Made available in DSpace on 2015-04-08T15:34:54Z (GMT). No. of bitstreams: 1 B_Andrea Paiva.pdf: 453869 bytes, checksum: ac1632b2df117e5509b3cf3be9b84281 (MD5) Previous issue date: 2006-12-15 / The Information Technology (IT) has an important function in the communication and in competencies generation in the organizations, however, the simple use of the IT is not a competitive differential anymore, the differential is the way as the organizations use it. It is necessary to use it by strategic ways to generate value to the business. Another subject that is much discussed in academic researches, and each time more used by the companies, is the outsourcing of IT resources, more specifically, information systems outsourcing. As main objective, this study proposes to verify the influence that the outsourcing strategy of information systems has on the alignment between the business strategy and IT strategy. The research method used is the case study, being the data collection carried through the analysis of documents and interviews with directors of business and IT areas, based in the models of alignment between business and IT strategy and the theories related with the information systems outsourcing identified in literature. The Alfa Financial Conglomerate was chosen for the accomplishment of the field research, for filling the criteria of selection of organizations for this research, therefore it presents solid experience in IT outsourcing processes. The outsourcing experience is common to the entire financial conglomerate, due to the fact that the IT administration is common to all companies of the group. It is verified for the presented data, adherence to the models of Luftman (2000) and Reich and Benbasat (2000) and is concluded that the Alfa Financial Conglomerate presents high level of strategic alignment between business and IT, not being in its totality an optimized process, however, walking for such classification. Moreover, the influence that the outsourcing strategy of information systems exerts on the alignment is more strongly identified in the application of the model of Luftman (2000). As conclusion have been proposed bases for a model of alignment between business and IT strategy that complain the junction of the variants identified by Luftman (2000) and Reich and Benbasat (2000) for such use, giving emphasis to the ones that makes possible to identify the influence of the information systems outsourcing in the alignment. As theoretical contribution, it is believed that the realized research has allowed not only the test of the models, but also qualitative advances that can support new proposals and research of bigger amplitude and refinement with the inclusion of a new variable: the information systems outsourcing. In terms of practical contributions, is expected that this research has collaborated validating and stimulating the use of a tool for the taking of decisions regarding the information systems outsourcing, in such way that this decision does not harm and, been preferentially used in benefit of the alignment between the business and IT strategy. / A Tecnologia de Informação (TI) tem papel importante na comunicação e na geração de competências nas organizações, porém, o simples uso da tecnologia de informação não é mais um diferencial competitivo, o diferencial fica por conta do modo como as organizações a empregam. É preciso usá-la de forma estratégica para gerar valor ao negócio. Outro tema bastante abordado nas pesquisas acadêmicas, e cada vez mais utilizado pelas empresas, é a terceirização de recursos de TI, mas especificamente os sistemas de informação. Como principal objetivo, este estudo se propôs a verificar a influência que a estratégia de terceirização de sistemas de informação tem sobre o alinhamento entre estratégia de negócios e de TI. O método de pesquisa utilizado é o estudo de caso, sendo a coleta de dados realizada por meio de análise de documentos e entrevistas com diretores das áreas de negócio e TI baseadas nos modelos de alinhamento entre estratégia de negócios e de TI e teorias relacionadas com a terceirização de sistemas de informação identificados na literatura. O Conglomerado Financeiro Alfa foi escolhido para a realização da pesquisa de campo, por preencher os critérios de seleção de organizações para esta pesquisa, pois apresenta sólida experiência com processos de terceirização de TI. A experiência de terceirização é comum a todo o conglomerado financeiro, pois a administração de TI é comum a todas as empresas do grupo. Verifica-se pelos dados apresentados, aderência aos modelos de Luftman (2000) e Reich e Benbasat (2000) e conclui-se que o Conglomerado Financeiro Alfa apresenta alto nível de alinhamento estratégico entre negócios e TI não sendo ainda em sua totalidade um processo otimizado, porém, caminhando para tal classificação. Além disso, a influência que a estratégia de terceirização de sistemas de informação exerce sobre o alinhamento é identificada mais fortemente na aplicação do modelo de Luftman (2000). Como conclusão foram propostas bases para um modelo de alinhamento entre estratégia de negócios e TI que contemplam a junção das variáveis identificadas por Luftman (2000) e Reich e Benbasat (2000) para tal fim, destacando as que possibilitam identificar a influência da terceirização de sistemas de informação no alinhamento. Como contribuição teórica, acredita-se que a pesquisa realizada permitiu não somente o teste dos modelos como também avanços qualitativos que se prestam a alicerçar novas proposições e pesquisas de maior amplitude e refinamento com a inclusão de uma nova variável: a terceirização de sistemas de informação. Em termos de contribuições práticas, espera-se que esta pesquisa tenha colaborado validando e estimulando o uso de uma ferramenta para a tomada de decisões a respeito da terceirização de sistemas de informação de forma que tal decisão não prejudique e, preferencialmente seja usada em favor do alinhamento entre estratégia de negócios e de TI.

