The illicit practice of money laundering (ML) poses global challenges, causing harmful repercussions for society. Legislators worldwide have placed financial institutions at the forefront of initiatives aimed at preventing ML. Even with the adoption of Anti-Money Laundering (AML) measures, financial institutions continue to face challenges in combating illicit financial activity. Prior investigations primarily concentrated on evaluating the regulatory framework itself, leaving gaps in understanding other aspects causing ineffective AML efforts. Going further in-depth, this study aims to explore how institutional pressure leads to ineffective ML prevention within Finnish financial institutions. To address these challenges, the institutional theory and several concepts supported the exploration of the institutional environment, with due consideration given to social constructs. Furthermore, a qualitative approach is employed due to the exploratory nature of this study. It consists of the analysis of both classified and public official documents from the Finnish Financial Supervisory Authority (FIN-FSA), interviews held with representatives actively involved in financial institutions' AML efforts, and other official AML guidelines. The findings of this study acknowledge the suboptimal regulatory pressure and reveal instances of data deficiencies. However, the social context emerged as the most influential factor, highlighting the gap between AML efforts and ML activities.

Denna studie undersöker hur unga kvinnor i Generation Z rationaliserar sina köp av fast fashion trots en växande medvetenhet om modeindustrins negativa aspekter gällande miljö och sociala konsekvenser. Genom att utforska gapet mellan konsumenternas intentioner kring hållbarhet och deras faktiska beteenden belyser studien faktorer som har en påverkan på konsumentens köpbeslut. Studien utgår från en kvalitativ metod där semistrukturerade intervjuer genomförts. Detta för att få en djupgående insikt i hur unga kvinnor inom Generation Z använder sig av rationaliseringar för att rättfärdiga sina köp av fast fashion. Analys av resultatet har utförts i form av en tematisk analys. Teorin Moralisk frikoppling har även tillämpats i ett försök att förklara det beteende som ligger till grund för gapet mellan konsumentens intention och handling. Studien visar att konsumenter i många fall använder sig av Moralisk frikoppling eftersom det ger en möjlighet att separera de negativa aspekterna av fast fashion, såsom miljöpåverkan, från de positiva aspekterna, exempelvis att plagget är billigt, snyggt eller trendigt. Resultatet visar att trots en ökad medvetenhet om fast fashions negativa aspekter, är det rationaliseringar som påverkar varför kvinnor inom Generation Z konsumerar, där pris och begär är de mest betydande drivkrafterna. Studien bidrar till en djupare förståelse av konsumentbeteende inom fast fashion samt en förståelse för de faktorer som påverkar gapet mellan konsumenters intentioner kring hållbarhet och dess faktiska handlingar. Ytterligare förväntas studien att bidra med en ökad självmedvetenhet hos konsumenter kring deras egen konsumtion av fast fashion och därav inspirera till mer medvetna val. Studien är skriven på svenska. / This study examines how young women in Generation Z rationalize their purchases of fast fashion despite a growing awareness of the fashion industry's negative aspects regarding environmental and social consequences. By exploring the gap between consumers' intentions regarding sustainability and their actual behaviors, the study highlights factors that have an impact on consumers' purchase decisions. The study is based on a qualitative method where semi-structured interviews were conducted. This is to gain an in-depth insight into how young women in Generation Z use rationalizations to justify their purchases of fast fashion. Analysis of the results has been done in the form of a thematic analysis. Additionally, the theory of Moral Decoupling has been applied in an attempt to explain the behavior that underlies the gap between the consumer's intention and action. The study shows that in many cases consumers use Moral Decoupling because it provides an opportunity to separate the negative aspects of fast fashion, such as environmental impact, from the positive aspects, for example that the garment is cheap, stylish or trendy. The result shows that despite an increased awareness of fast fashion's negative aspects, it is rationalizations that influence why women in Generation Z consume, where price and desire are the most significant driving forces. The study contributes to a deeper understanding of consumer behavior within fast fashion as well as an understanding of the factors that affect the gap between consumers' intentions regarding sustainability and its actual actions. Furthermore, the study is expected to contribute to an increased self-awareness among consumers regarding their own consumption of fast fashion and thereby inspire more conscious choices. The study is written in Swedish.

