The study investigates the influence of online and social media in HIV prevention, with a focus on young women and HIV risk perception related to age-disparate relationships. The study was conducted using an existing online prevention HIV prevention platform by means of a self-administered online questionnaire. Convenience sampling was used to recruit between 250 and 500 users between the ages of 18 to 24 years. The results revealed poor HIV risk perception in 46% of respondents, which seemed influenced by their perception (38%) that older men are safer sexual partners than younger men. In addition, this poor risk perception is seemingly influenced by the fact that many young women (77%) involved in these relationships, viewed these as primarily based on love and affection and as being “safe”, challenging the commonly held perception that these are primarily transactional in nature. Further respondents reported at rates of between 38% and 44% that the platform had improved their HIV risk perception related to these relationships. In summary, the research resulted in several recommendations to improve the platform, including improving ways of getting more and on-going feedback from users on their HIV risk perceptions and designing content and engagement strategies to address these. / Sociology / M. A. (Social Behaviour Studies in (HIV/AIDS)

Text in English / Cervical cancer accounts for 34.6% of all the female cancers in Zimbabwe. The purpose of this study was to explore the knowledge, attitudes and perceptions of female student nurses regarding cervical cancer in Zimbabwe using the Health Belief Model (HBM) as a theoretical framework. The ultimate aim was to analyse female student nurses’ risk perception of contracting cervical cancer. A quantitative, cross-sectional descriptive research design was used, using a structured questionnaire for data collection. One hundred and thirty-two (132) respondents were conveniently selected. Descriptive and inferential statistics were calculated using Statistical Package for Social Sciences (SPSS) version 21 software program. The study revealed that 57.9% of the respondents perceive that they are at risk of developing cervical cancer. They believe that screening for cervical cancer is not embarrassing. Knowledge improved with increase in the level of study, there was lack of knowledge of HPV and cervical cancer link. More emphasis on cervical cancer should be put on curricula taught in undergraduate education earlier on in the programme. / Health Studies / M.A. (Nursing Science)

Made available in DSpace on 2011-05-04T12:36:21Z (GMT). No. of bitstreams: 0 Previous issue date: 2009 / O presente estudo caracteriza-se por ser uma pesquisa qualitativa em saúde e ambiente, que tem como objetivo conhecer a percepção de riscos ambientais e as estratégias de enfrentamento dos problemas de saúde e ambiente dos trabalhadores(as) catadores(as) de materiais recicláveis, do Aterro Controlado de Jardim Gramacho (ACJG), de Duque de Caxias, Rio de Janeiro/RJ. Como instrumento de coleta de dados, optou-se pela entrevista semi-estruturada com informantes-chave, complementada com a observação participante e com registros feitos a partir de caderneta de campo. Foram entrevistados(as) vinte e nove trabalhadores(as) catadores(as), sendo treze pertencentes à Associação dos Catadores de Materiais Recicláveis de Jardim Gramacho (ACAMJG) e dezesseis da Cooperativa de Gramacho (COOPERGRAMACHO), sendo catorze homens e quinze mulheres, com uma média de idade de 40 anos. Estes trabalhadores atuavam como catadores, em média, há quinze anos e apresentavam baixo nível de escolaridade, sendo cerca de 17% de analfabetos e 65% com ensino fundamental incompleto. Os dados, analisados por meio da Análise do Conteúdo, geraram resultados que evidenciaram ser a catação de materiais recicláveis, no ACJG uma atividade perigosa e insalubre, embora, constitua-se na única forma de sobrevivência da grande maioria dos trabalhadores(as) catadores(as). A análise da percepção de risco ambiental mostrou que, em razão dessa luta pela sobrevivência, os trabalhadores negligenciavam aspectos mínimos de segurança, minimizando os riscos e, em muitos casos, negando o perigo, configurando uma ideologia defensiva no grupo que, em última instância, era o mecanismo encontrado para o enfrentamento das cotidianas situações de risco a que estão submetidos, de modo a permitir sua manutenção na prática da catação. / This study is based on qualitative environmental health research techniques, aiming to understand risk perception among recycling material collectors working in a controlled sanitary garbage deposal unity in Jardim Gramacho (ACJG), Duque de Caxias Municipality, Rio de Janeiro State. As a data collection instrument, semi-structured interviews with key-informants were used, complemented with participatory observations with field notebook registers. Twenty-nine workers were interviewed, thirteen from the Jardim Gramacho Collectors Association (ACAMJG) and sixteen from the Gramacho Cooperative (COOPERGRAMACHO), fourteen men and fifteen women, with 40 years-old in average. These workers were in recycling material collecting business for fifteen years in average and had a low educational level, being 17% of them illiterate and 65% with incomplete elementary school degree. Data analyzed using Content Analysis techniques revealed that recycling material collecting is a dangerous and unhealthy activity, but is the only activity available for the workers survival. Risk perception analyses showed that due this survival need, most of the workers neglected environmental and health risks and minimum safety procedures, characterizing risk denial and danger minimizing. This configured a defensive ideology that, in a complementary analysis, the pathway these workers found to face risk situations common in their work quotidian.

