Submitted by Gustavo Henrique Verhalen (ghver@yahoo.com) on 2017-03-18T00:16:54Z No. of bitstreams: 1 Dissertação Final GHV.pdf: 1235856 bytes, checksum: eaf60dff7b6ccaef4dab366813279847 (MD5) / Approved for entry into archive by Renata de Souza Nascimento (renata.souza@fgv.br) on 2017-03-20T23:36:33Z (GMT) No. of bitstreams: 1 Dissertação Final GHV.pdf: 1235856 bytes, checksum: eaf60dff7b6ccaef4dab366813279847 (MD5) / Made available in DSpace on 2017-03-21T11:55:29Z (GMT). No. of bitstreams: 1 Dissertação Final GHV.pdf: 1235856 bytes, checksum: eaf60dff7b6ccaef4dab366813279847 (MD5) Previous issue date: 2017-02-22 / The banking industry is a poorly competitive market, there are several reasons related to this, entry costs are high, there are technological barriers to the creation of new banks, and there may be institutional barriers that prevent the entry of new firms. There are, however, elements that act to decrease banking concentration, and deposit insurance programs can act as an incentive for this decrease. The main purpose of deposit insurance is to stabilize banking systems, the guarantee on deposits that it provides aims to prevent the occurrence of bank runs. However, when this guarantee is added to the system, it levels up banks with different risk perceptions, thus allowing a rebalancement of deposits between banks. This dissertation aims to verify if the Brazilian deposit insurance program managed by the FGC (Brazilian deposit insurance fund) had a positive impact on the deconcentration of the Brazillian banking market. Empirical tests assesses whether there are distinctions between a group of banks considered of systemic importance and the other banks, which compose the Brazilian financial system (SFN in Portuguese). Hence, the dissertation investigates if the increase in the FGC coverage value increased the funds deposited into the Poupança (a popular kind of remunerated account) and term accounts of banks that do not have systemic importance. Evidence suggests that the performance of the FGC played an important role in compensating the process of market concentration in the Brazilian banking industry in the period between October 2006 and April 2012. / A indústria bancária é um mercado pouco competitivo, diversas razões estão relacionadas a isso, os custos de entrada são altos, há barreiras tecnológicas para a constituição novos bancos e, podem existir barreiras institucionais que impedem a entrada de novas firmas. Há, contudo, fatores que atuam para diminuir a concentração bancária, e os programas de seguro depósito podem atuar como um dos catalizadores dessa diminuição. A principal finalidade dos seguros depósito é de estabilização dos sistemas bancários, a garantia sobre depósitos proporcionada por eles tem como objetivo prevenir a ocorrência de corridas bancárias. Mas, quando essa garantia é inserida no sistema ela coloca no mesmo nível instituições bancárias que antes possuíam percepções de risco diferentes e, isto atua rebalanceando o acesso aos depósitos entre os bancos. Essa dissertação tem por objetivo verificar se o programa de seguro depósitos administrado pelo Fundo Garantidor de Créditos (FGC), teve impacto positivo na desconcentração do mercado bancário brasileiro. São realizados testes empíricos para avaliar se a atuação do FGC propicia esse aumento na competição bancária. A maneira de averiguar isso se dá através da comparação entre um grupo de bancos considerados de importância sistêmica, assim a cobertura do FGC teria pouco ou nenhum impacto sobre as captações desses bancos, e os demais bancos do Sistema Financeiro Nacional (SFN). Dessa forma a dissertação investiga se o aumento no valor de cobertura do FGC incrementou as captações de depósitos de poupança e de depósitos a prazo dos bancos que não possuem importância sistêmica. As evidências sugerem que o FGC desempenhou um papel importante na redução do processo de concentração do setor bancário brasileiro no período estudado: entre outubro de 2006 e abril de 2012.