<p> The BAR CLAIM GROUP is located on the western margin of the Selwyn Basin geologic province in south central Yukon. The rock sequence is eugeosynclinal in nature, belonging to the Englishman's Group of the Mississippian. Chronologically, these rocks include massive limestone, white to red chert breccia, dark grey chert breccia, chert pebble conglomerate, lithic wacke, massive barite, grey green chert, and hornblende microdiorite. The elastic units in particular appear to be correlative with the units on the eastern margin of the Selwyn Basin. </p> <p> The barite is light grey, bedded, massive, and contains rare relic rosette structures. Associated minerals include pyrite, galena and minor sphalerite. Extensive recrystallisation and mobilization has occurred, probably as a result of regional compression and faulting. The barite may have had an exhalative origin along fault or extensional zones; however, sedimentogenic sources, such as the redistribution of pre-existing barite, cannot be precluded. </p> / Thesis / Bachelor of Science (BSc)

La crise financière de 2008 a entraîné des conséquences dramatiques sur l’économie réelle et a mis en péril la stabilité financière mondiale. Elle a également mis en lumière le rôle névralgique des activités menées par les institutions financières et leur groupe. Afin d’assurer la protection des consommateurs, l’efficience des marchés et la stabilité financière, les États et les régulateurs ont depuis intensifié leurs efforts afin de renforcer l’encadrement juridique applicable. Cet exercice est capital dans la mesure où la pérennité de notre système financier est tributaire de la robustesse du cadre juridique qui s’applique aux acteurs participant à cet écosystème. Notre étude s’inscrit dans le continuum de cette démarche en s’intéressant à la régulation des groupes financiers d’assurance au Canada. Plus précisément, notre étude vise à déterminer si le droit canadien assure une régulation efficace des groupes financiers d’assurance en utilisant une approche fondée sur le risque. Nous analysons l’hypothèse selon laquelle le droit canadien n’assure pas un encadrement efficace des groupes financiers d’assurance en ce qu’il adopte une approche microprudentielle limitant les interventions des régulateurs au niveau des entités financières, dont les sociétés d’assurance, et non au niveau du groupe financier. Cette hypothèse découle des évaluations menées par le Fonds monétaire international qui soulèvent une disharmonie entre ce que prévoit le droit canadien et les principes directeurs préconisés par les organismes internationaux, dont l’Association internationale des contrôleurs d’assurance. Dans la partie préliminaire, cette étude présente les différentes composantes de la question de recherche. Cet exercice conceptuel permet de circonscrire la portée de nos travaux et d’inscrire ceux-ci sous le champ d’un positivisme juridique revisité au sein duquel le pouvoir exécutif joue un rôle important dans la création et l’application du droit. Cela permet également de cibler les méthodologies employées dans cette étude, soit l’analyse documentaire, le cadre d’analyse du nouveau management public et celui de la gestion des risques. Dans la partie I, l’analyse du périmètre juridique des groupes financiers est effectuée. Cet exercice répond au besoin de toute démarche d’analyse des politiques publiques de circonscrire adéquatement les activités à réguler. Ainsi, le portrait du secteur financier canadien et international est brossé afin de présenter les autorités d’encadrement et les organismes internationaux participant à la création et au déploiement de la régulation financière. À cela s’ajoute une présentation des fondements de la régulation financière, des groupes financiers d’assurance ou encore, des risques induits par ces regroupements d’entreprises. L’analyse descriptive de cette partie contribue au projet positiviste visant à assurer l’accès à la connaissance des règles juridiques applicables tout en posant les connaissances nécessaires à l’évaluation menée à la partie II. Ensuite, prenant appui sur les deux parties précédentes, la seconde partie de la thèse conduit à l’analyse critique de la régulation des groupes financiers d’assurance au Canada. Pour ce faire, une grille d’analyse en cinq étapes inspirée des enseignements du Public Policy Analysis est élaborée. À cette fin, une étude de cas est effectuée afin de cibler les groupes financiers d’assurance d’envergure au Canada ainsi que les risques pouvant potentiellement être induits par eux. Face à ces risques, les meilleures pratiques devant être adoptées par les Étatsafin de réguler les groupes financiers d’assurance sont mises au jour. Cette présentation permet d’analyser le cadre juridique canadien s’appliquant aux groupes financiers