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Är storbankernas dominans förbi? : Digitaliseringens hot mot storbankerna / Is the time of the major banks over? : The threat of digitalization for the major banksBergling, Oscar, Lundin, Hampus January 2021 (has links)
Bakgrund: Digitaliseringen har transformerat bankmarknaden. Denna förändring har öppnat upp möjligheter för nya aktörer att konkurrera på marknaden. Detta har även lett till att fler kunder väljer att genomföra bankbyten eller komplettera med ytterligare bank/banker. Sparande har även ökat markant bland Sveriges privatpersoner de senaste 20 åren, vilket gör att det är en stor och viktig marknad för bankerna att fokusera på. Storbankerna har däremot förlorat marknadsandelar inom sparande till fördel för internetbankerna. Utvecklingen av bankmarknaden kan därför innebära att storbankernas dominans kan vara förbi. Syfte: Uppsatsen syftar till att undersöka hur storbanker kan bli mer konkurrenskraftiga inom placeringar gentemot internetbanker. Detta då digitaliseringen har förändrat sparmarknaden syftar uppsatsen även till att se hur privatpersoners sparbeteende har förändrats. Metod: För studien har en kvalitativ metod använts i form av semistrukturerade intervjuer samt dokumentstudie. Studien har utgått ifrån en deduktiv ansats, då intervjuerna har analyserat utifrån teorierna i referensramen. Detta för att besvara studiens syfte och frågeställningar. Slutsats: Storbanker kan bli mer konkurrenskraftiga genom att förbättra sina digitala lösningar, arbeta mer proaktivt samt applicera mer agila affärssystem. Studiens resultat visar även på att digitaliseringen har haft en stor inverkan på privatpersoners sätt att placera. Fler personer har genom digitaliseringen fått möjlighet till att kunna investera och intresset har vuxit markant. Fler personer idag är även mer riskbenägna än tidigare på grund av den goda börsutvecklingen de senaste 10 åren. Nyckelord: Digitalisering, Storbank, Internetbank, Konkurrenskraft, Kundnöjdhet, Placering / Title: Is the time of the major banks over? - The threat of digitalization for the major banks. Background: Digitization has transformed the banking market. This change has created opportunities for new players to compete in the market. This has also led to more customers choosing to carry out bank changes or supplement with additional bank / banks. Savings have also increased significantly among private individuals in Sweden over the past 20 years, which means that it is a large and important market for banks to focus on. The major banks, on the other hand, have lost market shares in savings in favor of the internet banks. The development of the banking market may therefore mean that the dominance of the major banks may be over. Purpose: The thesis aims to investigate how large banks can become more competitive in investments against internet banks. As digitalization has changed the savings market, the thesis also aims to see how private individuals' savings behavior has changed. Method: For the study, a qualitative method has been used in the form of semi- structured interviews and document study. The study has been based on a deductive approach, as the interviews have been analyzed based on the theories in the frame of reference. This is to answer the study's purpose and questions. Conclusion: Major banks can become more competitive by improving their digital solutions, working more proactively and applying more agile business systems. The results of the study also show that digitalization has had a major impact on the way individuals invest. Through digitalization, more people have got the opportunity to invest and the interest in investments has grown significantly. More people today are also more risk-averse than before due to the good stock market development over the past 10 years. Keywords: Digitization, Major Banks, Internet Banking, Competitiveness, Customer Satisfaction, Investment
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Platforma pro zpracování formulářů pro zdravotnická zařízení / Form Processing Platform for Medical FacilitiesŠustek, Pavel January 2019 (has links)
The aim of this thesis is to develop a system for automation and simplification of paper forms processing in cooperation with gerontological facility. The solution is an SaaS system, that provides tools to design paper and digital forms, managing them, fill them online or print it on paper and then automatically process scanned documents via OCR algorithm. It also provides a simple cloud storage and the integration with complex form and survey database Redcap. It is very important to design a user friendly interface and to perform a set of thorough tests with feedback from medical facility. Fundamental used technologies are ASP.NET (MVC) and C\#, Javascript, HTML5, CSS3 and MSSQL. The output of this work should lay the foundations to an ongoing startup.
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Otočný stolek k 3D skeneru / Rotary table for 3D scannerSuchý, Lukáš January 2020 (has links)
This master thesis deals with the 3D scanning. This thesis explain methods of reversal engineering with a special aim for technical disciplines. Also some examples are being given. Next part deals with the 3D scanning technology and focuses on separation of scanners to a different groups and associated technology. Basically the scanning methods are separable to destructive and non-destructive groups. An images are obtained by 3D scan, its problematics and z-axis acquisition follow in next part of the thesis. Afterwards some key parameters suitable for selection of scanning systems are selected. A scanner "David SLS2" and its basic parameters, manipulation, service and calibrating process is being described. Last part deals with function and construction of rotating table used together with the 3D scanner David SLS2.
