Global ETD Search

1	信用合作社成本函數之計量分析王汝振, WANG, RU-ZHEN Unknown Date (has links) 本論文旨在研究信用合作社在提供其金融服務時，是否具備規模經濟效益，以及是否具有綜合性產經濟的效果，以作為業者決策及政府制定政策時的參考。全文一冊，約三萬五千字。章節安排如下：第一章：導論第一節研究動機與目的。第二節文獻回顧。第三節研究方法與範圍。第四節全文架構。第二章：規模經濟的綜合生產經濟：第一節成本函數與對偶理論。第二節偏替代彈性。第三節規模經濟。第四節綜合生產經濟。第三章：模型設定：第一節投入與產出。第二節實證模型。第四章：實證結果分析：第一節規模經濟。第二節偏替代彈性。第三節綜合生產經濟。第五章：結論與檢討。信用合作社合作社成本成本函數
2	臺灣地區信用合作社財務績效之評鑑黃應麟 Unknown Date (has links) No description available. 臺灣信用合作社財務績效
3	我國信用合作社輿商業銀行之比較研究黃忠銘, Huang, Zhong-Ming Unknown Date (has links) 第一章說明本研究之目的在於系統地了解我國信用合作社與商業銀行之諸種比較。并說明研究範圍、限制、方法及資料來源。第二章則比較信用合作社與商業銀行本質、功能及現存環境。并以統計數字來佐證之。第三章則根據有關法令整理出信用合作社與商業銀行有關內部組織之異同及上級監督輔導的比較。第四章以統計數字來表達、分析信用合作社與商業銀行之業務項目、資金來源、資金運用、業務現代化及經營成果等等，并加以評估之。第五章則比較兩者之人事制度及行銷組合。最後一章則提出結論與建議。信用合作社商業銀行業務項目資金來源資金運用人事制度行銷組合企業管理管理 BUSINESS-ADMINISTRATION MANAGEMENT
4	出軌的改革：中國貧困縣農村信用合作社研究 / Derailed reform：the case of rural credit cooperatives in China's poverty-stricken counties 李宇欣, Lee, YuHsin Unknown Date (has links) 中國農村信用合作社屬於集體性質合作金融組織，以農業相關貸款為主要業務，前中國國務院總理朱鎔基在第九屆全國人大四次會議中強調「農信社是支持農村金融的主力軍」，農信社享有獨立法人資格並承擔推動農村金融發展責任，卻未履行應盡義務和金融功能，反而成為地方政府融通資金的「小金庫」。本研究試圖解釋農信社的發展與改革，從制度角度探討其與地方政府、地方企業之間的互動關係。農信社成立於一九五零年代，自毛統治時期即扮演地方政府小金庫角色，改革開放後，中國政府嚴格禁止地方政府干預金融機構經營，並給予補貼及稅收優惠提升其營運績效，但農信社受制於歷史制度影響，被既有路徑鎖住無法擺脫過去包袱，導致其發展與改革始終處在出軌的狀態。中國改革開放三十年，農信社歷經多次改革轉換依然被地方政府所掌控，本研究透過分析農信社內部黨系統成員名單與地方政企之間的重疊關係，觀察出地方政府如何躲避中央政策及法律限制，持續箝制農信社的發展與金融功能，試圖補充農信社相關文獻在此議題上的不足，並解釋農信社在地方—特別是以農業為主的貧困縣地區與地方政府和地方企業間的運作模式。 / Chinese Rural Credit Cooperatives (RCCs) is a collective-owned and cooperative financial institution, and its major business is to provide loans for agriculture-based projects. “The RCCs is the main force of agrian finance,” as such claimed by the former Chinese Premier Zhu, Rongji in the fourth session of the ninth National People’s Congress regarding the function and status of RCCs. Nonetheless, despite the RCCs is a separate legal entity and aims at promoting the development of agrian finance, it fails to do its work but becomes a private coffer of local governments. This study investigates the trajectory of development and reforms of RCCs first, and then explores the process from an institutional perspective by addressing the dynamic interactions between the RCCs, the local governments and the local enterprises. RCCs was first established in the 1950s, and has served as a private coffer for local governments since then. After launching the reform and opening-up policy in the late 1970s, the central government attempted to prohibit the local governments to intervene the operation of RCCs on the one hand, and provided fiscal subsidies as well as tax reliefs to RCCs on the other. Yet the operation of RCCs has been locked into the pre-existing institutional practices shaped in Mao’s era and been “out of track” regardless of various reform attemps by the central government. This study argues that the organizational overlap between the branches of Chinese Communism Party in the local governments and RCCs largely explains why local governments could survive those reform attemps and persistentally gained the control of RCCs in the past 30 years. By examining the name lists of the party branches in the local governments and RCCs, I demonstrate that the local governments transferred the control of RCCs from administrative system to party system, thus they successfully circumvented the constrains of administrative policies and rules in various reform attemps by the central government. The finding also helps to explore the dynamic patterns of interaction among the local governments, RCCs, and local enterprises in those areas of agriculture-based economy, thus contributes to fill this gap in the literature of state-business research in China studies. 