Submitted by RAIMUNDO CLEVERLANDE MELO (rcleverlande@gmail.com) on 2013-12-26T10:15:22Z No. of bitstreams: 2 RCAM-VERSAO FINAL - RCLEVERLANDE - DEZ-2013 - RCAM-1-1..pdf: 4478925 bytes, checksum: 4a493ccd7925feb73e8162ef41aee921 (MD5) APÊNDICE ÚNICO - MAPA DE RISCO - DISSERT. RCAM - ATUAL - 04-08-13 - DIR13-CLEVERLANDE.pdf: 2985133 bytes, checksum: 8f35e595d645a3f939d88531729520ec (MD5) / Approved for entry into archive by Janete de Oliveira Feitosa (janete.feitosa@fgv.br) on 2014-01-22T16:18:19Z (GMT) No. of bitstreams: 2 RCAM-VERSAO FINAL - RCLEVERLANDE - DEZ-2013 - RCAM-1-1..pdf: 4478925 bytes, checksum: 4a493ccd7925feb73e8162ef41aee921 (MD5) APÊNDICE ÚNICO - MAPA DE RISCO - DISSERT. 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RCAM - ATUAL - 04-08-13 - DIR13-CLEVERLANDE.pdf: 2985133 bytes, checksum: 8f35e595d645a3f939d88531729520ec (MD5) Previous issue date: 2013-11-07 / A pesquisa objetivou analisar e compreender, considerando os aspectos culturais da organização, como os servidores do Instituto de Criminalística percebem os riscos em seus ambientes interno e externo. A integração das dimensões investigadas (cultura, risco, percepção e gestão) a última sob um breve olhar fenomenológico, possibilitou desvelar até que ponto os valores da organização policial interferem na percepção dos riscos, adicionando uma contribuição às escassas publicações sobre o tema. Em busca da cultura da organização policial, uma incursão histórica esquadrinhou a linhagem da polícia e da Criminalística. No caminho metodológico, deparou-se com raras publicações sobre o tema, demandando um desenho específico para o estudo de caso, considerando o seu contexto atual, em caráter exploratório sobre o foco investigado. Uma abordagem qualitativa, acompanhada de dados estatísticos obtidos na própria instituição, favoreceu a compreensão do problema, envolvendo valores e riscos. Foram desenhadas planilhas ajustadas à realidade da unidade e orientadas aos gestores das seções internas e externas, configurando um mapa de risco do Instituto, resultando em um documento, sem precedentes, tipológico dos riscos na atividade pericial. Levantamento bibliográfico, documental, entrevistas e questionários, garantiram integridade à pesquisa. Em termos práticos, as identificações dos riscos (incluindo o mapa) e os esclarecimentos sobre a cultura, favorecerão, aos administradores, a programação de ações de gestão, visando à redução de instabilidades e tensões que contribuem para a ocorrência de acidentes e perdas no âmbito da criminalística. Concluiu-se, que a percepção e a própria gestão dos riscos são sensíveis às influências de valores culturais, exigindo dos gestores e administrados, em ação participativa, a construção de um ambiente redutor de instabilidades e tensões com a relevância do humano cuja essencialidade representou a senda de partida, de chegada e para retomada, na gestão organizacional. / The research aimed to analyze and understand, considering the cultural aspects of the organization, how the staff of the Instituto de Criminalística perceives the risks in their internal and external environments. The integration of the dimensions investigated (culture, risk perception and management) the last under a brief phenomenological glance, enabled to uncover to what extent the values of the police organization interferes with the perception of risk, adding a contribution to the limited literature on the subject. In search of the police organizational culture, historical raid explored the lineage of the police and of the Criminalistics. In the methodological path, the reality of rare publications on the subject came across, demanding a specific design for the case study, considering its current context of an exploratory nature on the outbreak in investigation. A qualitative approach, together with the statistical data obtained, favors the understanding of the problem, involving values and risks. Templates were designed and adapted to the reality of the unit and addressed to the inner and outer sections managers, framing a risk map of the Institute, resulting in an unprecedent document document, typological of the risks in the expert activity. Literature and documentary analysis, interviews and questionnaires, guarantee the integrity of the investigation. In practical terms, the identification of risks (including the map) and the clarifications about the culture, simplifies, the administrators, the programming of administrators managing actions, aimed the instabilities and tensions reduction that concur for accidents and losses in criminalistics. It is possible to conclude that the perception and the management of risk in itself is sensitive to the influences of cultural values, demanding from mangers and managed