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Effektivitet och kvalitet i relation till resurser : En kvalitativ studie om vårdpersonals uppfattning om välfärdens framtida svårigheter / Efficiency and quality in relation to resources : A qualitative study of healthcare professionals' perceptions of the future difficulties of welfareZander, Mavis January 2021 (has links)
Det råder debatter och diskussioner om att ökad effektivitet, produktivitet och digitalisering krävs för att lyckas med välfärdsuppdraget. Begreppen är central och det finns få individnära forskning om vad dessa begrepp står för och innebär i det dagliga arbetet för olika yrkesverksamma personer inom välfärdenstjänster såsom hälso- och sjukvård och äldreomsorg. Syftet med föreliggande studie är att ta del av hur begreppen uppfattas av ett mindre antal personer som verkar på olika nivåer inom välfärdenstjänster. Denna kvalitativa studie med fenomenografisk ansats baseras på informanters uppfattningar. För analys av insamlade data används konventionell innehållsanalys. Studiens teoretiska ramverk med koppling till gränser mellan ekonomi- och demokrativärden, motsättningen mellan olika rationalitet och stridande logiker utvecklas i samband med analys av det empiriska materialet. Resultatet visar att även om informanters medvetenhet om välfärdens utmaningar är i varierande grad, finns det en generell uppfattning av att en välfungerande hälso-och sjukvård och äldreomsorg kräver rätt och tillräcklig kompetens. Det finns en uppfattning bland informanter att beslutfattarna måste skjuta till mer resurser. Resultatet pekar också på en uppfattning av att välfärden kan upprätthållas om tillräckliga åtgärder görs åt konsekvenserna som befolkningsutvecklingen medför. När det kommer på tal om åtgärderna som krävs, uppstår spänningar och konflikter i uppfattningar kring begreppen effektivitet/produktivitet, digitalisering, uppgiftsväxling och kvalitet i relation till resurser. Det kan ha sin grund i förekomst av olika gränsdragningsproblematik med olika rationalitet och stridande logiker som följd. / There are debates and discussions around that increased efficiency, productivity and digitalization are required to succeed with the welfare mission. The concepts are central and there is little individual based research on what these concepts stand for and mean in the daily work of various professionals in welfare services such as health and medical care and elderly care. The purpose of the present study is to take part of how the concepts are perceived by a small number of people who work at different levels in welfare services. This qualitative study with a phenomenographic approach is based on informants' perceptions. Conventional content analysis is used for analysis of collected data. The study's theoretical framework with connection to boundaries between economic and democratic values, the opposition between different rationality and conflicting logics is developed in associated with the analysis of the empirical material. The results show that although informants' awareness of the challenges of welfare varies, there is a general perception that a well-functioning health care and care for the elderly requires the right and sufficient competence. There is a general perception among informants that decision-makers need to invest more resources. The results also point to a perception that welfare can be maintained if sufficient measures are taken for the consequences that population development entails. When it comes to the measures required, tensions and conflicts arise in perceptions around the concepts of efficiency / productivity, digitization, task exchange and quality in relation to resources. These tensions and conflicts might be because of the existence of problems with different boundaries, problems with different rationality and conflicting logics.
