. With regard to their generally difficult situation which also includes their financial situation, the category of financial literacy narrowed to the efforts to make both ends meet at the end of the month and to the question whether or not to deal with financial claims, debts or distraints. This is the setting which has to be the basis for work of social workers in refuge as well. There exists a wide-ranging offer of potential paths leading to financial literacy for all categories of the population, regardless their address. Leaving aside education at school, getting further information is optional, conditioned by everybody's own interest. To increase financial literacy of the clients, social workers may choose from many options, or use their own knowledge and skills. The main prerequisite for success is to adapt themselves to the clients' interest and capabilities. The thesis describes attitudes of refuge clients to financial literacy issues which are identical to the attitudes of this specific category of the population to addressing their difficult financial situation. Social workers become aware of additional possibilities of financial literacy improvement which they can use when working with their clients. Based on the survey results obtained, a comprehensible leaflet has been prepared, containing the essential information about financial literacy. The leaflet in both electronic and printed version will be available for those interested in it, i.e. refuge clients, social workers as well as the general public.

The current financial crisis draws attention to the level of financial education among citizens. This thesis maps projects which are focused on financial education of the citizens of the Czech Republic. Based on the information found after a close study of projects focused on financial education, a necessity to develop a new financial education project. A project which is suitable for the current needs and reflects gaps of the studied projects. New project would be created for a non-profit organization.

Conselho Nacional de Pesquisa e Desenvolvimento Científico e Tecnológico - CNPq / Financial literacy has been recognized as an essential skill for individuals to act in the complex economic context. However, the evidence indicates that financial literacy is a complex phenomenon that it can be determinant of other behavioral factors, besides presenting itself differently in different socioeconomic and demographic variables. Thus, the present research seeks to innovate and advance in this theme, aiming to develop a model capable of encompassing the direct and indirect relations of financial literacy with the behavioral factors: materialism, compulsive buying and propensity to debt. In addition to identifying the invariance of the proposed model according to the socioeconomic and demographic variables, when verifying if a single model is adequate to measure the financial literacy of different groups of individuals and to point out the differences of averages existing between them. For that, this research was carried out with 2,487 individuals, using confirmatory factorial analysis, structural equation modeling and multigroup analysis, with eight propositions and six research hypotheses that integrate the proposed model. The main results showed that the majority had a low level of financial literacy, and the model for their measurement was invariant only for the variables gender, schooling and own income, and confirming three research propositions. In addition, five research hypotheses were confirmed, showing that the impact of financial literacy on compulsory buying was the largest among the proposed direct relationships. The total effects that financial literacy has on behavioral factors, we can see that the greatest impact was on compulsive buying behavior, followed by the impact on the propensity to debt and, finally, on materialism. These results are important for the development of public policies and other actors interested in the theme, since financial literacy goes beyond the fact of impacting the financial health of those who have it, but it can also help in a broader way those who suffer of other psychosocial behaviors, such as compulsive buying behavior. Models of this theme become fundamental to understand the importance and possible impacts of adopting national financial literacy strategies, and it can help in the development of treatments. The results showed that the impact imagined when studying only the financial literacy in the propensity to debt of the individuals becomes even more expressive when other behavioral factors are involved in this relation. / A alfabetização financeira vem sendo reconhecida como uma habilidade essencial para os indivíduos atuarem no complexo contexto econômico que estão inseridos. No entanto, as evidências indicam que a alfabetização financeira é um fenômeno complexo e que pode ser determinante de outros fatores comportamentais, além de apresentar-se de maneira distinta em diferentes variáveis socioeconômicas e demográficas. Assim, o presente trabalho busca inovar e avançar neste tema, tendo como objetivo desenvolver um modelo capaz de abarcar as relações diretas e indiretas da alfabetização financeira com os fatores comportamentais: materialismo, compras compulsivas e propensão ao endividamento. Buscando ainda identificar a invariância do modelo proposto segundo as variáveis socioeconômicas e demográficas, ao verificar se um único modelo é adequado para mensurar a alfabetização financeira de diferentes grupos de indivíduos e nestes, apontar as diferenças de médias existentes entre eles. Para tal, realizou-se uma pesquisa com 2.487 indivíduos, utilizando análise fatorial confirmatória, modelagem de equações estruturais e análise multigrupo, com oito proposições e seis hipóteses de pesquisa que integram o modelo proposto. Os principais resultados demonstraram que a maioria dos pesquisados possui um baixo nível de alfabetização financeira e o modelo para mensuração da mesma apresentou-se invariante apenas para as variáveis gênero, escolaridade e renda própria, confirmando três proposições de pesquisa. Além disso, cinco hipóteses de pesquisa foram confirmadas, constatando-se que o impacto da alfabetização financeira nas compras compulsivas foi o maior entre as relações diretas propostas. Já no que tange aos efeitos totais que a alfabetização financeira possui nos fatores comportamentais, percebe-se que o maior impacto da mesma foi sobre o comportamento de compra compulsiva, seguido do impacto na propensão ao endividamento e, por fim, sobre o materialismo. Tais resultados tornam-se importantes para o desenvolvimento de políticas públicas e de outros agentes interessados no tema, uma vez que a alfabetização financeira vai além do fato de impactar na saúde financeira daqueles que a possuem, mas também pode auxiliar de uma forma mais ampla naqueles que sofrem de outros comportamentos psicossociais, como o comportamento de compras compulsivas. Modelos dessa natureza tornam-se fundamentais para que se entenda a importância e os possíveis impactos da adoção de estratégias nacionais de alfabetização financeira, podendo auxiliar na construção de tratamentos. Demonstrando que o impacto que se imaginava ao estudar apenas a alfabetização financeira na propensão ao endividamento dos indivíduos, se torna ainda mais expressivo quando outros fatores comportamentais estão envolvidos nesta relação.