d’assurance et de comparer celui-ci avec l’encadrement présent dans certaines juridictions ciblées, soit les États Unis, la France et l’Union européenne. Ces étapes préalables mènent à l’évaluation du degré d’efficacité de l’encadrement juridique canadien. À terme, l’analyse permet de confirmer en partie l’hypothèse et d’affirmer que le cadre juridique canadien est d’une efficacité et d’une efficience limitées. Ce constat découle notamment de sa portée relative à l’égard des groupes financiers d’assurance et d’autres vulnérabilités qui ont été relevées. Cette étude se conclut par la proposition de 19 recommandations visant à améliorer l’efficacité et l’efficience de l’encadrement juridique canadien s’appliquant aux groupes financiers d’assurance. / The 2008 financial crisis had dramatic consequences for the real economy and jeopardized global financial stability. It also highlighted the key role of the activities carried out by financial institutions and their group. To ensure consumer protection, market efficiency and financial stability, the states and the regulators have since intensified their efforts to strengthen the applicable legal framework. This exercise is crucial for the sustainability of our financial system, which depends on the robustness of the legal framework that applies to the participants of this ecosystem. Our study is part of the continuum of this approach as it focuses on the regulation of financial insurance groups in Canada. More specifically, our study aims to determine whether Canadian law provides effective regulation of financial insurance groups by using a risk-based approach. We hypothesize that Canadian law does not provide an effective framework for financial insurance groups. It adopts a micro-prudential approach limiting the interventions of the regulators at the level of the financial entities, including insurance companies, and not at the level of the financial group. This hypothesis stems from the International Monetary Fund assessments, which point out a disharmony between Canadian law and the international core principles recommended by international organizations, like the International Association of Insurance Supervisors. In the preliminary part, this study presents the different components of the research question. This conceptual exercise circumscribes the scope of our work within a revisited legal positivism in which the executive power plays an important role in the creation and application of law. It also introduces the methodologies used in this study, namely the documentary analysis, the analytical framework of new public management and that of risk management. Part I presents the analysis of the legal scope of financial groups. It defines the activities to be regulated which is an essential exercise for public policy analysis. Thus, it introduces the Canadian and international financial sector to identify the supervisory authorities and international organizations involved in the creation and deployment of financial regulation. In addition, there is a presentation of the foundations of financial regulation, of the financial iv insurance groups as well as the risks induced by these groups. This descriptive analysis contributes to the positivist project which aims to ensure that the knowledge of the applicable legal rules is accessible. It also lays down the necessary foundations for the evaluation carried out in Part II. Building on the two previous parts, the second part of the thesis conducts a critical analysis of the regulation of financial insurance groups in Canada. It develops a five-step analysis grid inspired by the lessons of Public Policy Analysis. Following this, it introduces a case study that targets the major insurance financial groups in Canada as well as the risks they could potentially induce. Then we present the best practices regarding the regulation of financial insurance groups that states should adopt to mitigate these risks. This forms the basis to analyze the Canadian legal framework that applies to financial insurance groups and to compare it with the framework of other targeted jurisdictions, namely the United States, France and the European Union. These preliminary steps lead to the evaluation of the degree of effectiveness of the Canadian legal framework. As a result, the analysis partially confirms the hypothesis that the effectiveness and efficiency of the Canadian legal framework is limited. This finding stems in particular from the limited scope of the legal framework regarding financial insurance groups, as well as from other vulnerabilities that have been identified. This study concludes with the proposal of 19 recommendations aimed at improving the effectiveness and efficiency of the Canadian legal framework applicable to financial insurance groups.

