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Laws, relations & education : A qualitative study of pension fund advisingOlsson, Johan, Åhlén, Tommy January 2009 (has links)
In 2000, more then 4 million Swedish citizens were given the responsibility to invest a part of their earned money in the new premium pension system. With limited knowledge in financial markets was it now up to the people themselves to decide how to invest. Due to the citizens lack of knowledge lead them to a passive behavior. This meant a new role for the financial institutions and the advising that followed. Since the start, there has been constant debates on how well the system has been working and who it has been beneficial to.With the new role of the pension advisors the problem question was stated as: considering the customers’ knowledge and understanding of the financial factors, how has the advising of premium pension funds evolved since 2000? With the sub question: what role will the future of pension funds advising have?The aim of the study is to research how the knowledge among the Swedish public has changed, how the perception of risk has altered, how the trust and confidence among financial advisors have changed, what importance new laws and regulations have had, and how the relations between customer and advisors has developed with the uneven knowledge. The future of pension advising will be investigated.This study has a qualitative approach with seven semi-structured interviews with different institutions that are related to pension saving. Due to the nature of the study a hermeneutic approach and abductive perspective is obliged.The respondents have observed the level of knowledge among the public to be low, however has it gotten better. The laws and licenses implemented has changed how pension advisors are working, and increased the confidence for advisors. For the future, a majority of the advisors are calling for the government to take the responsibility on educating the public in private economy. This would, according to the respondents, simplify the advisors job. The insufficient level of knowledge has created both problems and opportunities for advisors. The trouble with a product/service such as advising its complexity, which makes it hard for the institutions to explain, and for the customers to understand it. Therefore, the authors agree with the respondents, to educate the Swedish citizens in order for them to understand the opportunity that is in front of them.
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Business Relationship Management : An In-depth study into the Business Relationships of the Construction IndustryStafford, Michael, Domeij, Emelie, McGonagle, Patrick January 2011 (has links)
This paper is an in-depth study of business relationships in the Swedish construction industry and how e-commerce applications have affected the matter. E-commerce applications are being used by all types of industries, while the construction industry lags behind and is currently in the process of implementing such type of systems. Primary data was obtained through four in-depth interviews, three of which were conducted with leading Swedish construction companies, and one with a large supplier to the industry. The data obtained was analyzed using a series of academic tools such as currnet peer reviewed articles and models covering the topics of business relationships as well as e-commerce applications. Most importantly, the research revealed that communication on levels that affect business relationships has not decreased substantially wit hthe implementation of e-commerce applications. Secondly, an important aspect and prerequisite for a business relationship is the price of goods traded and geographic positioning. This may be an industry specific finding, due to both factors' high impact on total cost. Accordingly, the paper provides a model using the obtained data, as the current academic literature weighs aspects which suppoert the forming of business relationships differently.
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Svensk Kinamat : Export av svenska livsmedel till KinaSerti, Patricia, Österlin, Fredrik January 2011 (has links)
