An insurance contract is a contract of utmost good faith. The nature of the insurance bargain makes the duty a commercial necessity. Duties of disclosure and representation, which were two fundamental components of the principle of utmost good faith, operate in different ways in England and China. The insured and insurer in these two countries bears distinctive good faith related obligations pre- and post-contractually. English insurance law exercise considerable influence in most common law countries and some civil law jurisdictions. The separation between utmost good faith and the duty of fair presentation, with the abolition of the avoidance remedy, under the Insurance Act 2015 could influence other jurisdictions to alter their remedies. This thesis examines the application of the civil law notion of good faith and the common law duty of utmost good faith. It covers the operation of insured’s pre-contractual duties of disclosure and representation in both countries. The thesis considers the insurer’s duties as well as the continuing duties and the effect of utmost good faith taking in account the recent legislative changes on fraudulent claims and late payment. The thesis further examines the legal status of brokers and their disclosure duty in China and England. Finally, it also provides special considerations on consumers and micro-businesses.

This dissertation provides a comprehensive account of diversions in the criminal proceedings, which constitute an important part of the modern criminal process. The introduction of the dissertation deals with the reasons for introducing of alternative ways of dealing with criminal matters into Czech criminal law and its current taxonomy. This is followed by a broad description of the development of the term "diversion" in the criminal proceedings and the current understanding of this term in Czech law (where is a plurality of opinion in this respect). In connection therewith, the author presents her opinion on the elements of a diversion, and subsequently questions, whether several instruments used in the criminal proceedings should be categorized as a diversion. The aforementioned is followed by a theoretical treatise on the international initiatives in the area of diversions in the criminal proceedings, after which the most significant milestones in the genesis of the various forms of diversion in Czech criminal proceedings are already mentioned; at the same time the constitutional and international limitations connected with these institutes are discussed. The thesis also deals in detail with the very nature and purpose of diversions in the criminal proceedings. The second part of the thesis is...

Law / LL.M.

The goal of my dissertation was to find out, how the consumers are informed about the consumer protection, if they know their rights and the organization dealing with this area. At first there were chosen four working hypotheses. Based on questionary research were these hypotheses confirmed or disconfirmed and in consequence was given suggestion to improve this situation - presentation of the organizations dealing with the consumers protection at expert fair. It was chosen fair Holiday World in Prague, beacause it is the biggest fair of tourism.