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Lineare Funktionen im Kontext des Selbstlernens: Entwicklung differenzierter Materialien unter Berücksichtigung digitaler MöglichkeitenSchlesier, Luis 19 July 2021 (has links)
Seit mehr als einem Jahr wird der Alltag unzähliger Menschen auf der ganzen Welt maßgeblich durch das Coronavirus Sars-CoV-2 bestimmt. Einzelhandelsgeschäfte, Restaurants, Hotels und kulturelle Einrichtungen unterliegen seit Beginn der Pandemie erheblichen Einschränkungen, die zuletzt zu mehrmonatigen Schließungen der genannten Dienstleistungsbetriebe führten. Es wurden Ausgangssperren und Kontaktbeschränkungen verhängt, die regional noch immer bestehen, sodass das öffentliche und private Leben in Deutschland auf ein Minimum heruntergefahren wurde. Auch die Schulen sind von den Maßnahmen zur Eindämmung der Pandemie betroffen, wodurch sich der Tagesablauf der Kinder grundlegend veränderte. [...] Zum einen erfordert ein gelungener Fernunterricht ein durchdachtes Konzept, welches die Abwesenheit der Lehrperson im Lernprozess zumindest annähernd kompensiert. Denn häufig reicht die Präsentation von Tafelbildern und das Erteilen standardisierter Rechenaufgaben nicht aus, um mathematische Begriffe in ihrer gesamten Vielfalt zu vermitteln. Es bedarf geeigneter Angebote, welche den Lernenden einen angemessenen Zugang zur Mathematik ermöglichen sowie Kompetenzen nachhaltig aufbauen. Andererseits erfordern die Aufbereitung und Umsetzung dieser innovativen Unterrichtsideen ein gewisses Maß an digitalem Know-how. Gleichzeitig wird den Lehrenden durch die notwendige Neuausrichtung ihrer Unterrichtsmaterialien ein zeitlicher Mehraufwand abverlangt, der im normalen Schulalltag kaum zu bewältigen ist. An dieser Stelle setzt die vorliegende wissenschaftliche Arbeit an und untersucht, wie Lehr-Lern-Arrangements in Zeiten ausgeprägter Selbstlernphasen erfolgreich aufbereitet werden können. Dazu wurde in Zusammenarbeit mit der Carl-von-Ossietzky-Schule in Berlin eine Materialreihe zum Thema „Lineare Funktionen“ entwickelt, welche die aktuelle Situation aufgreift und die Bedürfnisse der Schüler*innen berücksichtigt. Der ausgeprägten Heterogenität der Kinder wird durch binnendifferenzierte und klar strukturierte Arbeitsmaterialien Rechnung getragen, die einen individualisierten Aneignungsprozess ermöglichen. Ferner wird das Potential digitaler Medien genutzt, um die Lernenden bei der Auseinandersetzung mit funktionalen Zusammenhängen gezielt zu unterstützen und so pandemiebedingten Lernverlusten bestmöglich vorzubeugen. [Aus der Einleitung.]
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Stanovení účinnosti rekuperačního hydrostatického pohonu / Determination of efficiency of hydraulic drive with recuperationKobza, Michal January 2014 (has links)
In the first part of the thesis is determined efficacy criterion for the individual operating modes of the experimental stand with energy recovery and subsequently are evaluated the records of individual measurements. Energy savings are calculated with using energy recovery. The second part describes the process of digitizing relative fuel consumption map of the engine. Results are confronted with a real application engine in the road roller Ammann AP 240 H. In addition, the master thesis describes the creation of hydrostatic converter block in the program MATLAB/Simulink 2012b. Creating block can be used in the development of simulation models.
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La grande saga de l’industrialisation de la fiction : le renouveau créatif de la franchise Harry Potter / Industrialising the fiction : the creative renewal of the Harry Potter franchiseNicolas, Agathe 21 January 2019 (has links)
Le constat d’une difficulté est à l’origine de cette thèse : est-il encore possible de parler de clôture de la fiction face au fonctionnement contemporain des franchises fondées sur le développement transmédiatique d’univers transfictionnels ? Cette thèse traite des problématiques de création dans le cadre des industries culturelles : quelles sont les influences de l’industrie sur la création d’une fiction ? Quelles sont les influences de la fiction sur les médiations et les représentations de l’industrie ? Quelles sont les conséquences de l’industrialisation sur les circulations de la fiction ? Comment comprendre la permanence d’une figure d’auteur dans un régime de création collective ? L’étude se structure autour de quatre hypothèses principales, correspondant à autant de parties : tout d’abord, il est désormais nécessaire de parler de « fictions industrialisées », dans la mesure où la fiction, ses formes et ses contenus sont façonnés par l’industrie. Réciproquement, on constate l’émergence d’une « industrie narrativisée » : l’industrie participe de la création culturelle mais devient aussi objet culturel marqué par les codes de la fiction. La proposition de la notion de « fiction totale » rend nécessaire de repenser les notions de participation et de convergence qui, paradoxalement, ne sont pas incompatibles avec le concept d’autorité ; ainsi, il semble que l’ouverture de la fiction soit le symptôme d’un verrouillage institutionnel accru. Enfin, cette thèse pose l’hypothèse de l’émergence d’une nouvelle forme d’auctorialité, fondée sur l’assimilation de la figure d’auteur à un triple produit. / One main question originated this PhD Thesis : is it still possible to talk about the closure of a fiction when contemporain franchises work on continual developments and expansions ? This document questions the concept of fiction through the notion of cultural industry. How is the creation of fiction influenced by its industrial environment ? What consequences does fiction have on its industrial environment ? What does industrialisation do to the circulation of fiction ? How does evolve the notion of authorship in this collective environment for creation ? Our study is structured around four main hypothesis, which are each studied in a dedicated part of this thesis : firstly, we underline the relevance of the notion of « industrialised fictions » ; indeed, fictional contents and formats’ evolutions are deeply linked to industrial developments. Furthermore, these contents and formats are sometimes shaped accordingly to their potential industrial developments. Reciprocally, we emphasize the notion of « narrated industry » : industry participates in cultural creation and is a cultural creation contaminated by fiction. A new notion is therefore necessary : the « totalizing fiction ». We worked on a renewed approach for the notions of convergence and participatory cultures which are, paradoxically, strongly linked to the concept of authority : the oppenness of fiction would be the symptom of an institutional lockout. Finally, this thesis defines the appareance of a new form of authority, shaped on the assimilation of authorship to a product : the author is produced as a figure, as a comercial and cultural object and as a self-creation.