Som en följd utav den växande efterfrågan för importerade livsmedel i Kina, finns det idag ett par svenska livsmedelsföretag som exporterar svenska livsmedel till Kina. Den ständigt växande ekonomin i Kina har skapat nya konsumentbehov och öppnat nya möjligheter för utländska företag att sälja sina inhemska produkter till landet med en enormt växande marknad. Enligt en färsk amerikansk rapport har den ekonomiska tillväxten i Kina bidragit till en växande medelsklass som efterfrågar säkrare och naturligare kvalitets produkter. I rapporten framgår att med en växande medelklass i landet har människor blivit mer måna om att köpa utländska livsmedel. Detta pga. ett antal tidigare livsmedelsskandaler, som orsakat förödande konsekvenser för befolkningen. Det finns således en omättad marknad i Kina, vilket utländska och i det här fallet svenska livsmedelsföretag kan tillgodose. Enligt färska siffror från Svenska Ambassaden i Peking går Sverige enskilt miste om minst 1,3 miljarder SEK i livsmedelsexport till Kina varje år. Sveriges exportförlust har dessutom konstant ökat de senaste åren, och vi ämnar ta reda på hur detta går att ändra på och vilka möjligheter som finns för att åtgärda detta problem. I samband med ett projekt där fyra svenska livsmedelsföretag fått möjligheten att marknadsföra sina produkter mot en gigantisk kinesisk detaljhandelskedja och möta dess 500 inköpare, har vi valt att belysa deras ingång på marknaden. Kina är i nuläget en svår marknad att komma in på, vilket också bidragit till blandade erfarenheter för de fyra svenska företagen. Som syfte med vår uppsats ämnar vi identifiera marknadsföringsstrategier som kan hjälpa till att överbrygga eventuella kommunikationsbarriärer för svenska livsmedelsföretag i Kina. Vi har kommit fram till att det finns olika värdehöjare som svenska företag kan utnyttja, samt även saker att undvika för att underlätta ingång på kinesiska marknaden. Slutligen har vi även kommit fram till faktorer som krävs för att gå från kontakt till relation. / As a result of the growing demand for imported foods in China, today there are some Swedish food companies who are exporting food to China. The growing economy in China has created new consumer needs and thus the opportunity for foreign companies to sell their domestic product to the country. According an American report, the current economic growth in China has contributed to a growing middle class, which demands for safer and more natural quality products. Chinese people have, in connection to this, become more eager to buy foreign food. This is due to a number of previous food scares, which have caused huge consequences among the population. Thus, there is an unsaturated market for foreign food companies to cover in China, which could also be a motive for Swedish food companies to enter this market. According to recent figures from the Swedish Embassy in Beijing, Sweden loses more than 1.3 billion in food exports to China every year. In connection to a project where four Swedish food companies were given the opportunity to launch their products at a large Chinese retailer, we have chosen to highlight their market entry in China. China is currently a difficult market to penetrate, which has also contributed to mixed experiences of the four Swedish companies. In this paper, we intend to identify marketing strategies that can overcome any communication barriers that Swedish food companies might face in China. In this paper we have identified different values, which we believe that Swedish companies can exploit. Other things we have found during our research are communication barriers to avoid when entering the market. At last, we have also found some factors which are required when going from contact to relation in a business process.
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Kundlojalitet : En studie om hur man skapar lojala kunder inom mobiloperatörsbranschenJohansson, Emma, Friberg, Filippa January 2012 (has links)
The cellular market is today suffering from great customer dissatisfaction. Simultaneously, the services offered by the different cellular providers are very homogenous, causing strict competition where various price strategies have been the main mean of battle. From a business perspective, implementing pricing strategies, to keep up with increased network investments, is a short term solution. In a market characterized by lacking customer satisfaction and harsh competition, research has shown the importance of highlighting customer relations in marketing. This type of marketing, which one could refer to as relationship marketing, is considered an efficient, economic, and strategic method of showing the importance of customer loyalty. To get insight in the relationship between the customers and the cellular providers, as well as to show the importance of relationship marketing, this study has used qualitative interviews to find what develops strong customer loyalty. The results showed that increased customer loyalty is achieved when an emotional bond is created. This bond will form through interaction between the customer and the provider. Important factors in the creation of this emotional bond are trust and commitment. Conclusively, through our research, we argue that customer dissatisfaction exists due to the lack of emotional bonds to the cellular provider, as well as due to lacking focus on customer relations within the company. Evidently, the need of relationship marketing within the cellular market is important.