a participative approach, the construction of a reducing environment instability and tensions, with relevance to the humane, whose essentiality the path of departure, destination and retaken in organizational management. / La investigación tuvo como objetivo analizar y comprender, teniendo en cuenta los aspectos culturales de la organización, como los funcionarios del Instituto de Criminalística perciben los riesgos en sus ambientes interno e externo. La integración de las dimensiones investigadas (cultura, riesgo, percepción y gestión) la última bajo una breve mirada fenomenológica, posibilitó desvelar hasta qué punto los valores de la organización policial interfieren en la percepción de los riesgos, adicionando una contribución a las escasas publicaciones sobre el tema. En busca de la cultura de la organización policial, una incursión histórica exploró el linaje de la policía y de la Criminalística. En el camino metodológico, se deparó con raras publicaciones sobre el tema, demandando un diseño específico para el estudio de caso, considerando su contexto actual, de carácter exploratorio sobre el foco investigado. Un enfoque cualitativo acompañado de los datos estadísticos obtenidos favoreció la comprensión del problema, envolviendo valores y riesgos. Se diseñaron plantillas ajustadas a la realidad de la unidad y dirigidas a los gestores de las secciones internas y externas, configurando un mapa de riesgo del Instituto, resultante en un documento, sin precedentes, tipológico de los riesgos en la actividad pericial. Análisis bibliográfico, documental, entrevistas y cuestionarios, garantizaron integridad a la investigación. En términos prácticos, la identificación de los riesgos (incluyendo el mapa) y los esclarecimientos sobre la cultura, facilitarán a los administradores, la programación de acciones de gestión, dirigida a la reducción de las inestabilidades y tensiones que contribuyen para los accidentes y perdidas en el ámbito de la criminalística. Se concluye, que la percepción y la propia gestión de los riesgos son sensibles a las influencias de valores culturales, exigiendo de los gestores y administrados, en una acción participativa, la construcción de un ambiente reductor de inestabilidades y tensiones, con relevancia de lo humano, cuya esencialidad representó la senda de partida, de llegada y para retomada, en la gestión organizativa.

No description available.

Nombreux sont ceux à considérer que depuis le développement de la médecine curative, la prévention a occupé une place secondaire dans le système de santé français. La préoccupation majeure aurait été jusque-là d’assurer un accès aux soins plutôt que de favoriser une culture de la prévention. Depuis quelques années, les différents drames sanitaires (transfusion sanguine, amiante, canicule, hormone de croissance, épidémies de grippe, cancers,...) ont sensibilisé l’opinion à la notion de “sécurité sanitaire” et fait émerger une prise de conscience nouvelle autour des problématiques de la prévention. Le recours à la prévention permet aux individus et aux pouvoirs publics d’exercer un contrôle sur les risques de santé auxquels ils sont exposés et de mener des actions conséquentes dans le but d’améliorer l’état de santé en évitant l’apparition, le développement ou l’aggravation des maladies ou des accidents tout en favorisant des comportements individuels et collectifs pouvant contribuer à réduire les risques sanitaires. Une des réponses face aux risques de santé est d’inciter les individus à plus de prévention car ils ne sont plus seulement consommateurs de soins mais aussi producteurs de leur état de santé. Quel est donc le rôle des individus et quelle est la part de responsabilité dévolue à chacun dans la prévention des risques sanitaires ? De plus, la prévention des risques sanitaires s’inscrit dans un environnement d’ambiguïté et d’incertitudes car les risques auxquels sont exposés les individus sont diversement nombreux et pas toujours bien connus. Il n’est donc pas aisé de relier avec certitude un facteur de risque et un effet sanitaire pour ainsi adopter un comportement de prévention adéquat. Dans ce contexte d’incertitude, de nombreux modèles d’aide à la décision, ou de représentations des préférences ont été proposés ces dernières années (Klibanoff et al.(2005), Bleichrodt et Eeckhoudt(2006) Machina(2009), Etner et al.