Framställan behandlar i vilken utsträckning den ena avtalspartens brott mot lojalitetsplikten medför att den andra avtalsparten får en, helt eller delvis, inskränkt lojalitetsplikt (lojalitetsreciprocitet). Då lojalitetsreciprocitet utgör en del av lojalitetsplikten är förståelsen för det senare institutet avgörande för att kunna analysera reciprociteten. Därför studeras även lojalitetspliktens innehåll och betydelse. Slutsatserna om reciprocitet grundas i stor utsträckning på avtalstyper där lojalitetsplikten är särskilt långtgående. Det medför slutsatserna störst betydelse vid en mer långtgående lojalitetsplikt. Emellertid gör slutsatserna anspråk på att vara så generella att de grunder och principer som fastställs för bedömningen har betydelse även vid en mindre långtgående lojalitetsplikt. Vidare studeras reciprociteten i förhållande till lojalitetsförpliktelser, vilka inte skiljer sig åt lika mycket mellan olika kontraktstyper. En fråga av stor vikt för lojalitetsreciprocitetens betydelseområde är om det kan anses föreligga en allmän lojalitetsplikt inom hela kontraktsrätten. Slutsatsen i den delen är att det föreligger en allmän lojalitetplikt inom varje kontraktstyp även om den är starkt varierande till sin omfattning. Det medför att lojalitetsreciprocitet får ett stort betydelseområde eftersom det då kan beaktas inom varje kontraktstyp avseende både den allmänna lojalitetsplikten och lojalitetsförpliktelserna. Föremålet för framställan, lojalitetsreciprocitet, analyseras dels utifrån förekommande lojalitetsreciprocitet inom ett antal utvalda kontraktstyper (bl.a. mellanmans-, samarbets- och företagsförsäkringsförhållanden), dels utifrån reciprocitet oberoende av kontraktstyp. Utifrån de reciprocitetsuttryck som finns i materialet fastställs generella ramar och principer för bedömningen av lojalitetsreciprocitet inom lojalitetsplikten i dess helhet. Slutsatserna visar att det finns många gemensamma överväganden och principer för bedömningen av lojalitetsreciprocitet. För det första finns det tre förutsättningar som är nödvändiga för att lojalitetsreciprocitet överhuvudtaget ska kunna föreligga: ett lojalitetsbrott, en ömsesidig lojalitetsplikt och att reciprociteten inte drabbar en tredje avtalspart. För det andra har det identifierats två förhållanden som är av störst vikt för lojalitetsreciprocitet: dels  hur allvarligt lojalitetsbrottet är, dels i vilken omfattning reciprocitet skulle riskera onödig förstöring. Det förra har i sin tur funnits primärt vara beroende av den subjektiva skulden hos parten som begår lojalitetsbrottet, om denne varit i en överordnad ställning och hur långtgående lojalitetsplikten som inte efterlevdes var.För det tredje finns ett antal andra förhållanden som påverkar reciprociteten, bland annat: om skyddshänsyn avseende lojalitetssubjektet gör sig gällande, passivitet hos reciprocitetssubjektet och om annan lojalitetsbrottsverkan inträder. / The essay seeks to determine the extent to which a breach of the obligation of good faith reducesthe corresponding obligation of the other party to the contract (reciprocity). To be able to graspthe meaning and analyze reciprocity it is necessary to understand the institute of good faith.Thus, the text firstly examines good faith in general, followed by an analysis of reciprocity withinthat institute. The paper is based on legal sources typified by strong obligation of good faith.Accordingly, the analysis primarily sheds light on areas where the obligations of good faith arefar-reaching. The general principles of reciprocity, however, are applicable across the board,regardless of how strong the obligations of good faith are. The study evaluates reciprocity inrelation to several types of contracts, but it also interprets reciprocity as a freestanding generalprinciple which is applicable to all contracts. The specific obligations of good faith undoubtedly fall within the scope of reciprocity. Arelated and important question, which needs to be addressed, is whether there is a generalobligation of good faith within all type of contracts. The subsequent answer determines theadditional scope of reciprocity. In this matter the essay concludes that the question should beanswered in the affirmative. There is a general obligation of good faith, but the strength of thatobligation varies considerably depending on the type of contract. The conclusion of the essay is that there are several general principles within reciprocity.Firstly, there are three prerequisites for reciprocity: (i) a breach of the obligation of good faith; (ii)a mutual obligation of good faith between the involved parties; and (iii) the rule that reciprocitycannot affect a third party. Secondly, the paper identifies that the following two questions are the most significantfactors in the assessment of reciprocity: how severe is the breach of good faith and to whichextent does it entail negative economic consequences? An essential aspect of the former question is whether the party responsible for the breachhad ill intent and, if so, the degree and severity of that ill intent. Another important factor iswhether the party responsible for the breach is in a superior position. Three further examples of factors relevant to the assessment are: when a vulnerable partyis responsible for the breach such circumstances can affect the possibility of reciprocity andmitigate the seriousness of the misconduct in question; occasions when the other party has failedto act (passivity); and when the responsible party suffers consequences in addition to reciprocity.

La presente tesi fornisce un contributo originale al dibattito esistente tra gli economisti industriali sul rapporto tra concorrenza e asimmetrie informative. Infatti, l’obiettivo principale di questo lavoro consiste nell'investigare, da un punto di vista teorico (e supportato dall'evidenza empirica), come alcune barriere informative presenti nel mercato influenzano le strategie imprenditoriali in diversi contesti competitivi, fornendo implicazioni di policy per autorità garanti della concorrenza e a tutela del consumatore. Nello specifico, il primo capitolo esamina gli incentivi di una impresa dominante in un mercato a monte a offrire contratti di esclusiva ad un monopolista nel mercato a valle, quando vi è incertezza riguardo alla domanda finale dei consumatori. Nei capitoli seguenti, invece, l’analisi si caratterizza dalla presenza del concetto comportamentale di "avversione alla perdita", particolarmente rilevante nelle decisioni di acquisto dei cosiddetti "beni di esperienza". In questi mercati le imprese possono decidere liberamente di permettere test sui propri prodotti prima del loro acquisto, modificando quindi l’utilità attesa dei consumatori. Il secondo capitolo analizza le strategie di vendita per un monopolista. Il terzo capitolo, invece, esamina l’equilibrio di mercato in un contesto competitivo e come l’utilizzo di test sui prodotti possa essere adoperato come strumento collusivo. / This dissertation provides an original contribution to the existing debate between industrial economists on the relationship between competition and information asymmetries. Indeed, the main goal of this work consists in investigating, from a theoretical point of view (and supported by empirical evidence), how some informational frictions in the market affect firm’s strategies in different competitive environments, providing policy implications for competition and consumer protection authorities. Specifically, the first chapter looks at the incentives of a dominant firm in an upstream market to offer exclusive dealing contracts to a monopolist in the downstream market, when there is uncertainty about consumer demand. In the following chapters, instead, the analysis is characterized by the presence of the behavioral concept of "loss aversion", which is particularly relevant in the purchase decisions of the so-called "experience goods". In these markets, firms can freely decide to allow product experimentation before purchase, thus modifying the consumers' expected utility. The second chapter analyzes the monopolist's sales strategies. The third chapter, instead, examines the market equilibrium in a competitive environment and how product experimentation can be used as a collusive device.