農村信用合作社農村金融路徑依賴軟預算條塊治理 Rural Credit Cooperatives Rural Finance Path Dependence Soft Budget Tiao-Kuai Relationships
5	雲端服務創新營運模式分析 / A case study on cloud service innovative business model 黃振嘉, Huang, Chen Chia Unknown Date (has links) 「雲端運算」這幾年來成為全世界熱門議題，受到各個先進國家政府的高度重視，相繼積極投入龐大經費與資源來建立雲端運算的基礎建設與協助產業發展，更為產業界帶來了龐大商機，業者無不搭上這股時代潮流，期盼能找到創新營運模式，來提昇公司的核心競爭力。　　台灣信用合作社受到現行金融法規的規定，限制其經營業務種類、營業區域及交易對象，造成信用合作社的營運範疇、可用的資源、事業網絡、營業額、客戶數及市佔率等等面向都無法與一般商業銀行比較。此先天的限制，也讓信用合作社在資訊設備的投資，資訊人員的配置上，與銀行相比也相對少很多，造成在競爭力上處於不平等的窘境。　　本研究挑選金融資訊服務產業個案公司和其客戶區隔（信用合作社）做為個案研究對象。試著透過商業模式的理論觀點，探討雲端運算提供的服務模式，分析個案公司ASP營運模式是否能成功轉型成雲端運算SaaS模式，並發展出一套適合台灣信用合作社的雲端服務電子銀行解決方案。本研究結果除了可以提供給台灣信用合作社建置電子銀行系統參考外，亦可以對台灣金融資訊服務業因應雲端運算趨勢，帶來新的商業契機。 / "Cloud computing" has become the world's most popular topics in the past few years. Each advanced countries governments have attached great importance to cloud computing, and have been actively involved in the huge funding and resources to build a cloud computing infrastructure to assist industrial development, but also for the industry to create huge business opportunities. The enterprises have to catch up with this trend, and look forward to find innovative business model to enhance the company's core competitiveness. 　　Taiwan's credit cooperatives types of business, the business region, and trading customers are subject to the limitations of the financial laws and regulations. Result its business region, available resources, business networks, business income, the number of customers and market share, etc., cannot compare with the banks. This inherent limitation caused Taiwan's credit cooperatives invest in IT equipment and IT personnel are much less than the banks, resulting in unfair competition. 　　In this study, we select the financial information services industry, the case company and its customer segmentation (Taiwan's credit cooperatives) as a case study. This study tries to explore the cloud computing service model through the business model of theoretical perspectives to analyze the case of the company's ASP business model is able to successfully transform into cloud computing SaaS model, and tries to develop a set of cloud services for Taiwan's credit cooperatives in e-banking solutions. The results of this study can provide Taiwan's credit cooperatives to build the reference of the electronic banking system, also of Taiwan's financial information services in response to the trend of cloud computing bring new business opportunities. 雲端運算雲端服務營運模式金融資訊服務業信用合作社 Cloud Computing Cloud Service Business Model Fininacial Information Service Industy The Credit Cooperatives