(2011)). Cette thèse analyse les comportements de prévention des individus face à des risques de santé tout en mettant l’accent sur les politiques publiques de prévention proposées. Elle consiste d’une part à des études théoriques des comportements de prévention et de gestion des risques sanitaires en utilisant des modèles récents de préférences. Ce travail analyse le comportement des individus qui doivent prendre des mesures de prévention pour protéger leur propre santé dans un contexte d’incertitude. D’autre part, elle se consacre à une étude empirique pour cerner les perceptions et informations qu’ont les individus en termes de risque de santé. En outre, tout au long de ce travail, nous avons cherché à étudier la pertinence du modèle théorique élaboré au regard des politiques pratiquées. Le premier chapitre présente les principes de modélisation des décisions économiques en présence d’un risque de santé plus ou moins bien connu. Après avoir détaillé lesdifférentes approches dans les modèles de décisions dans le risque et dans l’incertain, nous avons mis en relief l’importance de l’introduction de variables bidimensionnelles (ou multidimensionnelles) dans le modèle de choix pour permettre de rendre de l’environnement multidimensionnel des risques de santé. Le deuxième chapitre est une étude originale proposée sur l’analyse de la prévention en santé lorsque les individus présentent de l’aversion à l’ambiguïté. Dans ce chapitre, nous avons étudié les comportements individuels de prévention face à une incertitude sur l’état de santé et avons montré que l’aversion à l’ambiguïté incite les individus à faire plus de prévention primaire et secondaire sous l’hypothèse d’une utilité marginale de la richesse croissante avec l’état de santé. (...) / Many are those to consider that since the development of the curative medicine, the prevention occupied a secondary place in the French health care system. Major concern would have been up to that point to ensure an access to healthcare rather than to support a culture of prevention. Since a few years, various medical dramas (blood transfusion, asbestos, heat wave, growth hormone, flu epidemics,cancers,...) have raised awareness of the concept of “safety” and brings out a new awakening around the prevention problems.The use of prevention allows the individuals and the public authorities to exert a control on the health risks to which they are exposed and to conduct consequent actions in order to improve health and prevent the emergence, the development, the development or the aggravation of the diseases or accidents while promoting individual and collective behaviors that can help to reduce the risk health. One of the answers in front of the health risks is to incite the individuals to more prevention because they are not only consumers of care, but also producers of their health. What is the role of individuals and what is the share of responsibility reserved for each one in the prevention of health risks ? In addition, the prevention of health risks is part of an environment ambiguity and uncertainty because the risks to which are exposed individuals are many different ways and not always well known. It is thus not easy to connect with certainty a risk factor and a health effect for adopting an adequate prevention behavior. In this context of uncertainty, many support the decision models or representations of preferences have been proposed in recent years (and Klibanoff (al. (2005), and Bleichrodt Eeckhoudt (2006), Machina 2009), Etner et al. (2011)).This thesis analyzes the individual behaviors of prevention in front of health risks while focusing on the public policies of prevention proposed. It consists on the one hand in theoretical studies of the behaviors of prevention and management of the health risks by using recent models of preferences. This work analyzes the behavior of the individuals who need to take preventive measures to protect their own health in a context of uncertainty. On the other hand, it is devoted to an empirical study to determine perceptions and information which have the individuals in terms of risk of health. Moreover, throughout this work, we sought to examine the relevance of the theoretical model developed with regard to the policies practiced. The first chapter presents the principles of modeling economic decisions in the presence of a more or less well known health risk. After detailing the different approaches in models of decisions under risk and uncertainty, we have highlighted the importance of the introduction of two-dimensional variables (or multidimensional) in the model of choice to allow to report the multidimensional environment of health risks. The second chapter is an original proposed study on the analysis of preventive health when the individuals have an aversion to ambiguity. In this chapter, we studied individual behavior of prevention in front of an uncertainty on the health status and have showed that aversion to ambiguity encourages the individuals to make more primary and secondary prevention under the assumption of a marginal utility of the increasing wealth with the health status. (...)