The thesis Feedback in the proces of education, discusses formative feedback whose goal is to convey information to the student, which positively influences the students progress. Therefore it is an ongoing action of the teacher, who is monitoring the progress and results of the students, so that the teacher can help the students reach their goals and help form their overall personality. The first part of the thesis concentrates on the definition of feedback in the context of educational communication. Here the functions, goals of feedback and various typologies, with which we can meet, are summed up. Attention is further given to the problematics of working with students mistakes, educational goals, feedback in relation to evaluation and the role of formative evaluation in the educational process, the key of which is feedback. Part of the text further gives attention to how to work with feedback, and what to look out for so that it is most effective. The empirical second part concentrates on a research of methods of ten public school elementary teacher which they use to provide their students feedback. In the form of a case study it looks at how teachers approach feedback, and what forms and procedures they use, and what they want to achieve through it.

No description available.

Bakgrund: Synen på narkotika har blivit mer liberal och frekvensen av substansbruk hos ungdomar har ökat. Ungdomar anser att narkotikaklassade preparat har blivit mer lättillgängliga. Ungdomsåren är en riskfaktor för både narkotikabruk och kriminalitet. Ungdomsbrottslighetens omfång har inte förändrats mycket sedan 70-talet, dock blir brotten allvarligare och vanligare i yngre ålder. Ungdomar är den mest brottsaktiva gruppen i samhället. Brottsligheten kan dock ofta ses som en övergående fas.  Syfte: Syftet med denna litteraturstudie är att beskriva ungdomars erfarenheter av att lida av ett missbruk med samtidig kriminalitet. Metod: Studien är en litteraturöversikt. Datainsamlingen gjordes genom systematiska informationssökningar med bestämda inklusions- och exklusionskriterier. Analysmetoden som användes var Aveyards tematiska analysmodell. Nio artiklar ansågs ha ett relevant resultat som kunde besvara studiens syfte samt ha hög kvalitet.  Resultat: Resultatet presenteras utifrån fyra teman och nio subteman. De fyra temana som framkom var ”Från nöje till problem”, ”Den sociala arenans dubbla roll”, ”Förändrat beteende och psykisk ohälsa” samt ”Vård- och rättssystemets komplexitet”.  Slutsatser: Narkotikabruket gick från att bruka för nöjets skull till att problem skapades. Att bruka tyngre narkotika sker ofta i samband med brott i grupp och är ofta kopplat till grövre brottslighet. Det framkom att en trygg och säker miljö under uppväxten var en skyddsfaktor som minskade risken för narkotikabruk och kriminalitet i ungdomsåren. / Background: The view on drugs has become more liberal and the frequency of substance use among youth has increased. Adolescents also believe that illegal drugs are more easily accessible. The adolescent years are a risk factor for drug use and criminality. The extent of juvenile delinquency has not changed much since the 1970s, however, the crimes have become more serious and more common in younger ages. Adolescents are the most criminally active group in society. However, crime can often be seen as a transient phase. Aim: The aim of this literature review is to describe adolescents experiences of substance abuse with co-occurring criminality. Method: The method used in this study was a literature review. Data was collected through systematic information searches with specific inclusion and exclusion criteria. The method used to analyse the articles was Aveyard's thematic analysis model. Nine articles were considered to have a result that could answer the aim of the study and to be of high quality. Findings: The results are presented based on four themes and nine sub-themes. The four themes that emerged were “From recreational use to problems”, “The dual role of the social arena”, “Changed behaviour and mental health” and “The complexity of the care- and justice system”. Conclusion: The use of narcotics went from using for the sake of fun to creating problems. Heavier drugs were often associated with committing crimes in groups as well as committing more serious crimes. The importance of a safe and secure environment during childhood were a protective factor which could reduce the risk of drug use and criminality in adolescence.

This dissertation provides a comprehensive account of diversions in the criminal proceedings, which constitute an important part of the modern criminal process. The introduction of the dissertation deals with the reasons for introducing of alternative ways of dealing with criminal matters into Czech criminal law and its current taxonomy. This is followed by a broad description of the development of the term "diversion" in the criminal proceedings and the current understanding of this term in Czech law (where is a plurality of opinion in this respect). In connection therewith, the author presents her opinion on the elements of a diversion, and subsequently questions, whether several instruments used in the criminal proceedings should be categorized as a diversion. The aforementioned is followed by a theoretical treatise on the international initiatives in the area of diversions in the criminal proceedings, after which the most significant milestones in the genesis of the various forms of diversion in Czech criminal proceedings are already mentioned; at the same time the constitutional and international limitations connected with these institutes are discussed. The thesis also deals in detail with the very nature and purpose of diversions in the criminal proceedings. The second part of the thesis is...