Submitted by Weichao Wang (weichao.wang@fgv.edu.br) on 2018-05-11T16:03:27Z No. of bitstreams: 1 Wang2018_Thesis_TARP_Interbank_Risk_May9.pdf: 2618673 bytes, checksum: dc1254edf6febf9dacf740dc3f7d48a8 (MD5) / Rejected by Diego Andrade (diego.andrade@fgv.br), reason: A ordem dos documentos está errada. on 2018-05-14T18:11:37Z (GMT) / Submitted by Weichao Wang (weichao.wang@fgv.edu.br) on 2018-05-14T18:24:47Z No. of bitstreams: 1 Wang2018_Thesis_TARP_Interbank_Risk_May9.pdf: 2618806 bytes, checksum: add9b0e474645e1acb2fd7f4b86eb1f2 (MD5) / Approved for entry into archive by ÁUREA CORRÊA DA FONSECA CORRÊA DA FONSECA (aurea.fonseca@fgv.br) on 2018-05-15T16:30:20Z (GMT) No. of bitstreams: 1 Wang2018_Thesis_TARP_Interbank_Risk_May9.pdf: 2618806 bytes, checksum: add9b0e474645e1acb2fd7f4b86eb1f2 (MD5) / Made available in DSpace on 2018-05-18T12:30:42Z (GMT). No. of bitstreams: 1 Wang2018_Thesis_TARP_Interbank_Risk_May9.pdf: 2618806 bytes, checksum: add9b0e474645e1acb2fd7f4b86eb1f2 (MD5) Previous issue date: 2018-05-09 / I investigate how the Troubled Asset Relief Program (TARP) affected the stressed interbank money market trading during the recent financial crisis via a difference-in-difference (DiD) design. I find that the TARP capital injection significantly enlarged the interbank exposure for the TARP recipients relative to others, particularly for banks in smaller size, with lower level of interbank trading and located in relatively poor economic conditions. I further test whether the distorted interbank liquidity position of the TARP recipients stimulated their credit risk appetite. I find that TARP recipient banks with larger interbank exposure also significantly shifted to riskier credit portfolios than others after the TARP implementation, suggested by estimates on forward- and backward-looking risk measures. Results are robust to the instrumental variable analysis, the sample self-selection model, the propensity score matching analysis, various placebo experiments and alternative econometric models. My results are most consistent with the “capital spillover” hypothesis that banks used the TARP capital to develop more interconnected interbank relationships, and the moral hazard effect that higher future bailout expectation and increased systemic relevance jointly construct a “new government safety net” for the TARP beneficiaries to take excessive credit risks under the implicitly perceived “too interconnected to fail” protection.

Den femte oktober 2017 gick flera kvinnor i USA ut med anklagelser om sexuella övergrepp och våldtäkter mot filmproducenten Harvey Weinstein. Kort därefter startade skådespelerskan Alyssa Milano hashtaggen #Metoo där hon uppmanade kvinnor att vittna om sexuella övergrepp. Kampanjen #Metoo tog över sociala medier och kvinnor i stora delar av världen började dela med sig av egna berättelser om sexuella trakasserier och övergrepp. Syftet med vår studie är därför att undersöka huruvida mediernas rapportering kring sexualbrott och sexuella trakasserier har förändrats efter #Metoo-kampanjens stora genomslag. Genom en kvantitativ innehållsanalys av 80 stycken publicerade artiklar om bland annat hur offer och förövare porträtterats, om namnpublicering har skett samt vilka som har fått komma till tals i artikeln, studerats. Resultatet av den kvantitativa innehållsanalysen visar att mediernas rapportering om sexualbrott och sexuella trakasserier skiljer sig inom vissa områden. Inom kategorierna juridisk process, former av sexualbrott och namnpublicering av offer och förövare kan fler skillnader ses än i övriga kategorier. En tydlig skillnad är att innan #Metoo-kampanjen hade den rapporterade händelsen följden av en juridisk process medan efter kampanjen kunde det räcka med en internutredning eller en anklagelse för att medierna skulle rapportera och namnpublicera personerna i artiklarna.

The financial crisis in the USA is due to its great consequences still considered to be current topic. Its causes were discussed and analyzed by many researchers, but mostly from the financial point of view. This thesis takes different approach and identifies the role of the moral hazard in the pre-crisis period. Moral hazard is very often underestimated and for many people uninteresting factor. Therefor, the thesis is divided into four parts, which present the theoretical background of moral hazard and bring up the importance and constant presence of it in today's world. The main part of this work is last chapter, which analyzes moral hazard in the causes of the financial crisis. Moral hazard played key role in the pre-crisis period when it was present at all possible levels deforming the behavior of market players and causing the market failure. The deformation had mostly form of excessive risk-taking, unfavourable financial products and abuse of the information asymmetry. Very specific and dangerous kind of moral hazard is associated with the government interventions such as Greenspan doctrine or Too big to fail policy. It is because of its systematic character, when opposed to the moral hazard in the private sector is not required the presence of information asymmetry.