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Marknadsstrategier på den reformerade skolmarknaden : En undersökning om gymnasieskolors marknadsföringsmetoderMalmström, Dan, Mårtensson, Patrik January 2010 (has links)
I början av 1990-talet så genomförde den borgerliga regeringen friskolereformen vilket in-nebar att det statliga monopolet upplöstes och att fristående skolor kunde konkurrera på samma villkor som kommunala skolor. Detta medförde att det ekonomiska ansvaret för gymnasieskolan övertogs av respektive kommun och att skolpengen infördes. Reformen har inneburit ökat antal skolor och hårdare konkurrens. Detta tillsammans med minskat elevan-tal har pressat skolorna till att optimera sin marknadsföring för att attrahera elever. Syftet med uppsatsen är att beskriva och analysera om det finns någon skillnad i hur kommunala respektive fristående gymnasieskolor arbetar med marknadsföring. Samt att undersöka hur deras syn på dagens skolmarknad ser ut. För att ta reda på detta har vi intervjuat företrädare för fyra stycken kommunala och fyra fristående skolor i Stockholms län. Vi har även valt att göra observationer på Gymnasiemässan 2010. Undersökningen har visat att Öppet hus och gymnasiemässan är viktiga mötesplatser för att skapa långsiktiga relationer till eleverna. Det har även visat sig att skillnaden mellan vad skolorna kommunicerar inte beror på vilken huvudman skolan tillhör. Två av de kommunala skolorna hade problem med att anpassa sig till nyare teknologi och nyare kommunikationskanaler jämfört med två av de fristående sko-lorna som var i framkant när det gäller kommunikationskanaler. De fristående skolorna var alla överens om att det var viktigt att skydda sig mot konkurrensen genom att differentiera sig på dagens marknad. / In the beginning of the 1990’s, the Swedish government changed the rules on the school mar-ket by implementing a school reform. The reform made it possible for private actors to com-pete on the market along with the municipal schools on equal terms. The economic responsi-bility for the schools was held by the county. The reform made entry to the market easy which has led to hardened competition. By present time it is clear that the number of pupils is de-creasing. As a result, this forces the schools into optimising their marketing to attract pupils. The purpose of this paper is to describe and analyse whether there is any difference in how municipal schools and independent schools conduct their marketing, and how their perception of the schoolmarket is. To study this we have made four interviews with municipal schools and four interviews with independent schools in the county of Stockholm. We have also made an observation on Gymnasiemässan (high school fair at the event hall “Stockholmsmässan”). The conclusion of the study is that to create a long term relationship with the pupils it is nec-essary to use Öppet hus (when schools invite parents and pupils to experience the school) at the schools and to attend on the High school fair. The message communicated by the schools does not differentiate depending if the school is independent or municipal. Two of the munic-ipal schools were having a problem with adapting to newer technology and newer channels of communication, compared to two of the independent schools who were in a leading position in ways of channel communication. All of the independent schools did agree upon the neces-sity to differentiate on today’s market to be protected from the competition.
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Managing Customer Loyalty through Direct Marketing : A Case Study of the Relationship between Länsförsäkringar Kalmar Län And Their Beneficiary CustomersAndersson, Angelica, Cederbrink, Petter, Lövsund, Magnus January 2009 (has links)
<p><strong>Background: </strong>LF is active in three markets: Property & casualty insurance, pension and banking. The main objective for such a strategy is to differentiate by offering all the services to the customer who can enjoy the benefits of having their whole personal economy at one place. LF’s market requires great customer loyalty as the high fixed costs of acquiring a new customer does not make the customer profitable until several years later. If the company then can achieve excellent customer loyalty, there are great reasons to invest in this field. Direct marketing is a method known to be focusing on long term aspects by establishing a relationship which increases the customer loyalty.</p><p><strong>Purpose: </strong>The purpose of this thesis is to study Länsförsäkringar Kalmar Län and analyse how they can use direct marketing to increase customer loyalty while operating in different service markets.</p><p><strong>Method: </strong>This thesis is using a case study on the relationship between Länsförsäkringar Kalmar Län and their beneficiary customers. The data has been collected through interviews with key personnel at the company and through a survey with participants from a key segment of the company’s beneficiary customers. The empirical findings were then analysed qualitatively.