Abstract in English, Zulu and Afrikaans / The primary intent of this study was to develop a competitive intelligence (CI) programme implementation strategy framework for the effective use of CI in strategic decision-making (SDM) in a conglomerate, using embedded multiple units and a single-case exploratory study that is qualitative dominant. The study therefore explored the strategic value of CI for SDM in a company that has a conglomerate structure and whose subsidiaries are vertically integrated. Despite the perceived usefulness of CI for distinctive SDM, the case conglomerate and its subsidiaries had collected and employed the available CI products to support their strategic, tactical and other business decisions. Overall results indicated differences between the subsidiaries and the headquarter; and among the subsidiaries on CI practice (CI collection, CI coordination, CI sharing and CI effort) and CI usage for SDM and other decisions. Although a similar strategy development process (guided by the grand corporate strategy), management structure, decision-making process and orientation in the subsidiaries existed, these uniformities did not significantly result in a uniform level of application and usage of CI for SDM across the conglomerate. The conclusion is that CI application is very subjective and contextual even in a vertically integrated conglomerate. Through theory, literature review and empirical findings, synthesis and iteration, a middle-range theory that integrates the CI and SDM disciplines in terms of the contextual issues both share is also constructed. The study also developed a novel way of crafting CI for SDM, which may fit into the existing structure and realities of the conglomerate so as to formalise CI. The CI programme implementation strategy framework was developed considering the proof of tested theories, best practices, existing context, strategy, decision-making process, structure, enabling factors and capabilities of the conglomerate. The CI programme implementation strategy framework, accompanied by a proposed CI structure, has immediate pragmatic utility. It could enable the conglomerate to initiate a formal CI programme without delay and to develop it following an organisational maturation cycle. The study makes an original contribution by conceptualising a CI programme implementation strategy for a unique case and theorising the case within a novel extension within middle-range theory (“SDM and CI application can be viewed in the contextual domains both share”). The exploratory study itself, which led to merging theory and best practices with empirical results and fitting the theories and best practices into case conglomerate’s realities, also makes the study unique in terms of its approach and outputs. / Inhloso enkulu yalolu cwaningo kwakungukusungula uhlaka lokuqala ukusebenzisa uhlelo lwamasu obuhlakani bokuqhathanisa izinkampani ezincintisanayo, obaziwa ngokuthi yiCompetitive Intelligence (iCI) ngesiNgisi ukuze isebenze kahle ekuthathweni kwezinqumo ezihambisana namasu okwaziwa ngestrategic decision-making (iSDM) ngesiNgisi kwinhlanganyela yezinkampani, kusetshenziswa uhlobo locwaningo olungamayunithi amaningi afakwe ndawonye, oluhlola udaba olulodwa nolugxile kakhulu ekuqoqweni kwemininingwane. Ngakhoke, lolu cwaningo luhlole umthelela omuhle wamasu eCI ngokuthatha izinqumo ezihambisana namasu (iSDM) enkampanini enomumo wenhlanganyela yezinkampani enezinkampani ezingena ngaphansi kwayo ezenza imisebenzi eyahlukahlukene. Phezu kokumsebenzi obonakalayo weCI ngokuhlukile kwiSDM, inhlangayela yezinkampani okuyiyo ebhekiwe kanye nezinkampani ezingaphansi kwayo yaqoqa yase isebenzisa imikhiqizo yeCI etholakalayo ukusingatha ukuthatha kwayo izinqumo ezihambisana namasu, namaqhinga kanye nezinye izinqumo zebhizinisi. Imiphumela ephelele yabonisa ukuthi kukhona ukungafani phakathi kwezinkampani ezingena ngaphansi kwayo kanye nekomkhulu; kanti futhi phakathi wezinkampani ezingena ngaphansi kwayo kokuphathelene neCI (Ukuqoqwa kwemininingwane yeCI, ukuhlanganiswa