Die dauerhafte Reduktion der von Menschen verursachten Emissionen ist eine der zentralen Herausforderungen unserer Zeit. Eine Strategie zur Reduzierung von Emissionen im Mobilitätssektor sind elektrisch betriebene Fahrzeuge, die je nach Typ teilweise oder vollständig mit Strom angetrieben werden. Für die Verkehrspsychologie stellt sich nun die Frage, ob und wie schnell sich Fahrer an die Nutzung von Elektrofahrzeugen gewöhnen und welche Herausforderungen sich aus Nutzersicht ergeben. Anhand von Studien mit vollelektrischen Fahrzeugen wurden in der vorliegenden Arbeit zwei grundlegende Eigenschaften von Elektrofahrzeugen aus psychologischer Perspektive untersucht: Zum einen verfügen Elektrofahrzeuge über eine Rekuperationsfunktion, mit der es möglich ist, in Verzögerungsvorgängen kinetische in elektrische Energie umzuwandeln, also Energie rückzugewinnen und damit letztlich die Emissionen zu reduzieren. Zum anderen beschränkt sich die mögliche Emissionsreduktion von Elektrofahrzeugen nicht nur auf den CO2-Ausstoß, sondern betrifft auch die Geräuschentwicklung dieser Fahrzeuge. Fahrzeuge mit Elektroantrieb emittieren weniger Geräusche, was einerseits die Lärmbelastung durch Straßenverkehr reduzieren kann, zum anderen aber auch zu Bedenken z.B. blinder Verkehrsteilnehmer geführt hat. Gerade bei geringen Geschwindigkeiten sind Elektrofahrzeuge schlechter wahrnehmbar und dadurch eine potentielle Gefahr für andere Verkehrsteilnehmer. Das erste Ziel der vorliegenden Dissertation bestand darin, die Auswirkungen einer über das Gaspedal gesteuerten Rekuperation aus verkehrspsychologischer Perspektive zu untersuchen. Die zur Nutzung der Rekuperation nötigen motorischen Fertigkeiten müssen erlernt und in unterschiedlichen Verkehrssituationen angewandt werden. Basierend auf dem Power Law of Practice (Newell & Rosenbloom, 1981) wurde der Fertigkeitserwerb bei der Nutzung der Rekuperationsfunktion eingehend betrachtet. Anhand von Fahrzeugdaten lassen sich eine sehr steile Lernkurve und damit ein kurzer Adaptationsprozess zeigen, der mit einer Powerfunktion beschrieben werden kann. Bereits innerhalb der ersten gefahrenen Kilometer nehmen die Anzahl der konventionellen Bremsmanöver und ihr zeitlicher Anteil an der gesamten Verzögerung rapide ab. Das zweite Ziel der vorliegenden Dissertation war, die Auswirkungen der geringeren Geräuschemission auf das Verkehrsgeschehen zu prüfen. Dies erfolgte jedoch nicht, wie in anderen Studien bereits dargestellt, aus Fußgängerperspektive, sondern aus der Fahrerperspektive. Da die Fahrer gerade in der Anfangsphase eine zentrale Rolle bei der Entschärfung geräuschbedingter kritischer Situationen spielen, soll die Arbeit dazu beitragen, diese Forschungslücke zu schließen, um eine umfassendere Bewertung der Geräuschthematik bei Elektrofahrzeugen zu ermöglichen. In Anlehnung an Deerys (1999) Modell zu Fahrerreaktionen auf potentielle Gefahren, wurden Risikowahrnehmung (risk perception) und Gefahrenwahrnehmung (hazard perception) als entscheidende Determinanten der Fahrerreaktion auf geräuschbedingte Gefahrensituationen identifiziert. Was die Risikowahrnehmung betrifft, so konnte gezeigt werden, dass diese sich mit zunehmender Erfahrung verändert. Risiken aufgrund der Geräuscharmut werden als weniger bedrohlich, das leise Fahren zunehmend als Beitrag zum Komfort gewertet. Zusätzlich wurden im Rahmen der Dissertation Situationen im Straßenverkehr näher untersucht, die aufgrund der Geräuscharmut von Elektrofahrzeugen auftraten. Darauf aufbauend wurde ein Katalog von geräuschbedingten Szenarien erstellt, der als empirische Grundlage für die nähere Betrachtung der Gefahrenwahrnehmung von Fahrern diente. Ergebnisse daraus resultierender Experimente zur Detektion von geräuschbedingten Gefahren (hazard detection tasks) zeigten, dass die individuelle Erfahrung mit Elektrofahrzeugen offenbar lediglich eine untergeordnete Rolle bei der Erkennung und Reaktion auf geräuschbedingte Gefahren spielt. Erfahrene Fahrer von Elektrofahrzeugen unterschieden sich nur marginal von unerfahrenen Fahrern in der Reaktion in und der Bewertung von geräuschbedingten Gefahrensituationen, was darauf hindeutet, dass geräuschbedingte Gefahrensituationen auch von Fahrern ohne extensive Erfahrung mit Elektrofahrzeugen bewältigt werden können. Das dritte, übergreifende Ziel der Dissertation bestand darin, die Bedeutung beider Eigenschaften für die Nutzerakzeptanz zu untersuchen. Neben der Untersuchung momentan existierender Barrieren (z.B. Reichweite, Preis, Batterielebensdauer), die eine weitreichende Adoption von Elektrofahrzeugen erschweren können, ist es ebenso wichtig, solche Eigenschaften zu identifizieren, die sich positiv auf das Nutzererleben auswirken. Sowohl die Rekuperation, als auch die Geräuscharmut spielen eine wichtige Rolle in der Nutzerbewertung, da beide Eigenschaften als zentrale, individuell erlebbbare Vorteile von Elektrofahrzeugen beurteilt werden. Im Hinblick auf die Geräuschemission lässt