</p><p><strong>Conclusion: </strong>To successfully use direct marketing to increase customer loyalty the company needs to go through a four step process: Firstly, the company needs to know their customer by gathering data through CRM systems. Secondly, the company needs to understand their customer by interpreting the collected data. Thirdly, the company needs to inform their customer through customised direct marketing. At last, the company earns customer loyalty as the behaviour of the customer changes. The company now needs to gather new information and the process goes on in a continuous cycle.</p> / <p><strong>Bakgrund:</strong> Länsförsäkringar Kalmar Län är idag aktiva på tre marknader: Sakförsäkring, Pension och Bank. Det viktigaste målet med en sådan strategi är att särskilja sig genom att erbjuda alla dessa tjänster till kunderna som får fördelen av att ha hela sin privatekonomi samlat på ett ställe. En sådan strategi kräver hög lojalitet hos kunderna på grund av att de höga fasta kostnaderna som uppstår vid förvärvet av en ny kund eftersom kunden ej blir lönsam förrän flera år senare. Om företaget kan uppnå hög kundlojalitet finns det stora skäl att investera inom området. Direkt marknadsföring är en metod som är känd att fokusera på långsiktiga aspekter genom att etablera en relation till kunden som på sikt höjer kundlojaliteten.</p><p><strong>Syfte:</strong> Syftet med den här uppsatsen är att studera Länsförsäkringar Kalmar län och analysera hur de kan använda direkt marknadsföring för att höja kundlojaliteten medan de är aktiva i flera marknader för tjänster.</p><p><strong>Metod:</strong> Den här uppsatsen använder en fallstudie på relationen mellan Länsförsäkringar Kalmar Län och deras förmånskunder. Datan har samlats ihop genom intervjuer med nyckelpersoner på företaget och genom en enkätundersökning med deltagare från ett nyckelsegment bland företagets förmånskunder. De empiriska undersökningarna analyserades sedermera kvalitativt.</p><p><strong>Slutsats:</strong> Genom att använda direkt marknadsföring för att höja kundlojaliteten på ett lyckat sätt borde företaget gå igenom en process i fyra steg. För det första ska företaget lära känna sina kunder genom att samla data med hjälp av CRM system. För det andra, ska företaget förstå sina kunder genom att tolka den insamlade datan. För det tredje ska företaget kontakta sina kunder genom anpassad direkt marknadsföring. Slutligen ska företaget förtjäna kundlojalitet genom att ändra beteendet hos kunden. Eftersom beteendet hos kunden ändras behöver företaget nu samla in ny information och så fortgår processen i en cykel.</p>
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Anser kunden att ett WIS kan gör denne vis? : Kundens önskemål om informationsinnehåll i ett webbaserat informationssystemThörnryd, Louise, Hansson, Maria January 2006 (has links)
<p>The web has a broad affect on the global economy and can among other things be used for web based information systems (WIS). These systems have grown from being used as a market platform to support all activities in the work of an organisation of today. To survive in a turbulent competitive environment, companies must start to cooperate with their customers instead of just collaborate with them. Can an IT-consultant company use a WIS as a tool for keeping in contact with existing customers to attain this cooperation? A WIS could strengthen the relation between customer and supplier and through that have a possibility to increase the customer use since it can facilitate business processes and imply that services can be offered in a new way. WIS have however been characterized by lack of use and not having the expected effects on the business. The reason for this is that only a technical perspective has been taken when they have been developed and implemented, without consideration to organisational circumstances. When taking these facts into consideration, is it possible that a WIS can increase the customer use in the relation between customer and supplier? How does the customer view a WIS and what requirements would s/he have regarding the information content in such a system?</p><p>The purpose with this thesis is that through a demand analysis during pre-study, congregate possible customer requirements regarding the information content in a potential WIS, with consideration taken to the need of how information is communicated, with the intention of increasing the customer use in the relation between customer and supplier.