kwemininingwane yeCI, ukusabalalisa imininingwane yeCI nokusebenza kweCI) nokusetshenziswa kweSDM nezinye izinqumo. Nakuba kwakukhona inqubo yokuthuthukisa isu elifanayo (elandela imigomo yesu elihle lenkampani), ukwakheka kohlaka lwabaphethe, inqubo yokuthatha izinqumo kanye nokuqondiswa kwezinkampani ezingaphansi kwenye, lokhu kwefaniswa akuzange kube ngokufanayo endleleni yokwenza nokusebenziswa kweCI kwiSDM kwinhlangayela yezinkampani. Isiphetho ukuthi uhlelo lokusebenza lweCI luncike kakhulu ohlangothini nasengqikithini eyodwa kwinhlanganyela yezinkampani ezenza izinto ezahlukahlukene. Ngokulandela ukuhlaziywa kwemibhalo yemibono yezinzululwazi, kanye nokutholakele uma kwenziwa ucwaningo olubheka izinto ngenkathi zenzeka, ukuhlanganiswa kwemininingwane kanye nokuphindaphindwa kokuhlolwa, kuphinde kwakhiwe imibono yezinzululwazi emibili ehlanganisa imikhakha yeCI neSDM maqondana nezingqikithi ezifanayo kuyona. Ekugcineni, ucwaningo luphinde lwasungula indlela engakaze ibe khona yokwakha iCI iyakhela iSDM engangena ithi khaxa ekwakhekeni nasesimweni esikhona senhlanganyela yezinkampani ukuze iCI ihleleke ngokusemthethweni. Uhlaka lwesu lokuqaliswa kokusebenza kohlelo lweCI lwenziwa ngoba kucatshangwa ngobufakazi obutholakala kwimibono yezinzululwazi ehloliwe, okusebenze ngempumelelo, indikimba ekhona njengamanje, isu, inqubo yokuthatha izinqumo, ukwakheka, yilokho okwenza izinto zenzeke futhi kusebenzeke kwinhlanganyela yezinkampani. Uhlaka lwesu lokuqaliswa kokusebenza kohlelo lweCI, oluphelezelwa ukwakheka okuhlongoziwe kweCI kukwazi ukuhlolisisa kahle umqondo wokukwazi ukubona ubungako bolwazi nesidingo solunye ucwaningo. Kungasiza inhlanganyela yezinkampani, cishe, ukuba ikwazi ukuqala uhlelo olusha lweCI nokulithuthukisa kulandela uchungechunge lwendlela yokukhula yenhlangano. Ucwaningo lufaka ulwazi olusha esivivaneni ngokuqhamuka nomqondo omusha wesu lokuqala ukusebenzisa uhlelo lweCI odabeni olungajwayelekile, bese lubeka imibono ngodaba olubhekwayo ngendlela engakaze yenzeke nehlanganisa imibono yezinzululwazi kanye nocwaningo olubheka izinto ngenkathi zenzeka (“Ukusetshenziswa kweSDM neCI kungabhekwa ezizindeni zengqikithi ezifanayo kukona”). Ucwaningo oluhlolayo, lona uqobo, oluholela ekuhlanganisweni kwemibono yezinzululwazi nokubhekwa kwalokho okucwaningwayo ukuthi kusebenza kahle kuphi kanye nemiphumela yocwaningo olubheka izinto ngenkathi zenzeka, nokuhlanganisa lokho nokwenzeka ngempela enhlanganyeleni yezinkampani, nakho kwenza lolu cwaningo lube ngolwehlukile maqondana nendlela oluyilandelayo kanye nemiphumela evelayo. / Die primêre doel van hierdie studie was om 'n strategieraamwerk vir programimplementering van mededingingsintelligensie (MI) te ontwikkel vir die doeltreffende gebruik van MI in strategiese besluitneming in 'n konglomeraat, deur 'n vasgelegde veelvoudige eenhede, enkelgeval-verkenningstudie, wat ook kwalitatief dominant is, te gebruik. Die studie het dus die strategiese waarde van MI vir strategiese besluitneming verken in 'n maatskappy wat 'n konglomeraatstruktuur het en wie se filiale vertikaal geïntegreer is. Ondanks die waargenome nuttigheid van MI vir spesifiek strategiese besluitneming, het die gevallestudiekonglomeraat en sy filiale die beskikbare MI-produkte versamel en aangewend om hul strategiese, taktiese en ander sakebesluite te ondersteun. Algehele resultate het die bestaan van verskille tussen die filiale en die hoofkantoor aangedui; en tussen die filiale oor MI-praktyke (MI-versameling, MI-koördinering; MI-deling en MI-pogings) en MI-gebruik vir strategiese en ander besluite. Alhoewel daar soortgelyke strategiese ontwikkelingsprosesse bestaan (gelei deur die groot korporatiewe strategie), het hierdie eenvormigheid in bestuurstrukture, besluitnemingprosesse en oriëntering in die filiale nie 'n beduidende eenvormige vlak van toepassing en gebruik van MI vir strategiese besluitneming regdeur die konglomeraat tot gevolg gehad nie. Gevolglik is MI-toepassing baie subjektief en kontekstueel, selfs in 'n konglomeraat wat vertikaal geïntegreer