sich konstatieren, dass diese mit zunehmender Erfahrung des Fahrers fast ausschließlich als Vorteil statt als Barriere von Elektrofahrzeugen gewertet wird. Eine bemerkbare, über das Gaspedal gesteuerte Rekuperation scheint als Teil des Fahrererlebens ebenfalls eine zentrale Rolle in der Bewertung zu spielen. Ein hohes Maß an Nutzerakzeptanz und Vertrauen in das System unterstreichen die positive Evaluation einer solchen Funktionalität. Aus verkehrspsychologischer Sicht haben die angeführten Eigenschaften von Elektrofahrzeugen Auswirkungen auf verschiedene Teilaufgaben der Fahrzeugführung. So sind nicht nur motorische Fertigkeiten in der Pedalnutzung (Stabilisierungsbene) erforderlich, sondern auch komplexere kognitive Prozesse, wie z.B. der Umgang mit möglichen Gefahrensituationen aufgrund der geringen Geräuschemission (Bahnführungsebene). Insgesamt weisen die Ergebnisse der Dissertation darauf hin, dass Herausforderungen aufgrund beider oben genannten Fahrzeugeigenschaften gemeistert werden können. Zusätzlich zeigen die Ergebnisse, dass beide Eigenschaften von den Nutzern als willkommene Aspekte der technologischen Innovation geschätzt werden und somit zur allgemeinen Akzeptanz von Elektrofahrzeugen beitragen können. Da auch andere Fahrzeugkonzepte mit elektrischem Antriebsstrang diese beiden Eigenschaften aufweisen, lassen sich die gefundenen Ergebnisse auf andere Fahrzeugtypen übertragen.:Synopsis 1 1 Road transport and emissions 1 2 Overview of the dissertation 3 3 Specific features of BEVs from a psychological perspective 4 3.1 Regenerative braking 5 3.2 Low external vehicle noise 6 4 BEV specific attributes and their relevance for the driving task 8 4.1 Michon’s model 8 4.2 The ECOM model 9 5 BEV specific attributes and their relevance for driver acceptance 11 5.1 Regenerative braking and acceptance 11 5.2 Low noise emission and acceptance 12 6 Research objectives of the dissertation 13 6.1 Research objective 1: Examination of regenerative braking skill acquisition and system trust 13 6.2 Research objective 2: Low noise emission and its implications for risk and hazard perception of drivers 14 6.3 Research objective 3: Regenerative braking and low noise emission as crucial factors for acceptance of BEVs 14 7 Overview of methodology 15 8 Discussion and critical reflection of results 17 8.1 Research objective 1: Examination of regenerative braking skill acquisition and trust 19 8.1.1 Objective parameters 19 8.1.2 Subjective parameters 20 8.2 Research objective 2: Low noise emission and its implications for risk and hazard perception of drivers 20 8.2.1 Step 1: Creation of a catalogue of noise related scenes 21 8.2.2 Step 2: Driver assessment of low noise emission of BEVs (risk perception) 21 8.2.3 Step 3: Development of a task to study driver responses in noise related incidents (hazard perception) 23 8.3 Research objective 3: Regenerative braking and low noise emission as crucial factors for acceptance of BEVs 25 8.3.1 Experiential advantages 25 8.3.2 Experiential barriers 26 9 Implications and conclusions 27 9.1 Specific implications of regenerative braking 28 9.2 Specific implications of low noise 29 10 References 30 Paper I: Energy recapture through deceleration – regenerative braking in electric vehicles from a user perspective 39 Paper II: Driver perceptions of the safety implications of quiet electric vehicles 65 Paper III: Is EV experience related to EV acceptance? Results from a German field study 95 Paper IV: Hazard detection in noise-related incidents – the role of driving experience with battery electric vehicles 133 Curriculum Vitae 169 Publications 173

This dissertation collects four essays on banks, firms and real effects of bank lending. Owing to the appliance of different econometric methods on several datasets, insights in the behav-ior of and the impacts from financial markets and market participants are generated. In the first chapter, our results uncover a so far undocumented ability of the interbank market to distinguish between banks of different quality in times of aggregate distress. We show empirical evidence that during the 2007 financial crisis the inability of some banks to roll over their interbank debt was not due to a failure of the interbank market per se but rather to bank-specific shocks affecting banks’ capital, liquidity and credit quality as well as revised bank-level risk perceptions. Relationship banking is not capable of containing these frictions, as hard information seems to dominate soft information. In detail, we explore determinants of the formation and resilience of interbank lending relationships by analyzing an extensive da-taset comprising over 1.9 million interbank relationships of more than 3,500 German banks between 2000 and 2012. The second chapter examines the relationship between central bank funding and credit risk-taking. Employing bank-firm-level data from the German credit registry during 2009:Q1-2014:Q4, we find that banks borrowing