Komplexe Lebenszyklen sind eine häufige, aber anspruchsvolle Lebensweise von Parasiten. Parasiten mit komplexen Lebenszyklen infizieren nacheinander mehrere Wirte und passen sich an verschiedene ökologische Nischen an. Werden in diesem Szenario dieselben Gene in allen Wirten einheitlich exprimiert? Die Hypothese der adaptiven Entkopplung besagt, dass verschiedene Stadien in einem komplexen Lebenszyklus genetisch und evolutionär unabhängig sind, was bedeutet, dass die Selektion auf Parasitenmerkmale in einem Wirt keine Auswirkungen auf Merkmale in anderen Wirten hat. Wir haben diese Hypothese anhand von zwei Parasitenarten getestet: dem Bandwurm Schistocephalus solidus und dem Fadenwurm Camallanus lacustris. Die Transkriptomsequenzierung wurde an Proben während ihrer komplexen Lebenszyklen durchgeführt. Die Genexpressionsanalyse wurde durchgeführt, um Gene zu identifizieren, die zwischen den Wirten, zwischen den Funktionsstadien und zwischen den Bedingungen unterschiedlich exprimiert werden. Darüber hinaus wurde mit einer Analyse der Anreicherung von Gensätzen untersucht, ob ähnliche biologische Funktionen von ähnlichen Genen in verschiedenen Stadien kodiert werden. Unsere Ergebnisse zeigen signifikante Unterschiede in der Genexpression zwischen den verschiedenen Stadien, wobei keine positive Korrelation zwischen Stadien mit derselben Aufgabe oder demselben Wirt beobachtet wurde. Gene, die in einem Stadium hochreguliert (oder herunterreguliert) werden, werden in anderen Stadien nicht in ähnlicher Weise exprimiert. Dies spricht für die Unabhängigkeit der einzelnen Stadien bei der Genexpression, die es den Parasiten ermöglicht, ihren Phänotyp als Reaktion auf unterschiedlichen Selektionsdruck zu modulieren. Diese Ergebnisse bestätigen die Hypothese der adaptiven Entkopplung bei parasitären Würmern und bieten Einblicke in den evolutionären Erfolg dieser Lebensweise. / Complex life cycles are a common but demanding lifestyle among parasites. Parasites with complex life cycles sequentially infect multiple hosts, adapting to various ecological niches using information encoded within a single genome. In this scenario, are the same genes expressed consistently across all hosts, as might occur when parasite stages perform similar functions? The adaptive decoupling hypothesis posits that different stages in a complex life cycle are genetically and evolutionarily independent, meaning selection on parasite traits in one host does not affect traits in other hosts. We tested this hypothesis using two species of parasites: the tapeworm Schistocephalus solidus and the nematode Camallanus lacustris, both of which have three-host life cycles. Transcriptome sequencing was performed on samples throughout their complex life cycles, generating transcriptomes from 10 stages of S. solidus and 7 stages of C. lacustris. Gene expression analysis was conducted to identify genes differentially expressed between hosts, between functional stages, and between conditions. Additionally, gene set enrichment analysis assessed whether similar biological functions are encoded by similar genes across stages. Our findings demonstrate significant differences in gene expression across stages, with no positive correlation observed between stages sharing the same task or host. The highest correlation occurred between stages sampled close in time. In conclusion, the lack of positive correlation between different life cycle stages indicates that genes up-regulated (or down-regulated) in one stage are not similarly expressed in other stages. This evidence supports the independence of each stage in gene expression, enabling parasites to modulate their phenotype in response to different selective pressures. These findings corroborate the adaptive decoupling hypothesis in parasitic worms with complex life cycles, offering insights into the evolutionary success of this lifestyle.