Este trabalho apresenta um estudo matemático detalhado dos sistemas de financiamento habitacional atualmente praticados no Brasil, estando alinhado com a Estratégia Nacional de Educação Financeira (ENEF), política de Estado de caráter permanente, instituída pelo Decreto Federal 7.397/2010, que tem como objetivo contribuir para o fortalecimento da cidadania através de ações que ajudem a população a tomar decisões financeiras mais autônomas e conscientes. A inserção da Educação Financeira no Ensino Fundamental e Médio, como conteúdo obrigatório da disciplina de Matemática, foi objeto de projeto de Lei que tramitou na Câmara e no Senado entre 2009 e 2013, tendo sido, por fim, rejeitado. Não obstante, centenas de escolas em todo o Brasil, públicas e particulares, já vêm ministrando o assunto, de forma obrigatória ou mesmo como tema extracurricular. Neste contexto, posto que a Matemática é uma ferramenta indispensável na compreensão de diversos problemas ligados a Educação Financeira, o presente trabalho também é voltado para o ensino, principalmente como fonte de consulta daqueles profissionais que atuam na divulgação da cultura da Educação Financeira no País. Ao contratar um financiamento habitacional, o cidadão precisa optar entre o Sistema de Amortização Constante (SAC) e o Sistema Francês de Amortização (Tabela Price). Porém, muitas vezes, não dispõe de informações suficientes para realizar a escolha mais adequada ao seu perfil financeiro. Este trabalho objetiva também preencher esta lacuna, apresentando ao cidadão orientações uteis para sua tomada de decisão, podendo ser visto, desta forma, como uma contribuição social. Isto se consegue, por um lado, através da obtenção de uma série de resultados Matemáticos para os dois sistemas de amortização vigentes, e, por outro, fornecendo respostas a d ́ vidas frequentes sobre o contrato de financiamento, tais como amortização do saldo devedor, alteração da data de vencimento e pagamento de prestações em atraso. / This work presents a detailed mathematical study of housing finance systems currently practiced in Brazil and is aligned with the National Strategy for Financial Education, a State policy established by Federal Decree 7.397/2010, which aims to contribute to the strengthening of citizenship through actions that help the population to take more autonomous financial decisions and aware. A law to include financial education in primary and secondary schools as an obligatory subject of mathematic, was analysed in the House of Representatives and Senate, between 2009 and 2013, and was finally rejected. Nevertheless, hundreds of schools throughout Brazil, public and private, are already teaching this subject, as a basic subject or even as an extracurricular subject. In this context, since mathematics is an indispensable tool in understanding various problems related to financial education, this work is also for teaching, mainly as a source of consultation of those professionals who work in spreading the culture of financial education in the country. By hiring a loan to buy a propriety, citizens need to choose between the Constant Amortization System and the French Amortization System (Price Table). However, often there are not sufficient informations to make the best choice to a specific financial profile. This work aims to also fill this gap, presenting to the citizen useful guidance for its decision making, can be seen, therefore, as a social contribution. This is achieved, on the one hand, by obtaining a series of theoretical mathematical results for the two existing amortization systems, and on the other, providing answers to frequently asked questions about the financing agreement, such as amortization of the debt, change the due date and payment of installments in arrears.