from the central bank rebalance their portfolios to-wards ex-ante riskier firms. We further establish that this effect is driven by the ECB’s maturi-ty extensions and that the risk-taking sensitivity of banks borrowing from the ECB is inde-pendent of idiosyncratic bank characteristics. Finally, we show that these shifts in bank lend-ing are associated with an increase in firm-level investment and employment, but also with a deterioration of bank balance sheet quality in the following year. Once we analyze the relationship of banks as lenders vis-à-vis banks as borrowers and banks as lenders vis-à-vis non-financial companies as borrowers, we enlarge the understand-ing of non-financial companies not only in terms of being simply borrowers, respectively sub-jects exhibiting of credit risks. Instead, we try to understand the inner working of those com-panies more generally and analyze their quality not only in terms of a bank’s risk assessment but also in terms of the overall market assessment. However, this in turn can generate infor-mation useable to assess the quality of a bank’s credit portfolio in dimensions that so far are not taken into account by the current regulatory framework. Moreover, a better understanding of banks and non-banks beyond the standard lens of the banking and corporate finance litera-ture might promote new scopes for future research connecting those discrete subjects. In this regard, the third chapter analyzes the dependence of price reactions to corporate insider trad-ing on several measures of corporate governance quality. Our results strongly support the view that first, higher corporate governance levels seem to prevent or discourage insiders from engaging in insider trading as means of opportunistic rent extraction. Second, results confirm the notion of buy and sell trades not being just two sides of the same coin. That is, a higher level of corporate governance leads to a better pre-event information environment which results in less positive abnormal returns after insider buy trades as the incremental posi-tive information revealed by the trade is smaller. In contrast, sell trades in firms with better corporate governance are perceived to convey more valuable and most importantly negative information to the capital market so that prices adjust more for companies with better govern-ance schemes. Third, we show that institutional ownership even on an aggregate level is a sufficient measure to proxy a company’s corporate governance level. Hence, as information on companies’ bylaws and on investors’ investment dedication and type for example are scarce, respectively associated with higher costs because one has to gather that information one can refrain from that and instead proxy the governance level with the aggregate measure of institutional ownership. The latter result is important for carrying out future analyses merg-ing and extending the findings of the first two chapters. Last, the fourth chapter abstracts from borrowers as subjects of credit risk, as well, and most importantly extends the analysis of banks, firms and their interactions effecting each other by a macroeconomic perspective of the real effects of bank lending. That is, as capital flows and real estate are pro-cyclical, and real estate has a substantial weight in economies’ income and wealth Chapter 4 studies the role of real estate markets in the transmission of bank flow shocks to output growth across German cities. In this regard, real sector firms play a central role in the transmission mechanism we uncover. More specifically, the empirical analysis relies on a new and unique matched data set at the city level and the bank-firm level. To measure bank flow shocks, we show that changes in sovereign spreads of Southern Eu-ropean countries (the so-called PIGS spread) can predict German cross-border bank flows. To achieve identification by geographic variation, in addition to a traditional supply-side varia-ble, we use a novel instrument that exploits a policy assigning refugee immigrants to munici-palities on an exogenous basis. We find that output growth responds more to bank flow shocks in cities that are more exposed to tightness in local real estate markets. We estimate that, during the 2009-2014 period, for every 100-basis point increase in the PIGS spread, the most exposed cities grow 15-2 basis points more than the least exposed ones. Moreover, the differential response of commercial property prices can explain most of this growth differen-tial. When we unpack the transmission mechanism by using matched bank-firm-level data on credit, employment, capital expenditure and TFP, we find that firm real estate collateral as measured by tangible fixed assets plays a critical role. In particular, bank flow shocks in-crease the credit supply to firms and sectors with more real estate collateral. Higher credit supply then leads firms to hire and invest more, without evidence of capital misallocation.