is. Deur teoretiese, literatuuroorsig- en empiriese bevindinge is sintese en iterasie, twee middelvlakteorieë, ook saamgestel wat velde van MI en strategiese besluitneming met betrekking tot die kontekstuele kwessies wat albei deel, geïntegreer het. Op die ou end het die studie ook 'n nuwe manier ontwikkel om MI vir strategiese besluitneming te bewerk wat by die bestaande struktuur en realiteite van die konglomeraat kan inpas om MI te formaliseer. Die strategieraamwerk vir programimplementering van MI is ontwikkel met die bewys van getoetste teorieë, beste praktyke, bestaande konteks, strategie, besluitnemingsproses, faktore wat strukture moontlik maak en vermoë van die konglomeraat, in gedagte. Die strategieraamwerk vir programimplementering van MI, saam met die voorgestelde MI-strukture, het onmiddellike pragmatiese nut. Dit kan die konglomeraat onmiddellik in staat te stel om 'n formele MI-program te inisieer en dit te ontwikkel deur 'n organisatoriese verouderingsiklus te volg. Die studie maak 'n oorspronklike bydra deur 'n strategie vir programimplementering van MI te konseptualiseer vir 'n unieke geval, die teoretisering van die geval binne 'n nuwe uitbreiding in 'n middelvlakteorie ("Toepassing van strategiese besluitneming en MI kan in die kontekstuele domeine beskou word wat beide deel"). Die verkenningstudie self, wat tot die samesmelting van teorie en beste praktyke met die empiriese resultate gelei het en die passing van die teorieë en beste praktyke in die gevallestudiekonglomeraat se realiteite, maak die studie ook uniek met betrekking tot sy benadering en opbrengs. / Graduate School for Business Leadership / D.B.L.

Geologic mapping in the Phil Pico Mountain quadrangle and analysis of the Carter Oil Company Carson Peak Unit 1 well have provided additional constraints on the erosional and uplift history of this section of the north flank of the Uinta Mountains. Phil Pico Mountain is largely composed of the conglomeratic facies of the early Eocene Wasatch and middle to late Eocene Bridger Formations. These formations are separated by the Henrys Fork fault which has thrust Wasatch Formation next to Bridger Formation. The Wasatch Formation is clearly synorogenic and contains an unroofing succession from the adjacent Uinta Mountains. On Phil Pico Mountain, the Wasatch Formation contains clasts eroded sequentially from the Permian Park City Formation, Permian Pennsylvanian Weber Sandstone, Pennsylvanian Morgan Formation, and the Pennsylvanian Round Valley and Mississippian Madison Limestones. Renewed uplift in the middle and late Eocene led to the erosion of Wasatch Formation and its redeposition as Bridger Formation on the down-thrown footwall of the Henrys Fork fault. Field observations and analysis of the cuttings and lithology log from Carson Peak Unit 1 well suggest that initial uplift along the Henrys Fork Fault occurred in the late early or early middle Eocene with the most active periods of uplift in the middle and late Eocene (Figure 8, Figure 24, Appendix 1). The approximate post-Paleocene throw of the Henrys Fork fault at Phil Pico Mountain is 2070 m (6800 ft). The Carson Peak Unit 1 well also reveals that just north of the Henrys Fork fault at Phil Pico Mountain the Bridger Formation (middle to late Eocene) is 520 m (1710 ft) thick; an additional 460 m (1500 ft) of Bridger Formation lies above the well on Phil Pico Mountain. Beneath the Bridger Formation are 400 m (1180 ft) of Green River Formation (early to middle Eocene), 1520 m (5010 ft) of Wasatch Formation (early Eocene), and 850 m (2800 ft) of the Fort Union Formation (Paleocene). Stratigraphic data from three sections located east to west across the Phil Pico Mountain quadrangle show that the Protero-zoic Red Pine Shale has substantially more sandstone and less shale in the eastern section of the quadrangle. Field observations suggest that the Red Pine Shale undergoes a facies change across the quadrangle. However, due to the lack of continuous stratigraphic exposures, the cause of this change is not known.