The recent economic and financial turmoil has led central banks around the world to heavily utilize unconventional monetary policy measures. Unconventional in this sense means a deflection from traditional central bank policy measures, i.e. interest rate innovations. Although these measures were widely discussed, the uniformed, coherent and comprehensive framework of such measures is still missing. The aim of this thesis is to establish the framework for possible classification of such policies together with transmission channels to the real economy. The empirical part examines the impacts of unconventional policies on real data using vector autoregression and vector error correction models. This analysis is based on monthly data period between 1999 and 2013, which is strongly affected by implementation of the unconventional policies in its second half. The last section examines the possible future of these policies as a normal instrument of central banks and describes their main challenges and shortcomings. JEL classification: C32, E40, E44, E50, E52, E58, E60 Keywords: Unconventional monetary policy, Interest rate, Decoupling principle, Balance sheet policy stratification, Quantitative easing, Channels of transmission, Vector Autoregression, Vector error correction model Author's e-mail:...

L’imagerie par résonance magnétique (IRM) est un outil d’investigation majeur donnant accès de manière non invasive à des nombreuses informations quantitatives et fonctionnelles. La qualité des images obtenues (rapport-signal-sur-bruit, RSB) est cependant limitée dans certaines applications nécessitant des résolutions spatiales et/ou temporelles poussées. Afin d’améliorer la sensibilité de détection des équipements d’IRM, diverses orientations peuvent être suivies telles qu’augmenter l’intensité du champ magnétique des imageurs, améliorer les performances des systèmes de détection radiofréquence (RF), ou encore développer des séquences d’acquisition et des techniques de reconstruction d’images plus efficaces. La thématique globale dans laquelle s’inscrit cette thèse concerne le développement des systèmes de détection RF à haute sensibilité pour l’IRM à haut champ chez l’homme. En particulier, des antennes auto-résonantes basées sur le principe des lignes de transmission sont utilisées parce qu’elles peuvent être réalisée sur substrat souple. Cette adaptabilité géométrique du résonateur permet d’ajuster précisément sa forme aux spécificités morphologiques de la zone anatomique observée, et ainsi d’augmenter le RSB. La première visée technologique de ce projet concerne le développement, de la conception jusqu’à la mise en œuvre dans un appareil 7 T corps entier, d’un système de détection RF flexible à haute sensibilité, utilisant des antennes miniatures associées en réseau. L’utilisation d’un réseau d’antennes miniatures permet d’obtenir des images sur un champ de vue élargi tout en conservant la haute sensibilité inhérente à chaque antenne miniature. De plus, la technologie de l’imagerie parallèle devient accessible, ce qui permet d’accélérer l’acquisition des images. De surcroît, un nouveau schéma de résonateur de ligne transmission avec un degré de liberté supplémentaire est introduit, ce qui permet de réaliser de grands résonateurs multi-tours pour l’IRM à haut champ. Cette thèse décrit le développement, la mise en œuvre et l’évaluation des nouveaux systèmes de détection RF au moyen de simulations analytiques et numériques, et des études expérimentales. / Magnetic resonance imaging (MRI), among other imaging techniques, has become a major backbone of modern medical diagnostics. MRI enables the non-invasive combined, identification of anatomical structures, functional and chemical properties, especially in soft tissues. Nonetheless, applications requiring very high spatial and/or temporal resolution are often limited by the available signal-to-noise ratio (SNR) in MR experiments. Since first clinical applications, image quality in MRI has been constantly improved by applying one or several of the following strategies: increasing the static magnetic field strength, improvement of the radiofrequency (RF) detection system, development of specialized acquisition sequences and optimization of image reconstruction techniques. This work is concerned with the development of highly sensitive RF detection systems for biomedical ultra-high field MRI. In particular, auto-resonant RF coils based on transmission line technology are investigated. These resonators may be fabricated on flexible substrate which enables form-fitting of the RF detector to the target anatomy, leading to a significant SNR gain. The main objective of this work is the development of a flexible RF coil array for high-resolution MRI on a human whole-body 7 T MR scanner. With coil arrays, the intrinsically high SNR of small surface coils may be exploited for an extended field of view. Further, parallel imaging techniques are accessible with RF array technology, allowing acceleration of the image acquisition. Secondly, in this PhD project a novel design for transmission line resonators is developed, that brings an additional degree of freedom in geometric design and enables the fabrication of large multi-turn resonators for high field MR applications. This thesis describes the development, successful implementation and evaluation of novel, mechanically flexible RF devices by analytical and 3D electromagnetic simulations, in bench measurements and in MRI experiments.