Antropogena klimatförändringar, förkortat AK, är ett av nutidens stora miljöproblem. För att hantera AK är människors motivation och intention att agera klimatvänligt viktigt, eftersom avsaknad motivation och intention att adressera AK kan bringa negativa konsekvenser för samhället. Individers motivation och intention att agera klimatvänligt kan influeras av framing, vilket syftar till att betona specifika delar av verkligheten. Vilken framing som används kan vara avgörande ifall individer agerar klimatvänligt eller inte. Den konventionella framing som dominerar samhället grundas i att betona fakta och de negativa effekterna av AK. AK framställs som en inkräktande katastrof vilken bör hanteras via uppoffringar, förluster och kostnader. Konventionella klimatkommunikationen kan leda till passivitet hos individer och en önskan att undvika ämnet. Eftersom motivation och intention att agera klimatvänligt är betydande uppstår behovet att skapa en icke-konventionell framing som tar människors psykologiska barriärer i åtanke. Syftet med studien var att applicera Stoknes (2015) teori om de fem psykologiska barriärerna som hindrar en effektiv klimatkommunikation och hur dessa barriärer kan tas i åtanke för att uppnå en mer effektiv klimatkommunikation. Två olika framing alternativ i form av berättelser var fokus för studien. Frågeställningen var: Hur påverkar konventionell respektive icke-konventionell framing individers motivation och intention att agera klimatvänligt? För att testa berättelserna utfördes ett kontrollerat experiment och en sluten enkät utgjorde mätinstrument för att kvantifiera motivation och intention. Data från enkäten analyserades med Mann-Whitney U test och Cohen’s d test. En viss ökning av motivation och intention ägde rum, men det fanns inte en statistisk signifikant skillnad i motivation och intention att agera klimatvänligt efter deltagarna utsatts för en berättelse. Data antyder förändringar i motivation och intention skett för gruppen som tog del av icke-konventionella framing alternativet, och därmed bör fortsättningsstudier genomföras med normalfördelad population av betydligt större skala. Vidare kan potentiellt en annan vetenskapsteoretisk utgångspunkt nyttjas, specifikt flermetodsforskning. / Anthropogenic climate change, abbreviated ACC, is a major environmental problem. People’s motivation and intention to act climate-friendly is important in addressing ACC since lacking motivation and intention to address ACC can have dire consequences for society and the environment. Individuals’ motivation and intention to act climate-friendly can be influenced by framing, which refers to the practice of emphasizing certain aspects of reality. What type of framing is being utilized can be crucial regarding individuals acting climate-friendly. The conventional framing dominating society is based on emphasizing facts and negative consequences of ACC. ACC is portrayed as an encroaching disaster managed via sacrifices, losses, and costs. However, this can lead to passivity and a desire to avoid the topic. Since motivation and intention to act climate-friendly is important, the need for a non-conventional framing arises. The study's purpose was to create a framing that took psychological barriers into account based on Stoknes (2015) theories regarding climate communication and to investigate how it affected motivation and intention to act climate-friendly. The research question was: How do conventional framing and non-conventional framing affect individuals’ motivation and intention to act climate-friendly? Two framing alternatives made up of stories about ACC were tested during a controlled experiment, and motivation and intention were quantified utilizing a closed-ended questionnaire. Data were analyzed using the Mann-Whitney U test and Cohen’s d test. A slight increase in motivation and intention was measured, but no statistically significant difference existed in motivation and intention to act climate-friendly after the participants had been subjected to a framing alternative. Data suggests changes in motivation and intention to act climate-friendly occurred for the group subjected to the non-conventional framing, and thus further research should be conducted with a normally distributed population of a significantly larger scale. Furthermore, future studies could pursue mixed methods research.

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