</p><p>The pre-study took a qualitative form and consisted of deep interviews with ten potential users of a WIS. The system could function as a bridge between them and their ITconsultant company, Sigma. Sigma is the employer of this thesis. The theory that has been set as the base for the thesis can be mirrored against four building stones which can be distinguished in the purpose; information content, information handling, customer relationships and customer use. Except from these, we have also included theory regarding WIS in the aim to clarify this type of system. The study showed that there were customer requirements concerning a WIS, in the primary aim of keeping the contact with Sigma. The most prioritised function was education in the form of manuals to prior systems that Sigma had developed on the behalf of the customers. Project handling was then prioritised, in the form of among other things follow-up on projects and joint handling of documents. The customers also regarded that customer service and reports of defects, together with a vocabulary were good functions to include in a WIS. The customers considered that the handling of information could be more structured if a WIS was implemented, but most of them thought that their relation to Sigma would stay unchanged. The customer use with a WIS was regarded to principally be easier access to information for both customer and Sigma, current information and better support together with better service from Sigma.</p> / <p>Internet har en bred påverkan på den globala ekonomin och kan bland annat användas till webbaserade informationssystem (WIS). Dessa system har växt, från att ha använts som en marknadsplattform till att nu stödja alla moment i arbetet i en organisation. För att överleva i en turbulent konkurrensmarknad måste företag börja samarbeta med kunder istället för att endast samverka med dem. Kan ett IT-konsultföretag utnyttja ett WIS som ett medel för att hålla kontakten med existerande kunder och uppnå detta samarbete? Ett WIS skulle kunna stärka relationen mellan kund och leverantör och genom det ha en möjlighet att öka kundnyttan då det kan underlätta affärsprocesser och innebära att tjänster kan erbjudas på ett nytt sätt. WIS har dock tidigare kännetecknats av att de nästan aldrig används eller inte har de tänkta effekterna på verksamheten vilka förväntades. Orsaken till detta är att endast ett tekniskt perspektiv har tagits när de utvecklats och implementerats, utan hänsyn tagen till organisatoriska förhållanden. Med hänsyn till dessa fakta, är det möjligt att ett WIS kan öka kundnyttan i relationen mellan kund och leverantör? Hur ser kunden på ett WIS och vad skulle denne ha för önskemål gällande informationsinnehåll i ett sådant?</p><p>Syftet med denna uppsats är att genom en kravanalys under en förstudie ta fram eventuella kundönskemål gällande informationsinnehåll i ett eventuellt WIS, med hänsyn taget till behovet av hur information kommuniceras i avsikten att öka kundnyttan i relationen mellan kund och leverantör.</p><p>Förstudien tog en kvalitativ form och bestod av djupgående intervjuer med tio potentiella användare av ett WIS. Systemet skulle kunna fungera som en brygga mellan dem och deras IT-konsultföretag, Sigma. Samma konsultföretag är också uppdragsgivare till denna uppsats. Den teori som legat till grund för uppsatsen återspeglas mot fyra byggstenar, vilka kan urskiljas i syftet; informationsinnehåll, informationshantering, kundrelationer och kundnytta. Utöver dessa har vi även innefattat teori om WIS för att klargöra denna typ av system.</p><p>Studien visade att det fanns kundönskemål om ett WIS i ett primärt syfte att hålla kontakten med Sigma. Den mest prioriterade funktionen var utbildning, såsom manualer till system som Sigma tidigare utvecklat åt kunderna. Därefter prioriterades projekthantering i form av bland annat uppföljning av projekt och gemensam dokumenthantering. Kunderna ansåg även att kundtjänst och felrapportering, samt en ordlista var bra funktioner att inkludera i ett WIS. Kunderna ansåg att informationshanteringen kunde bli mer strukturerad om ett WIS implementerades, men de flesta trodde att deras relation till Sigma skulle förbli oförändrad. Nyttan med ett WIS uppfattade kunderna främst kunde vara lättare åtkomst av information för både kund och Sigma, mer aktuell information och bättre support samt bättre service från Sigma.</p>
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Customer perceived value over time : A case study at Ericsson SoftLab / Kunders värdeuppfattning över tid : En fallstudie på Ericsson SoftLabFälldin, Daniel, Pettersson, Daniel January 2002 (has links)
<p>Introduction: During the last years power have been passed from the producer to the consumer. Then, for any given firm, consumers play an increasingly important role. Firms sell not only within limits set by the price of competing products, but within limits set by buyers’ tastes as well. Both products and services have become more sophisticated and each individual customers value perception is important to recognize. In short, to stay competitive firms must put their main focus on the customer’s needs. When it comes to services producer and user must cooperate. Joint value creation process becomes a central part of the relationship between producer and user. The service production process in consulting-related services occurs during a relatively long period of time with various interchanges before the service ultimately is produced. </p><p>Purpose: The purpose of this thesis is to understand how customers, in a business-to-business situation, perceive the value of a complex service over time. Focus will also be directed towards understanding how the producer can improve the knowledge of how the customers’ preferences change over time. </p><p>Method: A qualitative case study was conducted, in which the customers of the case firm were interviewed. </p><p>Conclusions: The major difficulty with the notion of value is that it is evaluated in the eyes of the beholder. That is, what it ultimately comes down to are subjective feelings and opinions of individuals. Nevertheless, this study shows that value perceived becomes more complex with time. That is, experiences from both the relationship and the joint value creation affect how customers perceive value. With time, customers are able to see more benefits, but at the same time more sacrifices. These tend to be relation-oriented.</p>