金融機構所經營之業務涵蓋種類繁多、型式各異並各有其相關之法令，而金融機構透過直接或間接投資方式，一般而言將構成金融集團間之關係人及其交易，本論文之目的在於分析各種金融集團關係人交易相關法令之缺漏，並進而提出建議。 本文首先從現行金融機構經營及投資規範及金融機構關係人交易法律規範，歸納整理出相關法規機制，並探討現行該等關係人及交易之法律規範之「過」與「不足」之處。 此外，本文也參考美國法及跨國性金融監理機構之相關規範，藉此與我國相關規範比較，以作為我國相關立法之參考方向。 接著，本文再以金融機構關係人之實際相關案例，深入分析本國實務上常見之問題，以探討實務上對關係人的認定標準，並釐清現行金融監理對關係人間非常規交易之管理缺漏。 最後本文以上述之分析結果，提出對現行金融機構關係人相關法規之建議，以提供未來修法之參考。 / Due to deregulation and globalization in banking system, financial institutions are increasingly burring traditional differences between banking, insurance, and other institutions. As results, intra-group transactions cause more concern about the conflicts of interests. From a legal point of view, different legal relationships will confer different rights and impose different duties on financial parties. Therefore, it is sensible to analyze the legal nature of the relationships of different participants and their roles in financial institutions’ related party transactions. This study presents an analysis of regulations of related party transactions within Financial Conglomerates, and proposes reforms to deal with conflicts of interest: Firstly, discusses the regulations about the business scope of financial holding company, bank, securities and insurance company. Then further analyzes the regulations of related party transactions within each above financial parties. Secondly, depicts the American regulatory scheme and the frames guidelines and principles of international financial supervisory institutions. The former focuses on the background of banking regulations and the latest issue about The Dodd-Frank Act. The later includes the Basel Committee on Banking Supervision (BCBS), the International Organization of Securities Commissions (IOSCO), the International Association of Insurance Supervisors (IAIS), the International Swaps and Derivatives Association (ISDA) and the Joint Forum on Financial Conglomerates. A comparative analysis of regulations of the above and Taiwan was made. Thirdly, further analyzes the controversial issues of intra-group transactions based on several judicial cases, and then discusses the operational deficiencies of financial institutions and flaws of law and regulations. Finally, summarizes the said issues and propositions about related party transactions of financial institutions.

From the Proceedings of the 1973 Meetings of the Arizona Section - American Water Resources Assn. and the Hydrology Section - Arizona Academy of Science - May 4-5, 1973, Tucson, Arizona / All groundwater in fort valley is presently found in perched aquifers. The regional water table in the area is estimated to lie at a depth of approximately 1750 feet. Groundwater reservoirs are perched on impermeable clay zones located at the base of alluvial units. Groundwater is also found in highly fractured volcanic zones overlaying impermeable clay zones. Perched aquifers also occur in interflow zones above either impermeable clays or unfractured volcanics. Groundwater in fort valley is the result of infiltration or runoff and from precipitation. This recharge water infiltrates the alluvium or fractured volcanic rocks until an impermeable zone is reached where it becomes perched groundwater. Greatest well yields come from these recharge aquifers; their reliability is largely dependent on precipitation and runoff. Most wells in the fort valley area supply adequate amounts of water for domestic use.

The Aptian-Santonian(?) Bisbee Group in the Whetstone Mountains comprises 2375 m of clastic sedimentary rocks and limestones. The basal Glance Conglomerate unconformably overlies the Pennsylvanian-Permian Naco Group. It consists of limestone conglomerates which were deposited in proximal alluvial fan environments. The superadjacent Willow Canyon Formation contains finer grained rocks which were deposited in the distal portions of alluvial fans. The lacustrine limestones in the Apache Canyon Formation interfinger with and overlie these alluvial fan facies. The overlying Shellenberger Canyon Formation is composed mostly of terrigenous rocks derived from westerly terranes. This formation contains thick sequences of fluvio-deltaic facies as well as a thin interval of estuarine deposits which mark a northwestern extension of the marine transgression in the Bisbee -Chihuahua Embayment. The youngest formation (Upper Cretaceous?) in the Bisbee Group, the Turney Ranch Formation, consists of interbedded sandstones and marls which were deposited by fluvial and marine(?) processes.