Acompanha: Caderno pedagógico sobre o ensino de habilidades monetárias para educandos com deficiência intelectual (DI) da Educação de Jovens e Adultos (EJA) / O presente estudo é destinado a apresentar contribuições acerca do ensino de habilidades monetárias (ROSSIT; FERREIRA, 2003) para Deficientes Intelectuais (DI) no Ensino Fundamental. A questão norteadora da pesquisa foi: Qual a influência da estratégia de ensino “Conhecer e Utilizar Dinheiro” para a aquisição de raciocínio matemático que possibilite ao educando com DI da EJA reconhecer notas de papel moeda e moedas de metal do Sistema Monetário Brasileiro? Foram feitas considerações acerca do ensino para o educando com DI na EJA e questões que envolvem o ensino de habilidades monetárias. O grupo pesquisado foi o de educandos com DI da EJA de uma escola de Educação Especial no Paraná, sendo uma classe com oito educandos com idade entre 19 e 29 anos. Escolheu-se esse tema porque, no que diz respeito à matemática, entre as aplicações para a vida, está a que envolve as atividades financeiras. Para alavancar a pesquisa, desenvolveu-se uma estratégia de ensino. Definiu-se como objetivo: Analisar a estratégia de ensino “Conhecer e Utilizar o Dinheiro” a ser aplicada em uma turma da EJA, formada por educandos com DI, no que concerne à aquisição das habilidades de reconhecimento de notas de papel moeda e moedas de metal do Sistema Monetário Brasileiro para uma maior autonomia do educando. Esta pesquisa caracteriza-se como aplicada por ter o propósito de resolver um problema que é habilitar o educando com DI à prática do manuseio do dinheiro. A pesquisa foi desenvolvida considerando a observação e anotações minuciosas dos eventos. Para levantar o problema e, posteriormente, para verificar o aprendizado, utilizaram-se entrevistas centradas no problema. Analisaram-se os dados por abordagem qualitativa. Para a análise desses dados, tomou-se uma entrevista inicial e uma entrevista final como parâmetros do que o educando já conhecia e do quanto avançou em relação aos conteúdos trabalhados. A investigação foi desenvolvida por meio da aplicação de uma sequência didática em que o conteúdo foi distribuído em nove módulos e as atividades foram planejadas a partir do levantamento de dados da entrevista inicial. Desenvolveram-se atividades diversas com os educandos envolvendo dinheiro em notas de papel moeda e moedas de metal. Como produção final, os educandos foram às compras em um supermercado. Os benefícios que se apresentaram foram o aprendizado dos educandos por meio da estratégia de ensino desenvolvida em que o educando com DI pode fazer o reconhecimento de notas de papel moeda e moedas de metal do Sistema Monetário Brasileiro e suas relações de valor. Tiveram a oportunidade de exercer a cidadania pela autonomia ao fazerem uso dos conhecimentos adquiridos. O estudo indicou que a estratégia “Conhecer e Utilizar o Dinheiro” se mostrou eficaz no ensino e aprendizagem de educandos com DI da EJA considerando-se as limitações cognitivas dos mesmos. Essa estratégia pode ser aplicada para o ensino de habilidades monetárias de outras turmas da Educação Especial e em classes regulares do Ensino Fundamental fazendo-se as devidas adaptações. / This paper presents contributions to the process of teaching monetary skills (ROSSIT; FERREIRA, 2003) to students with intellectual disabilities at Elementary School. The aim of this study was to assess how the teaching strategy called “Conhecer e Utilizar Dinheiro” (Knowing and Using Money) affects the acquisition of mathematical reasoning. More specifically, if such strategy can enable students with intellectual disabilities who were taking EJA - special type of education system for youth and adults in Brazil - to recognize paper money and coins of the Brazilian Monetary System. Participants were eight students from 19 to 29 years old with intellectual disabilities from a special school located in Parana State. The participants were interviewed twice during the study: an initial interview and a final one were performed as parameters of what they already knew and of how much they have advanced in relation to the content. A nine module sequence of the content was administered to the participants along with a battery of activities based on the information collected on the initial interview. The activities were exercises involving paper money and coins. As a final production, the participants went shopping for grocery. Results show that the participants were able to perform monetary transactions with both paper money and coins. They were also able to understand the value of money and its relation with transaction value. Data has demonstrated that “Knowing and Using Money” strategy has proven effective in teaching monetary transactions to students with intellectual disabilities, considering their cognitive limitations. Such strategy can be used to teach monetary skills to different groups of students, regardless of special Education needs. In such case, it is important to highlight that adaptations should be performed to meet the group specificity. This study theme was chosen due to the importance of mastering simple monetary transactions for students with intellectual disabilities as it allows them to achieve autonomy in performing everyday life activities.