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De upplevda fördelarna med gruppper och sidor på Facebook : En kvalitativ studie ur facebookanvändarnas perspektiv / The perceived benefits of groups and pages on Facebook : A quality study from a members perspectiveNilsson, Anna, Sandgren, Robert January 2011 (has links)
Bakgrund: Relationsmarknadsföring har under de senaste 20 åren blivit ett populärt begrepp inom marknadsföring. Facebooks betydelse diskuteras även flitigt bland marknadsförare som ett verktyg för relationsmarknadsföring. En ökning har skett i antalet sidor och grupper på Facebook kopplade till företag. För att företag ska lyckas med att skapa attraktiva grupper och sidor på Facebook måste de förstå facebookanvändarnas preferenser. Syfte: Syftet med denna studie är att utifrån ett användarperspektiv beskriva och undersöka vilka fördelar facebookanvändare upplever som viktiga med att vara medlem i grupper och sidor på Facebook. Dels kommer dessa fördelar att beskrivas och undersökas ur ett relationsperspektiv och dels som olika fördelar med att tillhöra ett nätverk. Studien syftar även till att identifiera vilka övriga fördelar medlemmar i en grupp eller sida på Facebook kan uppleva med sitt medlemskap. Vi kommer därmed att förklara, ge förslag på och konstruera en modell för vilka huvudsakliga fördelar medlemmarna finner är viktiga med olika grupper och sidor på Facebook. Genomförande: Vi har genomfört tre fokusgrupper med facebookanvändare, samt en intervju med chefen för sociala medier på Junkyard, som är en onlinebutik som har varit mycket framgångsrika på Facebook. Resultat: Vi har i vår studie kommit fram till att det finns ett antal viktiga fördelar med att vara medlem i grupper och sidor på Facebook ur ett användarperspektiv. En gruppering av de funna fördelarna har gjorts i definitiva fördelar och potentiella fördelar och konstruerats i en modell. De definitiva fördelarna förekommer i de flesta grupper eller sidor och består av specialbehandling, underhållning samt sense of community. De potentiella fördelarna är inte lika vanligt förekommande men ger potentiellt starka fördelar för facebookanvändare när de hanteras på rätt sätt. De består av förtroendefördelar samt lärande i nätverk. Fördelarna som resulterat utifrån studien kan ge företag en fingervisning om hur de bör utforma grupper eller sidor på Facebook, för att tillfredsställa användarnas behov. / Background: Relationship marketing has in the past 20 years become a popular concept in marketing. Facebook's role is also discussed widely among marketers as a tool for relationship marketing. An increase has occurred in the number of pages and groups on Facebook. For companies to succees in creating attractive groups and pages on Facebook, they must understand the Facebook users' preferences. Objective: The purpose of this study is that from a user perspective describe and investigate the benefits of Facebook groups and pages from a user´s perspective. Firstly, these benefits will be described and examined from a relational perspective, and as different benefits in belonging to a network. The study also aims to identify what other benefits members of a group or page on Facebook can experience with their membership. We will therefore suggest and construct a model of the main benefits that members of Facebook finds important. Method: This study was conducted with data collected through qualitative methods. We conducted three focus groups with users of Facebook, and an interview with the head of social media at Junkyard, which is an online store that has been very successful on Facebook. Results: The study shows that there are a number of important benefits of being a member of groups and pages on Facebook from a user´s perspective. A grouping of the benefits have been found in definite benefits and potential benefits and are explained in a model. The definite benefits exist in most groups and pages and is: special treatment, entertainment and sense of community. The potential benefits are not as common, but potentially provide strong benefits for Facebook users when they are handled properly. They consist of the benefits confidence benefits, and community of practice. The benefits that resulted from the study can give companies an idea of how they should design groups or pages on Facebook, to satisfy users' needs.