Existem métodos de integração de equações algébrico diferenciais não lineares (DAEs) considerados clássicos pela literatura. Porém, neste trabalho, através uma abordagem geométrica, apresenta-se um método de integração de DAEs. Tal método é inspirado na teoria de desacoplamento de sistemas não lineares explícitos, quando se considera que as saídas são restrições algébricas. Neste caso, a DAE pode ser identificada como dinâmica zero. O resultado principal desta abordagem é que, dada uma DAE, sob certas condições, é possível a construção de um sistema explícito, de tal maneira, que as soluções desse sistema explícito convergem para as soluções da DAE. / Classical methods for numerical integration of diferential algebraic equations (DAEs) can be formal in the literature. In this work, using a diferential geometric approach, a numerical method of integration of DAEs is established. This method is inspired in the decoupling theory of nonlinear explicit systems, when one considers that the outputs are algebraic constraints. The main result is the construction of an explicit system, whose solutions converge to the solutions of the DAE.

Sedan 1980-talet har New Public Management (NPM) varit den dominerande styrfilosofin inom offentlig sektor i Sverige. NPM har framförallt varit förknippat med resultat- och målstyrning och har förväntats öka effektiviteten inom den offentliga sektorn. Idag genomförs en reform av styrningen inom den offentliga sektorn där det nya styrsättet går under benämningen tillitsbaserad styrning. Det syftar främst till att öka tilliten till professionerna och medborgarna. Denna studie utgör en kvalitativ fallstudie av Skatteverkets implementering av den tillitsbaserade styrningen och de utmaningar som uppkommer i samband med detta. Studien har genomförts på Skatteverkets kontor i Luleå, där chefer och medarbetare har djupintervjuats i två faser. En tematisk analys har använts för att analysera insamlade data och fyra huvudsakliga teman har identifierats; teambaserat arbetssätt, medarbetaransvar, kundperspektiv och prestationsutvärdering. Studiens huvudsakliga slutsatser är att Skatteverkets tolkning av tillitsbaserad styrning är ett teambaserat arbetssätt, som implementerats på ett i huvudsak decentraliserat sätt och med viss hjälp av Susan A Wheelans fyrstegsmodell. Vidare kan konkluderas att den största utmaningen är att anpassa prestationsutvärderingen efter det nya arbetssättet. / Since the 1980’s, the New Public Management (NPM) has been the dominating management control philosophy in the Swedish public sector organizations. NPM has predominantly been associated with management by objective and has been expected to increase efficiency within public sector organizations. Today the control system in Swedish public sector organizations is undergoing reform with a new system called trust-based control. The foremost purpose of this new control system is to increase trust within the professions and to the citizens. This study is a qualitative case study of the Swedish Tax Agency’s implementation of the trust-based control system and the challenges that this implementation entails. The study was conducted at the Swedish Tax Agency’s office in Luleå, where managers and employees were interviewed in two stages. A thematic analysis was applied to process the data, in which four main themes appeared; team-based mode of operation, employee responsibility, customer perspective and performance evaluation. The main conclusions of the study are that the Swedish Tax Agency’s interpretation of trust-based control is a team-based mode of operation. The implementation process has been primarily decentralized, with some aid from Susan A. Wheelan’s four-stage model. Furthermore, it is concluded that the foremost challenge with implementing trust-based control is to adjust the performance evaluation to fit the new mode of operation.