6	金融預警、合併監理與分級管理制度之研究 / A Study on Early Warning System, Unified Financial Supervision, and Classified Regulatory Principle. 鄭璟紘, Cheng, Ching Hung Unknown Date (has links) 本研究分析我國49家本國銀行、55家信用合作社、287家農會信用部及27家漁會信用部等四類金融機構之經營現況，並參照各國金融預警制度運作方式，選取適合的財務比率，運用SAS統計軟體及Z-score、Logistic等模型，分別找出造成各類金融機構經營失敗之顯著相關財務比率，評估各類金融機構之經營效率、失敗機率與模型之正確區別率，以建立預測金融機構失敗機率之預警模型。研究之樣本資料分別為：本國銀行49家、2001年第2季~2003年底共計11季25項財務比率，信用合作社55家、1998年底~2003年底共計21季26項財務比率，農會信用部287家1998年底~2003年底共計21季25項財務比率，漁會信用部27家1998年底~2003年底共計21季25項財務比率。本研究之結論為：一、彙整Z-Score模型對各類金融機構具有顯著性之財務變數，本國銀行有6項、信用合作社有7項、農會信用部有6項，漁會信用部有4項。二、彙整Logistic模型對各類金融機構具有顯著性之財務變數，本國銀行、信用合作社各有6項，農會信用部有5項，漁會信用部有4項。三、金融預警模型中，Logistic模型較Z-Score模型有較高的正確區別率。 / This research analyzes 49 domestic banks, 55 credit cooperative unions, 287 credit department of farmer associations and 27 credit department of fisherman associations above four kind of financial institution´s management situation, and refers the operation ways of various countries financial early warning system, selects suitable financial ratios , utilizes SAS statistics software and Z-score, Logistic models, it identifies the root cause of bankruptcy thus reveals finance of ratio the correlation, appraises management efficiency, the defeat probability each kind of financial institution if the correct difference rate. It appraises each kind of financial institution´s management efficiency, defeats probability and correct difference rate. It establishes early warning model that forecasts financial institutions failure rate. The research model and period: used 49 domestic banks from 2001 in 2nd season to the end of 2003 total 11 seasons and 25 items of finance ratio、55 credit cooperative associations from the end of 1998 to the end of 2003 total 21 seasons and 26 items of finance ratio、287 credit department of farmer associations and 27 credit department of fisherman associations from the end of 1998 to the end of 2003 total 21 seasons which used respectively 25 items of finance ratio. The conclusion of this research are: Firstly, it collects the entire Z-Score model to have significant financial indicator to each kind of financial institution, the domestic banks have 6 items, the credit cooperative associations have 7 items, the credit department of farmer associations have 6 items, and the credit department of fisherman associations have 4 items. Secondly, it collects the entire Logistic model to have significant financial indicator to each kind of financial institution, the domestic banks and the credit cooperative associations have 6 items respectively, the credit department of farmer associations have 5 items, and the credit department of fisherman associations have 4 items. Thirdly, in the financial early warning model, when comparing Z-Score with Logistic model , the latter appears to have a higher correct difference rate. 金融預警合併監理分級管理金融管理金融監理金融危機調整後淨值淨值為負數立即糾正措施行政院金融監督管理委員會農業金融局巴賽爾銀行監督管理委員會問題金融機構基層金融機構本國銀行信用合作社農會信用部漁會信用部功能性金融監理 Early Warning System Unified Financial Supervision Classified Regulatory Principle Financial Management Financial Supervision Banking Crisis Adjusted Equity Negative Net Worth Prompt Corrective Action Agricultural Finance Bureau Basel Committee Troubled Financial Institution Grass-roots Financial Institution Domestic Bank Credit Cooperative Association Farmer Association Credit Department Fisherman Association Credit Department Functional Financial supervison

1

Page generated in 0.0237 seconds