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Milk With Soda : A Minor Field Study on the Chemical Companies’ and Distributors’ Role in the Usage of Pesticides in the Rice Cultivation, Tarapoto, PeruAndersson, Agneta January 2006 (has links)
There are great problems of pesticide poisonings in the rural parts of the developing countries. Although these countries only use 25 percent of the world’s pesticide production they suffer from 99 percent of the deaths due to pesticide poisoning. The study took place in Tarapoto, Peru, where immense quantities of pesticides are used in their extensive cultivations of rice. The highly toxic pesticides are applied with backpack sprayers without using any safeguard. The objective of the study is to find out if the unsafe use of pesticides in Tarapoto is a result of insufficient information from the chemical companies and the distributors. It is also to study what effect the distributors’ relationship marketing has on the usage of pesticides. The purpose of the study is to help the farmers to get a deeper understanding about the problem by explaining the situation to them. Four theories have been used as analytical tools in the study; corporate social responsibility, relationship marketing, buyer’s value chain and costumer value, and salespeople and their ethical behavior. The guidelines for personal protection and good labeling from the Food and Agricultural Organization of the United Nations have also been used as a basis for the empirical study. A triangulation of data was use during the empirical studies and three types of respondents were interviewed; farmers, vendors and organizations and authorities. Participating observations were also made both in the field and in the stores. The results of the empirical studies show that the main reason of the unsafe use of pesticides is not lack of information or unawareness. The etiquettes have to be approved by the Agrarian Health Department and all the interviewed farmers were literate and could therefore read the given information. All the interviewed farmers were also aware of how they really should manage the pesticides. The primary source of information is however the vendors. They have a close relation to the farmers due their selling strategies of relationship marketing. The vendors recommend what pesticides the farmers should use, and how and when to use them. There is though a problem in the information from the vendors. The most recommended products are extremely or highly toxic and they are restricted; they are not allowed to use in rice. They also recommend the farmers to drink milk to avoid intoxication, which the etiquettes warn against. Regular safety instructions were only given by 50 percent of the interviewed vendors. / RESUMEN Existen muchos problemas de intoxicación debido al uso de pesticidas en las zonas rurales de los países en desarrollo. Aunque únicamente un 25 por ciento de la producción mundial de pesticidas es utilizada en estos países, ellos sufren del 99 por ciento de las muertes causadas por pesticidas. El estudio fue realizado en Tarapoto, Perú, donde se utilizan cantidades enormes de pesticidas en los cultivos de arroz. Los pesticidas, en frecuentes casos extremadamente tóxicos, se aplican con mochilas y sin ningún tipo de equipo de protección. El objetivo del estudio es investigar si el uso inseguro de pesticidas, es resultado de la información insuficiente de parte de las compañías químicas y de los distribuidores. El objetivo es también estudiar cuál es la influencia de los vendedores sobre el uso de pesticidas. El propósito es ayudar a los agricultores de Tarapoto a tener una compresión más profunda del problema. Los resultados muestran que la razón principal por el uso inadecuado de pesticidas, no es ni la escasez de información, ni la inconciencia de los riesgos. El nivel educativo, permite sin problema alguno a los agricultores leer las etiquetas en los envases; etiquetas previamente aprobadas por SENASA antes de salir al mercado. Existe por lo tanto una conciencia colectiva del uso adecuado de los pesticidas que no obstante, no se practica. La fuente principal de información son sin embargo los vendedores. Ellos tienen una relación cercana con los agricultores, les recomiendan qué productos usar, cuándo y dónde. El problema recae en una recomendación de los productos más tóxicos e incluso restringidos para los cultivos de arroz. También se les recomienda beber leche para evitar intoxicaciones, a pesar de que es contraindicado en la etiquetas tomar leche en caso de intoxicación.
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