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Digitaliseringens inverkan på redovisningsarbetet : En kvalitativ studie om redovisningsproduktens kvalitéBoman, Viktoria, Kallaanvaara, Hannah January 2020 (has links)
Digitaliseringen är ett aktuellt ämne i dagens samhälle, och den snabba utvecklingen gör att redovisningsbranschen utmanas i allt större utsträckning än tidigare. Till följd av detta har det uppstått omfattande förändringar i redovisningskonsulternas dagliga arbete vilket påverkar redovisningsbranschen i stort. Syftet med studien var därmed att undersöka och analysera om en ökad digitalisering av redovisningsarbetet försämrar kvalitén av den produkt som redovisningskonsulter skapar. En empirisk undersökning har genomförts med hjälp av kvalitativ metod, där intervjuer med erfarna redovisningskonsulter skapat grunden för arbetet. För att ytterligare stärka det empiriska underlaget samlades sekundärdata in från de aktuella redovisningsbyråernas hemsidor. En jämförelse med den tidigare forskningen inom området gjordes sedan, där studiens resultat analyserades och tolkningar gavs. Resultaten ansågs inte ge tillräckligt starka indikationer för att digitaliseringen påverkar kvalitén av den produkt som redovisningskonsulter skapar. Därav är slutsatsen för denna studie att redovisningsproduktens kvalité inte tenderar att försämras av de digitaliserade processerna inom redovisningsyrket. / The digitization is a current topic in today's society, and the rapid progress creates greater challenges than before for the accounting industry. Due to this, significant changes have occurred in the accountants daily tasks which affects the industry in general. Thus, the purpose of the study was to investigate and analyze whether an increased digitization of the accounting profession deteriorates the quality of the product that accountants create. An empirical research has also been conducted using qualitative methods, where interviews with senior accountants create the basis for the study. To further strengthen the empirical data, secondary data was collected from the accounting bureaus websites. A comparison was then made with the previous research on the subject, whereupon the results of the study were analyzed and interpreted. The results of the study were not considered strong enough to provide indications that digitization affects the quality of the products that accountants create. Therefore, the conclusion of the study is that the product of the accounting does not seem to be impaired by the digitization within the accounting profession.
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Nationaler Aktionstag für Restaurierung und Digitalisierung: Vom wertvollen Original zum Open AccessHerkner, Jenny 09 October 2007 (has links)
Ist es sinnvoll, Originale zu bewahren, und wenn ja, welche? Löst die Digitalisierung unsere Probleme der Bestandserhaltung? Wie sind die Pläne zur Langzeitarchivierung? Diese und viele weitere Fragen wurden am Sonntag, dem 2. September 2007, beim ersten „Nationalen Aktionstag für die Erhaltung des schriftlichen Kulturguts“ in der Sächsischen Landesbibliothek – Staats- und Universitätsbibliothek Dresden mit Experten aus Kultur, Wissenschaft und Politik diskutiert.
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Digitální knihovny na Univerzitě Karlově v Praze / Digital Libraries at the Charles University in PragueZemanová, Veronika January 2018 (has links)
The dissertation focuses on digitization in libraries of Charles University. In connection with accessible sources, online questionnaire survey and half-structured interviews done with representatives of eight faculty libraries, the digitization activity under Charles University is presented. Transformations of the library collections into digital forms are in motion in many libraries, therefore the amount of digital material is growing and it is not co-ordinated. The great amount of digital objects is followed by a matter of depositing data and making them accessible, which is currently very topical at Charles University. The aim of the dissertation is to analyse digital libraries and repositories produced and runned at this university. First part of the thesis explains - besides set aims and metodology - terminological basis of the dissertation, especially connection between digital library and digital repository. The digital activities are analysed also from the point of staffing of performed functions, hardware and software equipment at digitalization departments of libraries, technical specification of digitized documents, metadata and also method of depositing data and making them accessible. Digitization projects in chosen faculty libraries are introduced as well. Third part of the thesis is...
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