Sjömansyrket har länge varit mansdominerat och det ter det sig därför intressant att undersöka de kvinnliga sjömännens subjektiva erfarenheter av att vara minoritet. Studiens syfte är att undersöka kulturell exkludering av kvinnor som minoritet i en mansdominerad bransch. Detta görs genom frågeställningarna Vilka exkluderande uttryck i sjömanskulturen upplever kvinnor till sjöss? och På vilka sätt hanterar kvinnor dessa?. Studiens datamaterial består av sju semistrukturerade intervjuer med tematiskt öppna inslag. Studien har utgått från en abduktiv ansats, det vill säga det har skett en växelverkan mellan induktion och deduktion. De teoretiska utgångspunkter som främst används behandlar organisationskultur, samhällets könsstrukturer samt strukturella effekter och copingstrategier som har identifierats i förhållande till avvikarpositionen. Resultatet visar att undersökningsdeltagarna trivs med sitt yrkesval och i många fall med branschen överlag, men att sjömanskulturen är manligt kodad vilket medför flertalet exkluderande uttryck. De exkluderande uttryck som identifieras är sjömansstereotypen, jargong, mumshaming, fysisk arbetsmiljö, uteslutning från språkliga praktiker, homogena chefsled samt jämställdhetsdiskursen. Utifrån studien tas en modell för en framgångsrik strategi fram, där anpassning, motstånd och socialt stöd kan ses som tre kompletterande delstrategier. En pågående förändringsprocess av kulturen i sjöfartsbranschen identifieras, vilken påverkas av att normer förändras på samhällsnivå. Detta märks särskilt genom hur Me too-rörelsen har medfört en stark förbättring av sjömanskulturen.

Too Loud a Solitude is one of the most famous texts of Bohumil Hrabal and possibly it is his most philosophical one. The following thesis interprets this text from the philosophical points of view as a statement about modern age and an individuals place in it. Based on one of the central sentences - "The heavens are not humane" - spoken by the protagonist Haňťa in his monologue in, the text is read as defense against incommensurability of the world with an indiviual. Christian a ancient Greek's way of defense are considered as not appliable to the age Haňťa lives at, but also as somehow present in his way of defense, which is described as a specific type of "pábení". "The end of Christian epoch" (as Hrabal himself puts it) which occurs in Too Loud a Solitude is described then in terms of mechanizing and forgetting of actual humane being. Existencial analysis of Haňťa's state after the end of epoch follows. The thesis mostly reffers to following thinkers: Friedrich Nietzsche, Karl Jaspers, Albert Camus and Jean Améry.

No description available.

Sexual abuse is often associated with long-term distressing effects. The experience of sexual abuse differs between survivors and the disclosure of the abuse is a complicated process that may have many particularities attached. For this study, I conducted an interpretative phenomenological analysis to understand how Afro-Caribbean women who experienced sexual abuse understand and make meaning of their experiences and the particularities attached to disclosure. Although prior research regarding sexual abuse has been conducted, research amongst Afro-Caribbean women has been minimal. Further absent from the sexual abuse literature is the lived experience of this population and the meaning they ascribe to their experience. This study utilized semi-structured interviews to elicit data from a sample of five women who identify as Afro-Caribbean or Afro-American women of Caribbean decent who experienced sexual abuse. The emergent themes from the analysis were identity of self as a sexual abuse victim, protection of self from the perpetrator, release of self during and after disclosure, and resilience of self. Themes from the analysis of the participant interviews revealed the experience of sexual abuse in the context of Afro-Caribbean women. This information provides valuable knowledge that may contribute to the larger field of marriage and family therapy by expanding the horizon of cultural awareness around this specific population.

No description available.

Le projet proposé est le suivant : d’abord tenter de comprendre quelle place joue l’indicible dans le langage et quelle forme prend — au niveau fondamental — la violence exercée à son endroit en suivant l'oeuvre d'Emmanuel Levinas et de Ludwig Wittgenstein. Ensuite, poursuivre l’analyse des formes de violence du langage en se penchant sur les conditions de possibilité d’une telle violence ou plutôt sur certaines manifestations historiques d’un tel exercice à l'aide du Différend (1983) de Jean-François Lyotard. Et finalement, appliquer les distinctions établies dans les deux chapitres précédents pour mettre en place les conditions d’établissement d’un espace discursif ouvrant à la possibilité du témoignage non-violent visant à reconnaître l’expérience de la survivante auparavant réduite au silence. / The current project aims to understand the role played by the “unspeakable” in language and what form—at a fundamental level—does the violence perpetrated towards it take by following the works of Emmanuel Levinas and Ludwig Wittgenstein. Then, the analysis of linguistic violence continues by examining the different manifestations of this wrong and their conditions of possibility or more precisely, by scrutinizing certain historical incidences of such a reproduction of violence by proposing a close reading of Jean-François Lyotard’s Le Différend (1983). Finally, an attempt will be made at establishing the conditions necessary for the construction of a discursive safe-space opening the possibility of a non-violent witnessing and testimony oriented towards the recognition of the experience of the once silenced survivor.