In vehicle industry, it has been trends towards focusing on pull-basedsystems and elimination of waste (Lean), which decrease the tied-up capitallevel in the focal factory. Research by Holweg & Miemczyk (2002)showed that the relevant supply chain has low inventory level in the focalfactory, but at upstream and especially downstream; the tied-up capitallevel is dramatically higher in comparison to the focal factory.By conducting research and extensive literature reviews, this volatilityof tied-up capital level has been studied and analysed with regard topush and pull systems. As the three main causes of this unevenness; bullwhipeffect, CODP position in supply chain and intensity level of supplierrelationship have been identified and explained.As a practical solution for decreasing the tied-up capital level of finishedvehicles, implementation of centralised warehouse structure hasbeen suggested and discussed.Moreover, as an application of game theory in logistics, iterated prisoners’dilemma has been discussed as the base for a progressive relationshipwith suppliers (upgrading to win-win game) which is requisite for the successof pull-based supply chains. / Program: BSc in Industrial Engineering - International Business Engineering

A Cyber-physical System (CPS) can be described as a network of interlinked, concurrent computational components that interact with the physical world. Such a system is usually of reactive nature and must satisfy strict timing requirements to guarantee a correct behaviour. The components can be of mixed-criticality which implies different progress models and communication models, depending whether the focus of a component lies on predictability or resource efficiency. In this dissertation I present a novel approach that bridges the gap between stream processing models and Labelled Transition Systems (LTSs). The former offer powerful tools to describe concurrent systems of, usually simple, components while the latter allow to describe complex, reactive, components and their mutual interaction. In order to achieve the bridge between the two domains I introduce the novel LTS Synchronous Interface Automaton (SIA) that allows to model the interaction protocol of a process via its interface and to incrementally compose simple processes into more complex ones while preserving the system properties. Exploiting these properties I introduce an analysis to identify permanent blocking situations in a network of composed processes. SIAs are wrapped by the novel component-based coordination model Process Network with Synchronous Communication (PNSC) that allows to describe a network of concurrent processes where multiple communication models and the co-existence and interaction of heterogeneous processes is supported due to well defined interfaces. The work presented in this dissertation follows a holistic approach which spans from the theory of the underlying model to an instantiation of the model as a novel coordination language, called Streamix. The language uses network operators to compose networks of concurrent processes in a structured and hierarchical way. The work is validated by a prototype implementation of a compiler and a Run-time System (RTS) that allows to compile a Streamix program and execute it on a platform with support for ISO C, POSIX threads, and a Linux operating system.

This study presents a holistic view of which factors small and medium-sized enterprises (SMEs) have to consider, in moving their customer order decoupling point (CODP) further from the customer, thereby becoming more customized. The study also investigate whether SMEs and larger enterprises differ in the strategic questions relating to what influences an enterprise to become more customized, which prerequisites are required and which problems enterprises should anticipate and prepare for. These questions are important, given that strategic change is challenging, and can take considerable time to accomplish; it therefore needs to be based on the right decisions. This study is motivated by the fact that the markets SMEs are selling to tend to become more and more complex and harder to anticipate. Increased globalisation and use of IT and ICT have lead to greater uncertainty in customer demand. At the same time customers have ever more demanding needs and specifications; if these are not met, they will go elsewhere rather than reducing or adapting them. This complexity requires a more customized production and is a way to gain commercial advantages.       Customised production includes many benefits such as reduced uncertainty, by producing totally customized products less capital bound is tied up. But meanwhile many challenges such as reduced production efficiency, furthermore flexibility must be increased and higher demands on communications and IT systems are often necessary. The study starts with a wide and thorough theoretical overhaul around the movement of the CODP, but also addresses other parts of the organization to get the all-important big picture. This theoretical work is leading to a work-model which is used in six interviews within SMEs. In order to get a thorough picture, the enterprises that take part in the study are from different line of business and have from 18 to 235 employees. During these interviews, conducted on a single occasion per company, the model and related questions are discussed. Thereby an analysis of the interviews and the theory is done, with the model as the starting-point.   The result of this study is a basic model, which SMEs can use as an analytical tool, and a checklist, to facilitate a move towards a make-to-order manufacturing strategy, thereby gaining more flexibility. The study provides a basic generic framework which can be adapted and tailored by the company in question to see which parts are relevant to specific circumstances.